Equity
-€16,107
Debts exceed assets in financial year 2025.
BPLM
Lifetime
5 annual accounts with figures on one time axispeak €41,272 (2025)
€41,272▲ 65.4%
lowest -€20,551 (2021)
-€768▲ €5,597
peak €10,649 (2021)
-€16,107▼ €768
€178,583▲ 0.1%
Board1 name since 2020
1 directorPL CONSULT
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €24,957 to €41,272Loss of €768Registered office moved from Gembloux to Emines 05-09Cash from €4,501 to €27,821
Key points
from the 2025 annual accountsLosses
-€47,307 in five years
Every financial year from 2021 to 2025 closed with a loss. 2021 was the heaviest.
Turnover
≈ €380,000 estimated
The accounts state no turnover.
Debts
€178,583 110% of the balance sheet
Financial debts 40%Suppliers 42%Taxes and wages 1%Other 17%
Of this, €107,050 falls due within a year.
Filings
5 annual accounts 4 late
The 2022 accounts came latest: 30 days after the end of the period.
Position in the sector
-€16,107
Less equity than 85% of companies in retail trade. Sector median €40,976 · 22,967 companies.
Checked score
52
Fair
Financially stronger than 27% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.6%
01-2025: 1.6%● unchanged vs 12-2024lowest value
02-2025: 1.6%● unchanged vs 01-2025lowest value
03-2025: 1.6%● unchanged vs 02-2025lowest value
04-2025: 1.7%▲ +0.1 percentage points vs 03-2025
05-2025: 1.8%▲ +0.1 percentage points vs 04-2025
06-2025: 1.9%▲ +0.1 percentage points vs 05-2025
07-2025: 1.9%● unchanged vs 06-2025
08-2025: 2.5%▲ +0.6 percentage points vs 07-2025
09-2025: 2.1%▼ -0.4 percentage points vs 08-2025
10-2025: 3.0%▲ +0.9 percentage points vs 09-2025
11-2025: 2.9%▼ -0.1 percentage points vs 10-2025
12-2025: 2.9%● unchanged vs 11-2025
01-2026: 2.9%● unchanged vs 12-2025
02-2026: 2.9%● unchanged vs 01-2026
03-2026: 2.9%● unchanged vs 02-2026
04-2026: 3.1%▲ +0.2 percentage points vs 03-2026
05-2026: 3.8%▲ +0.7 percentage points vs 04-2026
06-2026: 3.9%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 3.8%▼ -0.1 percentage points vs 06-2026
08-2026: 2.0%▼ -1.8 percentage points vs 07-2026
09-2026: 2.0%● unchanged vs 08-2026
10-2026: 2.0%● unchanged vs 09-2026
11-2026: 2.0%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Negative equity -€16,107
1 change of registered office in 24 months
lowers risk
Size: total assets €162,476
Figures for financial year 2025 (filed on 24-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 16% of them on solvency, 34% on liquidity, 29% on profitability and 31% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,564 companies had the same profile as BPLM has now. Each dot stands for 4 companies, two years later.
88.9%
were still trading
5.4%
stopped another way
5.1%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BPLM itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,564 companies, not a prediction for BPLM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.51 (0.43 in 2024), below 1. Short-term debt is 65.9% and cash 17.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€16,107
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
7 days early
2024
1 day late
2023
16 days late
2022
30 days late
2021
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 13 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Gembloux to Emines
New registered office: Rue Grand-Mère 17 à 5080 Emines · Previous registered office: Chaussée de Nivelles, Mazy 2, Boîte C, 5032 Gembloux · Board meeting of 03-08-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0758549007
Incorporation
Founding capital of €31,200, 1,000 shares · Founder: LESSENNES Pierre Francis Victor · Appointment: PL CONSULT (director) · published on 20-11-2020 · Gazette deed
First establishment
Rue Grand'Mère, Emines 2, La Bruyère
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BPLM La Bruyère | €162,476 | €41,272 | -9.9% | - |
| O Rocour Services Marchin | €172,204 | €38,854 | 75.4% | - |
| MAKAIRE Liège | €130,222 | €33,205 | 40.1% | - |
| EITCH KEI Jemeppe-sur-Sambre | €160,779 | €29,166 | 31.2% | - |
| Tim Mousa Overijse | €211,809 | €39,691 | 8.7% | - |
| BROOS JP Spa | €230,138 | €45,746 | 39.1% | - |
| INFINITY STAR Beersel | €136,969 | €56,225 | -2.9% | - |
These companies have the same main activity as BPLM: retail sale of automotive fuel (NACE 47300). They are comparable in size and age: total assets between €130,000 and €230,000, founded between 2017 and 2022.
Official details
Source: KBO- Status
- Active since 18-11-2020Normal situation
- Activity
- Retail sale of automotive fuelNACE 47300
- Establishment unit
- 2.309.875.9455080 La Bruyère, since 18-11-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €162,476▼ 0.3%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on BPLM
BPLM files the micro format. That format states no turnover. The gross margin rose from €7,439 in 2021 to €41,272 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BPLM
- What is the company number of BPLM?
- The company number of BPLM is 0758.549.007. The VAT number is the same number with BE in front: BE 0758.549.007.
- Where is BPLM based?
- The registered office is at Rue Grand'Mère, Emines 17, 5080 La Bruyère.Company details
- What does BPLM do?
- According to the KBO register, the main activity is retail sale of automotive fuel (NACE 47300).
- What is the legal form of BPLM?
- BPLM is a private limited company (BV).
- When was BPLM founded?
- BPLM was founded on 18-11-2020.
- Is BPLM still active?
- Yes, BPLM is an active enterprise in the KBO register.
- What is the turnover of BPLM?
- The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €41,272 and 367 comparable companies (NACE 47). It probably lies between €210,000 and €640,000.Financials
- Is BPLM profitable?
- In financial year 2025, BPLM made a loss of €768.
- Where can I find the annual accounts of BPLM?
- BPLM filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BPLM due?
- BPLM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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