Turnover
≈ €24,000 estimated
The micro format states no turnover.
BPH GROUP
Lifetime
1 annual account with figurespeak €5,297 (2025)
€5,297
peak €4,143 (2025)
€4,143
peak €14,143 (2025)
€14,143
€4,764
Board1 name since 2024
1 directorDJOLAK Faysal
Documentsfilings and deeds
27-08-202627 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsAt the same address
12 companies
Position in the sector
€14,143
Less equity than 80% of companies in head offices and management consultancy. Sector median €78,242 · 39,408 companies.
2025 accounts filed 27 days after the deadline
Checked score
87
Excellent
Financially stronger than 52% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.4%
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026highest value
09-2026: 0.3%▼ -0.2 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Liquidity: current ratio 3.97, cash €348
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 28-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 72% of them on solvency, 22% on liquidity and 62% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as BPH GROUP has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of BPH GROUP itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for BPH GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.97, above the usual 1.5. Short-term debt is 25.2% and cash 1.8% of total assets. 25.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
27 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017630463
Incorporation
Founding capital of €10,000, 100 shares · Founder: DJOLAK Faysal · Appointment: DJOLAK Faysal (director) · published on 23-12-2024 · Gazette deed
First establishment
Eendrachtstraat 66, Ixelles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BPH GROUP Ixelles | €18,907 | €5,297 | 74.8% | - |
| Windels Wealth Management Tielt | €17,487 | €5,082 | 49.2% | - |
| NGAGE Asse | €16,447 | €5,298 | 30.6% | - |
| Creadel Kuurne | €24,388 | €5,162 | 6.6% | - |
| DHAETON CONSULTING Antwerp | €16,690 | €4,636 | 28.7% | - |
| DSKonstruct Nazareth-De Pinte | €19,203 | €4,504 | 43.3% | - |
| S&R Consulting Antwerp | €25,302 | €7,116 | 11.5% | - |
These companies have the same main activity as BPH GROUP: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €16,400 and €25,300, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 19-12-2024Normal situation
- Registered office
- 14 active companies are registered at this addressSource: KBO register, as of 11 November 2026.
- Activity
- Activities of head officesNACE 70100
- Establishment unit
- 2.368.902.0291050 Ixelles, since 19-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Insights on BPH GROUP
BPH GROUP has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,143 and a net result of €4,143.
Its solvency ranks better than 71% of 39,376 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BPH GROUP
- What is the company number of BPH GROUP?
- The company number of BPH GROUP is 1017.630.463. The VAT number is the same number with BE in front: BE 1017.630.463.
- Where is BPH GROUP based?
- The registered office is at Eendrachtstraat 66, 1050 Ixelles.Company details
- What does BPH GROUP do?
- According to the KBO register, the main activity is activities of head offices (NACE 70100).
- What is the legal form of BPH GROUP?
- BPH GROUP is a private limited company (BV).
- When was BPH GROUP founded?
- BPH GROUP was founded on 19-12-2024.
- Is BPH GROUP still active?
- Yes, BPH GROUP is an active enterprise in the KBO register.
- What is the turnover of BPH GROUP?
- The turnover in financial year 2025 is ≈ €24,000. This figure is estimated from the gross margin of €5,297 and 212 comparable companies (NACE 70). It probably lies between €12,000 and €48,000. It is a rough estimate.Financials
- Is BPH GROUP profitable?
- In financial year 2025, BPH GROUP made a profit of €4,143.
- Where can I find the annual accounts of BPH GROUP?
- BPH GROUP filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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