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BplusB

Active
Private limited company (pre-2019)founded 20169 yrs activeDe Frélaan 263, 1180 Ukkel, BelgiumKBO/BCE: BE 0663.794.556
Summary

The computed 12-month bankruptcy probability of BplusB is 3.6% (moderate). The 2024 annual accounts show negative equity (€-201k) and a net result of €-12k. Equity is shrinking by ~16.9% per year across the filed fiscal years. The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability67=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2023; short-term debt: 127.3% and cash: 0.1% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-27.8%
Return on assets
-1.7%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €-201k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
21 d late
2023
15 d late
2022
17 d late
2021
30 d late
2020
8 d early
2019
21 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BplusB was incorporated on 4 October 2016.1 Total assets fell from EUR 847,074 in 2018 to EUR 721,264 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€-201k▼ 6.4%
2023 · €-189k
Total assets
€721k▼ 3.2%
2023 · €745k
Net result
€-12k▼ 26.1%
2023 · €-10k
Working capital
€-911k▲ 0.9%
2023 · €-919k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€-10k▲ 56.4%€-7k▲ 33.3%€-47k▼ 588%€-8k▲ 82.1%€-11k▼ 35.0%
Net result€-16k▲ 47.0%€-16k▲ 2.7%€-48k▼ 202%€-10k▲ 80.0%€-12k▼ 26.1%
Equity€-116k▼ 16.3%€-132k▼ 13.6%€-179k▼ 36.2%€-189k▼ 5.3%€-201k▼ 6.4%
Total assets€821k▼ 0.6%€801k▼ 2.4%€759k▼ 5.2%€745k▼ 1.9%€721k▼ 3.2%
Debt€936k▲ 1.2%€932k▼ 0.4%€938k▲ 0.6%€933k▼ 0.5%€922k▼ 1.2%
Working capital€-414k€-919k€-911k▲ 0.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-60k€-40k€-20k€0Operating result 2020: €-10k€-10kNet result 2020: €-16k€-16kOperating result 2021: €-7k€-7kNet result 2021: €-16k€-16kOperating result 2022: €-47k€-47kNet result 2022: €-48k€-48kOperating result 2023: €-8k€-8kNet result 2023: €-10k€-10kOperating result 2024: €-11k€-11kNet result 2024: €-12k€-12k20202021202220232024€-60k€-40k€-20k€0Operating result 2022: €-47k€-47kNet result 2022: €-48k€-48kOperating result 2023: €-8k€-8.4kNet result 2023: €-10k€-9.5kOperating result 2024: €-11k€-11kNet result 2024: €-12k€-12k202220232024
The operating result stays negative: a loss of €11k in 2024 against €8k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €721k
Fixed assets €714k ▼ 3.2%
Current assets €7k ▼ 0.7%
Key figures and ratios
2024 value · change against 2023
EBITDA
€12k▼
2023 · €15k
Cash flow
€12k▼
2023 · €14k
Solvency
-27.8%▼
2023 · -25.3%
Current ratio
0.01▲
2023 · 0.01
Debt to equity
-4.60▲
2023 · -4.95
ROA
-1.7%▼
2023 · -1.3%
Interest coverage
18.12▲
2023 · 13.99
Debt ≤ 1 year
€918k▼
2023 · €926k
Debt > 1 year
€4k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet Code20232024
Assets
Total assets20/58€745k€721k▼
Fixed assets21/28€737k€714k▼
Tangible fixed assets22/27€737k€714k▼
Land and buildings22€732k€710k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€7k€7k▼
Amounts receivable within one year40/41€7k€7k=
Trade receivables40€7k€7k=
Cash at bank and in hand54/58€224€464▲
Deferred charges and accrued income490/1€292-
Equity and liabilities
Total equity and liabilities10/49€745k€721k▼
Equity10/15€-189k€-201k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-195k€-207k▼
Amounts payable17/49€933k€922k▼
Amounts payable after more than one year17€7k€4k▼
Financial debts170/4€7k€4k▼
Amounts payable within one year42/48€926k€918k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€12k€12k▼
Suppliers440/4€12k€12k▼
Other amounts payable47/48€911k€903k▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€20k€15k▼
Operating profit (loss)9901€-8k€-11k▼
Financial income75/76B-€23
Recurring financial income75-€23
Financial charges65/66B€1k€675▼
Recurring financial charges65€1k€675▼
Profit (loss) for the period before taxes9903€-10k€-12k▼
Profit (loss) for the period9904€-10k€-12k▼
Profit (loss) for the period to be appropriated9905€-10k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-195k€-207k▼
Profit (loss) brought forward from the previous period14P€-185k€-195k▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k€24k€24k€24k▼ 1.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€18k---
Other operating charges640/8-€3k€3k€5k€3k▼ 44.7%
Gross operating margin9900€15k€20k€-2k€20k€15k▼ 26.4%
Operating profit (loss)9901€-10k€-7k€-47k€-8k€-11k▼ 35.0%
Financial income75/76B----€23-
Recurring financial income75----€23-
Financial charges65/66B-€9k€659€1k€675▼ 38.9%
Recurring financial charges65€6k€9k€659€1k€675▼ 38.9%
Profit (loss) for the period before taxes9903€-16k€-16k€-48k€-10k€-12k▼ 26.1%
Profit (loss) for the period9904€-16k€-16k€-48k€-10k€-12k▼ 26.1%
Profit (loss) for the period to be appropriated9905€-16k€-16k€-48k€-10k€-12k▼ 26.1%
Line20202021202220232024Change
Assets
Total assets20/58€821k€801k€759k€745k€721k▼ 3.2%
Formation expenses20€315-----
Fixed assets21/28€820k€783k€759k€737k€714k▼ 3.2%
Tangible fixed assets22/27€820k€783k€759k€737k€714k▼ 3.2%
Land and buildings22-€778k€755k€732k€710k▼ 3.1%
Plant, machinery and equipment23-€5k€4k€3k€3k▼ 12.7%
Furniture and vehicles24---€2k€1k▼ 22.2%
Current assets29/58-€18k-€7k€7k▼ 0.7%
Amounts receivable within one year40/41---€7k€7k=
Trade receivables40---€7k€7k=
Cash at bank and in hand54/58---€224€464▲ 107%
Deferred charges and accrued income490/1-€18k-€292--
Equity and liabilities
Total equity and liabilities10/49€821k€801k€759k€745k€721k▼ 3.2%
Equity10/15€-116k€-132k€-179k€-189k€-201k▼ 6.4%
Contributions10/11-€6k€6k€6k€6k=
Outside capital11-€6k----
Other1109/19-€6k----
Profit (loss) carried forward14€-122k€-138k€-185k€-195k€-207k▼ 6.2%
Amounts payable17/49€936k€932k€938k€933k€922k▼ 1.2%
Amounts payable after more than one year17€500k€500k€10k€7k€4k▼ 45.1%
Financial debts170/4-€500k€10k€7k€4k▼ 45.1%
Amounts payable within one year42/48€436k€432k€928k€926k€918k▼ 0.9%
Current portion of amounts payable after more than one year42--€4k€3k€3k▲ 4.1%
Financial debts43-€59----
Credit institutions430/8-€59----
Trade debts44€2k€6k€2k€12k€12k▼ 1.5%
Suppliers440/4-€6k€2k€12k€12k▼ 1.5%
Other amounts payable47/48-€426k€923k€911k€903k▼ 0.9%
Line20202021202220232024Change
Profit (loss) for the period9904€-16k€-16k€-48k€-10k€-12k▼ 26.1%
+ Depreciation and write-downs630€24k€24k€24k€24k€24k▼ 1.2%
Operating cash flow (approximation)€8k€8k€-24k€14k€12k▼ 19.3%
Investment in fixed assets (approximation)-€14k€0€-2k€0▲ 100%
Change in cash----€240-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
15-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
17-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
21-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 85 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
2.7 ha
Building footprint
727 m²
Volume, LiDAR
16,430 m³
Parcel 21612C0286/00W014, Brussels · tallest building 25.7 m, ±8 floors. Linked by address, not a title deed.
39 companies at this address See who is registered here
1 establishment unit
BplusB
De Frélaan 263, 1180 UkkelActivities auxiliary to financial services and insurance activities
since 20162.314.145.529
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612C0286/00W014 Brussels 2.7 ha 1 · 727 m² 25.7 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded04-10-2016
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.