BPI SERENITY VALLEY SA

Active

Public limited companyfounded 20206 yrs activeEdmond Van Nieuwenhuyselaan 30, 1160 Oudergem, BelgiumKBO/BCE: BE 0747.927.804

The computed 12-month bankruptcy probability of BPI SERENITY VALLEY SA is 2.4% (moderate). The 2025 annual accounts show equity of €114k and a net result of €159k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 820 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

57 / 100

Fair= vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency19▲+3

Growth52▼-33

Stability100

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity tight (current ratio 1.1 against 1.06 in 2024), and 91.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

8.7%

Return on assets

12.1%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 820 sector peers (2025).

NBB · sector comparison

Position among 820 sector peers

Solvency

better than 15%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

72 d early

2024

85 d early

2023

111 d early

2022

101 d early

2021

39 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

€203k▼ 91.3%

2024 · €2.33M

2021: €516k 2022: €22.60M 2023: €70.57M 2024: €2.33M

2021 → 2025

EBIT margin

85.3%▲ 31.3pp

2024 · 54.1%

2021: -895.2% 2022: 15.0% 2023: 10.8% 2024: 54.1%

2021 → 2025

Net result

€159k▼ 84.5%

2024 · €1.02M

2021: €-5.23M 2022: €2.24M 2023: €5.27M 2024: €1.02M

2021 → 2025

Working capital

€114k▼ 26.5%

2024 · €155k

2021: €10.26M 2022: €17.13M 2023: €513k 2024: €155k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€516k-€22.60M▲ 4,278%€70.57M▲ 212%€2.33M▼ 96.7%€203k▼ 91.3%

Equity€-5.13M-€-2.89M▲ 43.6%€382k€155k▼ 59.3%€114k▼ 26.5%

Operating result€-4.62M-€3.39M€7.62M▲ 125%€1.26M▼ 83.5%€173k▼ 86.3%

Net result€-5.23M-€2.24M€5.27M▲ 135%€1.02M▼ 80.6%€159k▼ 84.5%

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 86% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €1.31M

91.3%

Equity €114k▼ 26.5%

Debt €1.19M▼ 56.1%

The debt ratio falls from 94.6% to 91.3%: debt falls faster than equity shrinks.

Key figures and ratios

2025 value · change against 2024

Solvency

8.7%▲

2024 · 5.4%

Current ratio

1.10▲

2024 · 1.06

Quick ratio

1.10▲

2024 · 1.04

Debt / equity

10.47▼

2024 · 17.52

ROE

139.2%▼

2024 · 659.1%

ROA

12.1%▼

2024 · 35.6%

Debt

€1.19M▼

2024 · €2.72M

Debt ≤ 1 year

€1.19M▼

2024 · €2.72M

Income taxes

€46k▼

2024 · €343k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€2.88M€1.31M▼

Current assets29/58€2.88M€1.31M▼

Stocks and contracts in progress3€50k-

Stocks30/36€50k-

Property held for sale35€50k-

Amounts receivable within one year40/41€2.80M€1.29M▼

Trade receivables40€27k€61k▲

Other amounts receivable41€2.77M€1.23M▼

Cash at bank and in hand54/58€15k€15k▼

Deferred charges and accrued income490/1€13k€6k▼

Equity and liabilities

Total equity and liabilities10/49€2.88M€1.31M▼

Equity10/15€155k€114k▼

Contributions10/11€100k€100k=

Capital10€100k€100k=

Issued capital100€100k€100k=

Reserves13€10k€10k=

Non-distributable reserves130/1€10k€10k=

Legal reserve130€10k€10k=

Profit (loss) carried forward14€45k€4k▼

Amounts payable17/49€2.72M€1.19M▼

Amounts payable within one year42/48€2.72M€1.19M▼

Trade debts44€1.44M€922k▼

Suppliers440/4€1.44M€922k▼

Advances received on contracts in progress46€25k€27k▲

Taxes, remuneration and social security45€740€46k▲

Taxes450/3€740€46k▲

Other amounts payable47/48€1.26M€200k▼

Income statement Code20242025

Operating income70/76A€2.84M€224k▼

Turnover70€2.33M€203k▼

Other operating income74€512k€21k▼

Operating charges60/66A€1.58M€51k▼

Goods for resale, raw materials and consumables60€1.56M€50k▼

Change in stocks: decrease (increase)609€1.56M€50k▼

Services and other goods61€1k-

Other operating charges640/8€20k€1k▼

Operating profit (loss)9901€1.26M€173k▼

Financial income75/76B€112k€34k▼

Recurring financial income75€112k€34k▼

Income from financial fixed assets750€112k€34k▼

Other financial income752/9€0-

Financial charges65/66B€5k€2k▼

Recurring financial charges65€5k€2k▼

Other financial charges652/9€5k€2k▼

Profit (loss) for the period before taxes9903€1.37M€205k▼

Income taxes67/77€343k€46k▼

Taxes670/3€343k€64k▼

Tax adjustments and reversals of tax provisions77-€18k

Profit (loss) for the period9904€1.02M€159k▼

Profit (loss) for the period to be appropriated9905€1.02M€159k▼

Appropriation of the result

Profit (loss) to be appropriated9906€1.30M€204k▼

Profit (loss) brought forward from the previous period14P€272k€45k▼

Profit to be distributed694/7€1.25M€200k▼

Return on contributions (dividend)694€1.25M€200k▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Gazette 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

04-08

State Gazette act Resignations & appointments

Board meeting · General meeting · Director reappointment8 facts ▸

Board meeting, 16/03/2026
General meeting, 07/04/2026
Director reappointment, Jean-Louis Amandt (administrateur)
Director reappointment, Philippe Sallé (administrateur)
Director reappointment, Carl Möhrle (administrateur)
Director reappointment, Philippe Sallé (administrateur délégué)
Power of attorney, Anne Dooremont
Power of attorney, Anouk Chabeau

20-05

NBB filing Annual accounts filed

fiscal year 2025 · full schema

2025

07-05

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

11-04

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

31-12

Financial Highest result since 2021net €5.27M ▲135%

Operating result €7.62M, net result €5.27M, both a record.

31-12

Financial Equity above €200kEq €382k

2 profitable years in a row build equity to €382k.

21-04

NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

31-12

Financial Back to profitnet €2.24M

Net result €2.24M after one loss-making year.

22-06

NBB filing Annual accounts filed

fiscal year 2021 · full schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

under verification

This board is reconstructed from a single act (26099356). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.

Carl Möhrle

Director

Current

Jean-Louis Amandt

Director

Current

Philippe Sallé

Director

Current

Location & real-estate footprint

Registered office, Oudergem

Cannot be placed on the map