Skip to content

BPC SERVICES

Active
Private limited companyfounded 201313 yrs activeRue du Pajot,Spy 14, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 0534.723.485
Summary

BPC SERVICES has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8k and a net result of €30k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 17% of 5893 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency33▼-15
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
8.3%
Return on assets
31.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 5893 sector peers (2024).
NBB · sector comparison
Position among 5893 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
55 d early
2023
50 d early
2022
52 d early
2021
31 d early
2020
39 d early
2019
32 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€8k▼ 56.1%
2023 · €18k
2018: €11k 2019: €23k▲ +106% vs 2018highest in 7 years 2020: €19k▼ -15.7% vs 2019 2021: €18k▼ -5.2% vs 2020 2022: €18k▲ +1.7% vs 2021 2023: €18k● 0.0% vs 2022 2024: €8k▼ -56.1% vs 2023lowest in 7 years
2018 → 2024
Total assets
€97k▲ 23.5%
2023 · €79k
2018: €68k 2019: €68k▲ +0.1% vs 2018 2020: €50k▼ -26.4% vs 2019lowest in 7 years 2021: €64k▲ +29.4% vs 2020 2022: €51k▼ -21.0% vs 2021 2023: €79k▲ +54.6% vs 2022 2024: €97k▲ +23.5% vs 2023highest in 7 years
2018 → 2024
Net result
€30k▲ 45.0%
2023 · €21k
2018: €-13klowest in 7 years 2019: €12k▲ +191% vs 2018 2020: €-4k▼ -130% vs 2019 2021: €-982▲ +72.2% vs 2020 2022: €302▲ +131% vs 2021 2023: €21k▲ +6801% vs 2022 2024: €30k▲ +45.0% vs 2023highest in 7 years
2018 → 2024
Working capital
€7k▼ 61.0%
2023 · €18k
2018: €11k 2019: €23k▲ +110% vs 2018highest in 7 years 2020: €19k▼ -15.7% vs 2019 2021: €17k▼ -10.0% vs 2020 2022: €17k▲ +1.4% vs 2021 2023: €18k▲ +4.1% vs 2022 2024: €7k▼ -61.0% vs 2023lowest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€19k-€18k▼ 5.2%€18k▲ 1.7%€18k=€8k▼ 56.1% 2020: €19khighest in 5 years 2021: €18k▼ -5.2% vs 2020 2022: €18k▲ +1.7% vs 2021 2023: €18k● 0.0% vs 2022 2024: €8k▼ -56.1% vs 2023lowest in 5 years
Operating result€-1k-€254€2k▲ 795%€28k▲ 1,146%€43k▲ 53.4% 2020: €-1klowest in 5 years 2021: €254▲ +120% vs 2020 2022: €2k▲ +795% vs 2021 2023: €28k▲ +1146% vs 2022 2024: €43k▲ +53.4% vs 2023highest in 5 years
Net result€-4k-€-982▲ 72.2%€302€21k▲ 6,801%€30k▲ 45.0% 2020: €-4klowest in 5 years 2021: €-982▲ +72.2% vs 2020 2022: €302▲ +131% vs 2021 2023: €21k▲ +6801% vs 2022 2024: €30k▲ +45.0% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2020: €-1k€-1kNet result 2020: €-4k€-4kOperating result 2021: €254€254Net result 2021: €-982€-982Operating result 2022: €2k€2kNet result 2022: €302€302Operating result 2023: €28k€28kNet result 2023: €21k€21kOperating result 2024: €43k€43kNet result 2024: €30k€30k20202021202220232024€0€20k€40kOperating result 2022: €2k€2.3kNet result 2022: €302€302Operating result 2023: €28k€28kNet result 2023: €21k€21kOperating result 2024: €43k€43kNet result 2024: €30k€30k202220232024
The operating result has risen four years in a row; 2024 is 53% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €97k
Fixed assets €1k ▲ 158%
Current assets €96k ▲ 22.8%
Equity and liabilities €97k
Equity €8k ▼ 56.1%
Debt €89k ▲ 47.8%
Debt's share of the balance-sheet total rises from 76.6% to 91.7%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€44k▲
2023 · €29k
Cash flow
€31k▲
2023 · €21k
Current ratio
1.08▼
2023 · 1.30
Debt to equity
11.04▲
2023 · 3.28
ROE
374.7%▲
2023 · 113.3%
ROA
31.1%▲
2023 · 26.5%
Interest coverage
33.95▲
2023 · 25.93
Debt ≤ 1 year
€89k▲
2023 · €60k
Income taxes
€12k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€79k€97k▲
Fixed assets21/28€431€1k▲
Tangible fixed assets22/27€431€1k▲
Furniture and vehicles24€431€1k▲
Current assets29/58€78k€96k▲
Amounts receivable within one year40/41€53k€61k▲
Trade receivables40€53k€59k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€25k€32k▲
Deferred charges and accrued income490/1€934€3k▲
Equity and liabilities
Total equity and liabilities10/49€79k€97k▲
Equity10/15€18k€8k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€10k-
Amounts payable17/49€60k€89k▲
Amounts payable within one year42/48€60k€89k▲
Trade debts44€30k€39k▲
Suppliers440/4€30k€39k▲
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€8k€9k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€21k€42k▲
Accrued charges and deferred income492/3€147€110▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€562€561▼
Other operating charges640/8€951€2k▲
Gross operating margin9900€30k€46k▲
Operating profit (loss)9901€28k€43k▲
Financial income75/76B€0€4▲
Recurring financial income75€0€4▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€27k€42k▲
Income taxes67/77€6k€12k▲
Profit (loss) for the period9904€21k€30k▲
Profit (loss) for the period to be appropriated9905€21k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€41k▲
Profit (loss) brought forward from the previous period14P€10k€10k=
Profit to be distributed694/7€21k€41k▲
Return on contributions (dividend)694€19k€41k▲
Directors or managers695€2k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€217€476€562€561▼ 0.1%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-540€-6k---
Other operating charges640/8-€1k€8k€951€2k▲ 81.2%
Gross operating margin9900€840€1k€5k€30k€46k▲ 53.3%
Operating profit (loss)9901€-1k€254€2k€28k€43k▲ 53.4%
Financial income75/76B-€52€270€0€4▲ 1,059%
Recurring financial income75€5€52€270€0€4▲ 1,059%
Financial charges65/66B-€1k€947€1k€1k▲ 16.4%
Recurring financial charges65€2k€1k€947€1k€1k▲ 16.4%
Profit (loss) for the period before taxes9903€-4k€-822€2k€27k€42k▲ 55.0%
Income taxes67/77-€160€1k€6k€12k▲ 87.2%
Profit (loss) for the period9904€-4k€-982€302€21k€30k▲ 45.0%
Profit (loss) for the period to be appropriated9905€-4k€-982€302€21k€30k▲ 45.0%
Line20202021202220232024Change
Assets
Total assets20/58€50k€64k€51k€79k€97k▲ 23.5%
Fixed assets21/28-€930€993€431€1k▲ 158%
Tangible fixed assets22/27-€930€993€431€1k▲ 158%
Furniture and vehicles24-€930€993€431€1k▲ 158%
Current assets29/58€50k€63k€50k€78k€96k▲ 22.8%
Amounts receivable within one year40/41€46k€44k€47k€53k€61k▲ 16.8%
Trade receivables40-€43k€47k€53k€59k▲ 12.8%
Other amounts receivable41-€936--€2k-
Cash at bank and in hand54/58€3k€19k-€25k€32k▲ 28.0%
Deferred charges and accrued income490/1-€825€3k€934€3k▲ 218%
Equity and liabilities
Total equity and liabilities10/49€50k€64k€51k€79k€97k▲ 23.5%
Equity10/15€19k€18k€18k€18k€8k▼ 56.1%
Contributions10/11-€6k€6k€6k€6k=
Reserves13€2k€2k€2k€2k€2k=
Distributable reserves133-€2k€2k€2k€2k=
Profit (loss) carried forward14€11k€10k€10k€10k--
Amounts payable17/49€31k€46k€32k€60k€89k▲ 47.8%
Amounts payable within one year42/48€31k€46k€32k€60k€89k▲ 48.0%
Financial debts43--€1k---
Credit institutions430/8--€1k---
Trade debts44€18k€37k€24k€30k€39k▲ 30.1%
Suppliers440/4-€37k€24k€30k€39k▲ 30.1%
Taxes, remuneration and social security45-€8k€5k€10k€9k▼ 9.7%
Taxes450/3-€363€4k€8k€9k▲ 12.5%
Remuneration and social security454/9-€7k€671€2k--
Other amounts payable47/48-€2k€2k€21k€42k▲ 100%
Accrued charges and deferred income492/3---€147€110▼ 25.4%
Line20202021202220232024Change
Profit (loss) for the period9904€-4k€-982€302€21k€30k▲ 45.0%
+ Depreciation and write-downs630-€217€476€562€561▼ 0.1%
Operating cash flow (approximation)€-4k€-765€778€21k€31k▲ 43.9%
Investment in fixed assets (approximation)--€-538€0€-1k-
Change in cash-€16k--€7k-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Sign in to download as CSV

Timeline · acts, filings and financial milestones

2025
06-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €30k ▲45%
Operating result €43k, net result €30k, both a record.
11-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €302
Net result €302 after 2 loss-making years.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €12k
Net result €12k after one loss-making year.
18-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
20-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
1,212 m²
Building footprint
180 m²
Parcel 92119E0032/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BPC SERVICES
Rue du Pajot,Spy 14, 5190 Jemeppe-sur-SambreOther building finishing work
since 20132.219.475.014
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92119E0032/00V000 Wallonia 1,212 m² 1 · 180 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,997 companies in sector 81220 we hold annual accounts for 2,414. 1,293 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-05-2013
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
Contact
E-mail larissadaniela@hotmail.com
Phone 0475/38 70 64

Scores and ratios are computed by Checked and are not a credit decision.