BPEA CONSULTING
ActiveSummary
BPEA CONSULTING has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281k and a net result of €75k. Equity is growing by ~38.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+17
Solvency90▲+23
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.39 in 2024; short-term debt: 9.9% and cash: 1.6% of total assets), and 34.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.1%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
85 d early
2024
37 d early
2023
85 d early
2022
60 d late
2021
167 d early
2020
16 d late
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€281k▲ 40.4%
2024 · €200k
2018: €77k
2019: €39k
2020: €31k
2021: €21k
2022: €85k
2023: €160k
2024: €200k
2018 → 2025
Total assets
€431k▼ 10.0%
2024 · €479k
2018: €103k
2019: €41k
2020: €32k
2021: €23k
2022: €429k
2023: €454k
2024: €479k
2018 → 2025
Net result
€75k▲ 87.9%
2024 · €40k
2018: €80k
2019: €-37k
2020: €-9k
2021: €-9k
2022: €64k
2023: €75k
2024: €40k
2018 → 2025
Working capital
€12k▼ 55.3%
2024 · €26k
2018: €76k
2019: €39k
2020: €30k
2021: €21k
2022: €7k
2023: €-15k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€85k▲ 297%€160k▲ 87.6%€200k▲ 24.8%€281k▲ 40.4%
Operating result€-9k-€68k€118k▲ 73.8%€70k▼ 40.3%€112k▲ 58.8%
Net result€-9k-€64k€75k▲ 17.1%€40k▼ 47.0%€75k▲ 87.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 59% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €431k
Fixed assets
€377k ▼ 2.5%
Current assets
€54k ▼ 41.4%
Equity and liabilities €431k
Equity
€281k ▲ 40.4%
Debt
€150k ▼ 46.2%
Debt's share of the balance-sheet total falls from 58.3% to 34.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€121k▲
2024 · €80k
Cash flow
€84k▲
2024 · €49k
Current ratio
1.27▼
2024 · 1.39
Debt to equity
0.54▼
2024 · 1.40
ROE
26.6%▲
2024 · 19.9%
ROA
17.3%▲
2024 · 8.3%
Interest coverage
12.93▲
2024 · 5.22
Debt ≤ 1 year
€43k▼
2024 · €66k
Debt > 1 year
€108k▼
2024 · €212k
Income taxes
€29k▲
2024 · €16k
Staff costs
€16k▼
2024 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€479k€431k▼
Fixed assets21/28€386k€377k▼
Tangible fixed assets22/27€386k€377k▼
Land and buildings22€386k€377k▼
Financial fixed assets28€159-
Current assets29/58€92k€54k▼
Amounts receivable within one year40/41€46k€39k▼
Trade receivables40€39k€28k▼
Other amounts receivable41€7k€11k▲
Cash at bank and in hand54/58€36k€7k▼
Deferred charges and accrued income490/1€10k€8k▼
Equity and liabilities
Total equity and liabilities10/49€479k€431k▼
Equity10/15€200k€281k▲
Contributions10/11€6k€12k▲
Reserves13€194k€268k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€192k€266k▲
Amounts payable17/49€279k€150k▼
Amounts payable after more than one year17€212k€108k▼
Financial debts170/4€212k€108k▼
Amounts payable within one year42/48€66k€43k▼
Current portion of amounts payable after more than one year42€9k€5k▼
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€56k€29k▼
Taxes450/3€25k€29k▲
Remuneration and social security454/9€31k-
Income statement
Code20242025
Remuneration, social security and pensions62€127k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€1k€782▼
Gross operating margin9900€208k€138k▼
Operating profit (loss)9901€70k€112k▲
Financial income75/76B€250€740▲
Recurring financial income75€250€740▲
Financial charges65/66B€15k€9k▼
Recurring financial charges65€15k€9k▼
Profit (loss) for the period before taxes9903€55k€103k▲
Income taxes67/77€16k€29k▲
Profit (loss) for the period9904€40k€75k▲
Profit (loss) for the period to be appropriated9905€40k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€75k▲
Transfer to equity691/2€40k€75k▲
To other reserves6921€40k€75k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €281k ▲40.4%
4 profitable years in a row build equity to €281k.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €160k ▲87.6%
2 profitable years in a row build equity to €160k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Back to profitnet €64k
Net result €64k after 3 loss-making years.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-37k ▼147%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 31.74
Current ratio from 3.90 to 31.74; short-term debt falls from €26k to €1k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veertienhoek 109470 DenderleeuwGround area
624 m²
Building footprint
516 m²
Volume, LiDAR
7,877 m³
2 parcels, Brussels, Flanders · tallest building 25.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BPEA CONSULTING
since 20172.278.522.971
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572C0021/00H009 | Brussels | 488 m² | 1 · 439 m² | 25.6 m · 6 fl. |
| 41011A1812/00B000 | Flanders | 136 m² | 1 · 77 m² | 1.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SCIOLAN
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DMRI
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 13,921 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.