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BplusC

Active
Private limited companyfounded 199729 yrs activeDe Keyserlei 60C, 2018 Antwerpen, BelgiumKBO/BCE: BE 0460.448.904
Summary

BplusC has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€45,578) and a net result of €1,230. Equity remains stable across the filed fiscal years (±1.6% per year). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability24▲+5
Solvency4▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 15.96 against 18.83 in 2024; short-term debt: 4.8% and cash: 8.3% of total assets), but equity is negative.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-20.6%
Return on assets
0.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
140 d early
2023
42 d early
2022
40 d early
2021
43 d early
2020
38 d early
2019
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 56 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BplusC was incorporated on 10 April 1997.1 Total assets rose from EUR 35,762 in 2018 to EUR 221,136 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€45,578▲ 2.6%
2024 · -€46,809
Total assets
€221,136▼ 22.7%
2024 · €286,215
Net result
€1,230▲ 56.1%
2024 · €788
Working capital
€160,418▼ 28.8%
2024 · €225,253
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€864▼ 93.5%€10,837▲ 1,154%€5,772▼ 46.7%-€460€2,715
Net result-€5,349€2,617€147▼ 94.4%€788▲ 438%€1,230▲ 56.1%
Equity-€50,361▼ 11.9%-€47,744▲ 5.2%-€47,597▲ 0.3%-€46,809▲ 1.7%-€45,578▲ 2.6%
Total assets€115,920▲ 150%€119,965▲ 3.5%€319,495▲ 166%€286,215▼ 10.4%€221,136▼ 22.7%
Debt€94,929▲ 401%€97,517▲ 2.7%€298,099▲ 206%€265,269▼ 11.0%€200,234▼ 24.5%
Working capital€77,039▲ 2,027%€52,800▼ 31.5%€265,086▲ 402%€225,253▼ 15.0%€160,418▼ 28.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000€10,000Operating result 2021: €864€864Net result 2021: -€5,349-€5,349Operating result 2022: €10,837€10,837Net result 2022: €2,617€2,617Operating result 2023: €5,772€5,772Net result 2023: €147€147Operating result 2024: -€460-€460Net result 2024: €788€788Operating result 2025: €2,715€2,715Net result 2025: €1,230€1,23020212022202320242025-€2,000€0€2,000€4,000€6,000Operating result 2023: €5,772€5,770Net result 2023: €147€147Operating result 2024: -€460-€460Net result 2024: €788€788Operating result 2025: €2,715€2,720Net result 2025: €1,230€1,230202320242025
The operating result returns to profit in 2025: €2,715 after a loss of €460 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221,136
Fixed assets €49,994 ▲ 3.4%
Current assets €171,142 ▼ 28.1%
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,869▲
2024 · -€8
Cash flow
€1,385▲
2024 · €1,241
Solvency
-20.6%▼
2024 · -16.4%
Current ratio
15.96▼
2024 · 18.83
Debt to equity
-4.39▲
2024 · -5.67
ROA
0.6%▲
2024 · 0.3%
Interest coverage
0.54▲
2024 · 0.00
Debt ≤ 1 year
€10,724▼
2024 · €12,631
Debt > 1 year
€169,000▼
2024 · €193,000
Income taxes
€262▼
2024 · €731
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€286,215€221,136▼
Fixed assets21/28€48,332€49,994▲
Tangible fixed assets22/27€47,732€49,394▲
Plant, machinery and equipment23-€1,662
Furniture and vehicles24€47,732€47,732=
Financial fixed assets28€600€600=
Current assets29/58€237,884€171,142▼
Amounts receivable within one year40/41€4,048€2,326▼
Trade receivables40€402€1,346▲
Other amounts receivable41€3,646€979▼
Current investments50/53€220,000€150,000▼
Cash at bank and in hand54/58€13,380€18,450▲
Deferred charges and accrued income490/1€455€366▼
Equity and liabilities
Total equity and liabilities10/49€286,215€221,136▼
Equity10/15-€46,809-€45,578▲
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€65,409-€64,178▲
Provisions and deferred taxes16€67,755€66,480▼
Provisions for liabilities and charges160/5€67,755€66,480▼
Other liabilities and charges164/5€67,755€66,480▼
Amounts payable17/49€265,269€200,234▼
Amounts payable after more than one year17€193,000€169,000▼
Financial debts170/4€193,000€169,000▼
Amounts payable within one year42/48€12,631€10,724▼
Trade debts44€5,022€4,495▼
Suppliers440/4€5,022€4,495▼
Taxes, remuneration and social security45€6,000€6,229▲
Taxes450/3-€229
Remuneration and social security454/9€6,000€6,000=
Other amounts payable47/48€1,609-
Accrued charges and deferred income492/3€59,638€20,510▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€452€154▼
Other operating charges640/8€2,334€553▼
Gross operating margin9900€2,326€3,423▲
Operating profit (loss)9901-€460€2,715▲
Financial income75/76B€7,323€4,139▼
Recurring financial income75€7,323€4,139▼
Financial charges65/66B€5,343€5,362▲
Recurring financial charges65€5,343€5,362▲
Profit (loss) for the period before taxes9903€1,520€1,492▼
Income taxes67/77€731€262▼
Profit (loss) for the period9904€788€1,230▲
Profit (loss) for the period to be appropriated9905€788€1,230▲
Appropriation of the result
Profit (loss) to be appropriated9906-€65,409-€64,178▲
Profit (loss) brought forward from the previous period14P-€66,197-€65,409▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,769€10,154€14,686€452€154▼ 65.9%
Other operating charges640/8-€3,276€1,501€2,334€553▼ 76.3%
Gross operating margin9900€7,354€24,268€21,958€2,326€3,423▲ 47.1%
Operating profit (loss)9901€864€10,837€5,772-€460€2,715▲ 690%
Financial income75/76B--€1,649€7,323€4,139▼ 43.5%
Recurring financial income75--€1,649€7,323€4,139▼ 43.5%
Financial charges65/66B-€5,449€5,382€5,343€5,362▲ 0.3%
Recurring financial charges65€5,581€5,449€5,382€5,343€5,362▲ 0.3%
Profit (loss) for the period before taxes9903-€4,717€5,388€2,038€1,520€1,492▼ 1.8%
Income taxes67/77€632€2,771€1,892€731€262▼ 64.2%
Profit (loss) for the period9904-€5,349€2,617€147€788€1,230▲ 56.1%
Profit (loss) for the period to be appropriated9905-€5,214€2,617€147€788€1,230▲ 56.1%
Line20212022202320242025Change
Assets
Total assets20/58€115,920€119,965€319,495€286,215€221,136▼ 22.7%
Fixed assets21/28€20,429€63,470€48,784€48,332€49,994▲ 3.4%
Tangible fixed assets22/27€19,829€62,870€48,184€47,732€49,394▲ 3.5%
Plant, machinery and equipment23-€1,239€452-€1,662-
Furniture and vehicles24-€61,632€47,732€47,732€47,732=
Financial fixed assets28€600€600€600€600€600=
Current assets29/58€95,491€56,494€270,711€237,884€171,142▼ 28.1%
Amounts receivable within one year40/41€5,650€11,556€10,105€4,048€2,326▼ 42.6%
Trade receivables40-€319€1,454€402€1,346▲ 235%
Other amounts receivable41-€11,238€8,651€3,646€979▼ 73.1%
Current investments50/53--€250,000€220,000€150,000▼ 31.8%
Cash at bank and in hand54/58€89,287€44,488€10,064€13,380€18,450▲ 37.9%
Deferred charges and accrued income490/1-€450€542€455€366▼ 19.6%
Equity and liabilities
Total equity and liabilities10/49€115,920€119,965€319,495€286,215€221,136▼ 22.7%
Equity10/15-€50,361-€47,744-€47,597-€46,809-€45,578▲ 2.6%
Contributions10/11-€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€68,961-€66,344-€66,197-€65,409-€64,178▲ 1.9%
Provisions and deferred taxes16€71,351€70,191€68,992€67,755€66,480▼ 1.9%
Provisions for liabilities and charges160/5-€70,191€68,992€67,755€66,480▼ 1.9%
Other liabilities and charges164/5-€70,191€68,992€67,755€66,480▼ 1.9%
Amounts payable17/49€94,929€97,517€298,099€265,269€200,234▼ 24.5%
Amounts payable after more than one year17--€207,000€193,000€169,000▼ 12.4%
Financial debts170/4--€207,000€193,000€169,000▼ 12.4%
Amounts payable within one year42/48€18,452€3,695€5,625€12,631€10,724▼ 15.1%
Trade debts44€4,392€3,675€4,261€5,022€4,495▼ 10.5%
Suppliers440/4-€3,675€4,261€5,022€4,495▼ 10.5%
Taxes, remuneration and social security45---€6,000€6,229▲ 3.8%
Taxes450/3----€229-
Remuneration and social security454/9---€6,000€6,000=
Other amounts payable47/48-€20€1,364€1,609--
Accrued charges and deferred income492/3-€93,822€85,474€59,638€20,510▼ 65.6%
Line20212022202320242025Change
Profit (loss) for the period9904-€5,349€2,617€147€788€1,230▲ 56.1%
+ Depreciation and write-downs630€5,769€10,154€14,686€452€154▼ 65.9%
Operating cash flow (approximation)€420€12,771€14,833€1,241€1,385▲ 11.6%
Investment in fixed assets (approximation)--€53,196€0€0-€1,817-
Change in cash--€44,798-€34,424€3,316€5,071▲ 52.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
17-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
11-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
19-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Liquidity triplescurrent ratio 48.13
Current ratio from 15.29 to 48.13.
21-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Back to profitnet €2,617
Net result €2,617 after one loss-making year.
30-09
Financial Liquidity triplescurrent ratio 15.29
Current ratio from 5.18 to 15.29; short-term debt falls from €18,452 to €3,695.
18-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Liquidity quadruplescurrent ratio 5.18
Current ratio from 1.19 to 5.18; short-term debt falls from €18,936 to €18,452.
23-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Highest result since 2018net €4,641 ▲52.8%
Operating result €13,388, net result €4,641, both a record.
17-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
30-09
Financial Back to profitnet €3,038
Net result €3,038 after one loss-making year.
30-09
Financial Liquidity triplescurrent ratio 6.35
Current ratio from 1.92 to 6.35; short-term debt falls from €13,853 to €4,072.
21-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
3,154 m²
Building footprint
885 m²
Parcel 11808H1298/00C000, Flanders. Linked by address, not a title deed.
170 companies at this address See who is registered here
1 establishment unit
BplusC
De Keyserlei 60C, 2018 AntwerpenInsurance agents and brokers
since 20022.081.334.344
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1298/00C000 Flanders 3,154 m² 1 · 885 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded10-04-1997
Fiscal year end30-09

Scores and ratios are computed by Checked and are not a credit decision.