BP EXPRESS
ActiveThe computed 12-month bankruptcy probability of BP EXPRESS is 4.1% (elevated). The 2024 annual accounts show equity of €7k and a net result of €5k. Its solvency ranks better than 12% of 1850 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability76
Solvency34
Growth-
Track record79
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.69; short-term debt: 90.9% and cash: 20.6% of total assets), and 90.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.1%
Return on assets
5.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 1850 sector peers (2024).
NBB · sector comparisonPosition among 1850 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
71 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€7k
Total assets
€77k
Net result
€5k
Working capital
€-22k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €77k
Fixed assets
€29k
Current assets
€48k
Equity and liabilities €77k
Equity
€7k
Debt
€70k
Debt finances 90.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€24k
Cash flow
€17k
Solvency
9.1%
Current ratio
0.69
Quick ratio
0.69
Debt / equity
9.98
ROE
64.3%
ROA
5.9%
Interest coverage
6.37
Debt
€70k
Debt ≤ 1 year
€70k
Income taxes
€3k
Staff costs
€283k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€77k
Fixed assets21/28€29k
Tangible fixed assets22/27€29k
Plant, machinery and equipment23€12k
Furniture and vehicles24€17k
Current assets29/58€48k
Amounts receivable within one year40/41€32k
Trade receivables40€32k
Other amounts receivable41€470
Cash at bank and in hand54/58€16k
Deferred charges and accrued income490/1€22
Equity and liabilities
Total equity and liabilities10/49€77k
Equity10/15€7k
Contributions10/11€3k
Reserves13€5k
Distributable reserves133€5k
Amounts payable17/49€70k
Amounts payable within one year42/48€70k
Current portion of amounts payable after more than one year42€6k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€49k
Taxes450/3€33k
Remuneration and social security454/9€16k
Other amounts payable47/48€12k
Income statement
Code2024
Remuneration, social security and pensions62€283k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k
Other operating charges640/8€4k
Gross operating margin9900€311k
Operating profit (loss)9901€11k
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€4k
Recurring financial charges65€4k
Profit (loss) for the period before taxes9903€8k
Income taxes67/77€3k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
Transfer to equity691/2€5k
To other reserves6921€5k
Social balance
Average headcount (FTE)90875.4
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 71 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Martensstraat 333700 Tongeren-BorgloonGround area
6,253 m²
Building footprint
402 m²
Volume, LiDAR
1,645 m³
Parcel 73003C0277/00H000, Flanders · tallest building 13.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BP EXPRESS
since 20232.343.751.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73003C0277/00H000 | Flanders | 6,253 m² | 1 · 402 m² | 13.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 450 EUR awarded · 405 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 450 EUR | 405 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
SPEEDY TRANSPORTS
BE 0714.996.797
Vorst · Eq €7k
EAGLE GROUP TRANSPORT
BE 1019.970.935
Sint-Agatha-Berchem · Eq €7k
SERT LOGISTICS
BE 0651.603.933
Brussel · Eq €7k
MD LOGISTIC & TRANSPORT
BE 1009.930.544
Verviers · Eq €7k
TRANSPORT XAVIER BLOMME
BE 0429.287.059
Nieuwpoort · Eq €7k
Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 3,306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2023
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
68201Renting and operating of own or leased residential real estate, excluding social housing
81300Landscape service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.