BP-Service
ActiveThe computed 12-month bankruptcy probability of BP-Service is 1.6% (moderate). The 2025 annual accounts show equity of €168k and a net result of €130k. Equity is growing by ~222.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 1893 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+32
Solvency88▲+18
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.71 against 1.48 in 2024; short-term debt: 36.6% and cash: 25.6% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.4%
Return on assets
49%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
19 d late
2023
55 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€168k▲ 342%
2024 · €38k
2022: €4k
2023: €38k
2024: €38k
2022 → 2025
Total assets
€265k▲ 216%
2024 · €84k
2022: €33k
2023: €95k
2024: €84k
2022 → 2025
Net result
€130k
2024 · €-198
2022: €2k
2023: €34k
2024: €-198
2022 → 2025
Working capital
€166k▲ 650%
2024 · €22k
2022: €4k
2023: €9k
2024: €22k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€4k-€38k▲ 822%€38k▼ 0.5%€168k▲ 342%
Operating result€4k-€45k▲ 947%€2k▼ 95.7%€171k▲ 8,837%
Net result€2k-€34k▲ 1,489%€-198€130k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8,837% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €265k
Fixed assets
€2k▼ 85.9%
Current assets
€263k▲ 286%
Equity and liabilities €265k
Equity
€168k▲ 342%
Debt
€97k▲ 111%
The debt ratio falls from 54.7% to 36.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€185k▲
2024 · €16k
Cash flow
€144k▲
2024 · €13k
Solvency
63.4%▲
2024 · 45.3%
Current ratio
2.71▲
2024 · 1.48
Quick ratio
2.71▲
2024 · 1.48
Debt / equity
0.58▼
2024 · 1.21
ROE
77.4%▲
2024 · -0.5%
ROA
49.0%▲
2024 · -0.2%
Interest coverage
6918.06▲
2024 · 255.24
Debt
€97k▲
2024 · €46k
Debt ≤ 1 year
€97k▲
2024 · €46k
Income taxes
€42k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€265k▲
Fixed assets21/28€16k€2k▼
Tangible fixed assets22/27€16k€2k▼
Furniture and vehicles24€16k€2k▼
Current assets29/58€68k€263k▲
Amounts receivable within one year40/41€47k€195k▲
Trade receivables40€47k€195k▲
Other amounts receivable41€140-
Cash at bank and in hand54/58€21k€68k▲
Equity and liabilities
Total equity and liabilities10/49€84k€265k▲
Equity10/15€38k€168k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€36k€166k▲
Amounts payable17/49€46k€97k▲
Amounts payable within one year42/48€46k€97k▲
Financial debts43€136€136=
Credit institutions430/8€136€136=
Trade debts44€21k€47k▲
Suppliers440/4€21k€47k▲
Taxes, remuneration and social security45€3k€44k▲
Taxes450/3€3k€44k▲
Other amounts payable47/48€22k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k=
Other operating charges640/8€295€364▲
Gross operating margin9900€16k€185k▲
Operating profit (loss)9901€2k€171k▲
Financial income75/76B€1€2▲
Recurring financial income75€1€2▲
Financial charges65/66B€61€27▼
Recurring financial charges65€61€27▼
Profit (loss) for the period before taxes9903€2k€171k▲
Income taxes67/77€2k€42k▲
Profit (loss) for the period9904€-198€130k▲
Profit (loss) for the period to be appropriated9905€-198€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€166k▲
Profit (loss) brought forward from the previous period14P€36k€36k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €130k
Net result €130k after one loss-making year.
31-12
Financial
Equity above €150kEq €168k ▲342%
Equity rises from €38k to €168k.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Weakest financial yearnet €-198 ▼101%
Net result drops to €-198, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jobstraat 353960 BreeGround area
763 m²
Building footprint
200 m²
Parcel 72004B1052/00S002, Flanders. Linked by address, not a title deed.
1 establishment unit
BP-Service
since 20212.326.576.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B1052/00S002 | Flanders | 763 m² | 1 · 200 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROSANCO
BE 0472.290.327
Lo-Reninge · Eq €168k
Mertens Mécanique
BE 0698.982.097
Welkenraedt · Eq €168k
NEW OMNI
BE 0839.231.627
Sint-Agatha-Berchem · Eq €168k
V.D.T. INDUSTRIES
BE 0435.378.857
Charleroi · Eq €167k
V.R.S.B.
BE 0760.971.334
Denderleeuw · Eq €167k
Of 3,463 companies in sector 25530 we hold annual accounts for 1,657. 1,327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2021
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
25110Manufacture of metal structures and parts of structures
43350Other building finishing work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.