BPI INVEST
ActiveBPI INVEST has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+6
Solvency56▲+7
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.33 in 2024; short-term debt: 69.1% and cash: 15.3% of total assets), and 69.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.9%
Return on assets
8.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €35k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
45 d early
2023
42 d early
2022
30 d late
2021
31 d late
2020
61 d late
2019
84 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▲ 122%
2024 · €4k
2018: €-10k
2019: €-110k
2020: €83k
2021: €-22k
2022: €-30k
2023: €-23k
2024: €4k
2018 → 2025
Working capital
€-33k▲ 35.2%
2024 · €-51k
2018: €20k
2019: €-137k
2020: €-59k
2021: €-51k
2022: €-52k
2023: €-66k
2024: €-51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€43k▼ 40.9%€20k▼ 53.5%€25k▲ 22.2%€35k▲ 40.4%
Operating result€-31k-€-29k▲ 6.3%€-22k▲ 23.7%€6k€12k▲ 109%
Net result€-22k-€-30k▼ 37.1%€-23k▲ 22.6%€4k€10k▲ 122%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 109% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€68k▼ 10.7%
Current assets
€44k▲ 70.3%
Equity and liabilities €112k
Equity
€35k▲ 40.4%
Debt
€77k▲ 0.1%
The debt ratio falls from 75.8% to 69.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €16k
Cash flow
€21k▲
2024 · €15k
Solvency
30.9%▲
2024 · 24.2%
Current ratio
0.57▲
2024 · 0.33
Quick ratio
0.48▲
2024 · 0.27
Debt / equity
2.23▼
2024 · 3.13
ROE
28.8%▲
2024 · 18.2%
ROA
8.9%▲
2024 · 4.4%
Interest coverage
12.34▼
2024 · 57.35
Debt
€77k▲
2024 · €77k
Debt ≤ 1 year
€77k▲
2024 · €77k
Staff costs
€18k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€112k▲
Fixed assets21/28€76k€68k▼
Intangible fixed assets21€40k€30k▼
Tangible fixed assets22/27€859€3k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€859€281▼
Financial fixed assets28€35k€35k=
Current assets29/58€26k€44k▲
Stocks and contracts in progress3€5k€7k▲
Stocks30/36€5k€7k▲
Amounts receivable within one year40/41€15k€18k▲
Trade receivables40€15k€18k▲
Cash at bank and in hand54/58€5k€17k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€102k€112k▲
Equity10/15€25k€35k▲
Reserves13€43k€43k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€-19k€-9k▲
Amounts payable17/49€77k€77k▲
Amounts payable within one year42/48€77k€77k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€14k€12k▼
Taxes450/3€12k€10k▼
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€60k€59k▼
Income statement
Code20242025
Remuneration, social security and pensions62€17k€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€35k€41k▲
Operating profit (loss)9901€6k€12k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€283€2k▲
Recurring financial charges65€283€2k▲
Profit (loss) for the period before taxes9903€5k€10k▲
Income taxes67/77€859-
Profit (loss) for the period9904€4k€10k▲
Profit (loss) for the period to be appropriated9905€4k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-9k▲
Profit (loss) brought forward from the previous period14P€-23k€-19k▲
Social balance
Average headcount (FTE)90870.50.5=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial
Back to profitnet €83k
Net result €83k after 2 loss-making years.
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 84 days late
2019
31-12
Financial
Weakest financial yearnet €-110k
Net result drops to €-110k, the lowest in the series; recovery starts the following year.
12-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 73 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Boudewijnstraat 681090 JetteGround area
227 m²
Building footprint
116 m²
Volume, LiDAR
921 m³
Parcel 21464E0020/00K009, Brussels · tallest building 15.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BPI INVEST
since 19942.065.223.535
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464E0020/00K009 | Brussels | 227 m² | 1 · 116 m² | 15.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NJ Design
BE 0775.739.385
Schilde · Eq €35k
CASA
BE 0666.843.821
Maasmechelen · Eq €35k
BCC IMMO
BE 0788.662.062
Eghezée · Eq €35k
VINEA
BE 0649.760.834
Waregem · Eq €35k
MELSTER CONSTRUCT
BE 0738.784.365
Geetbets · Eq €35k
Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 4,670 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-1993
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
64200Holdings
64210Activities of holding companies
70111
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.