BP et SI
ActiveSummary
BP et SI has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-43k) and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+45
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53 against 0.52 in 2024; short-term debt: 186.7% and cash: 58.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-86.7%
Return on assets
2.9%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 11322 sector peers (2025).
NBB · sector comparisonPosition among 11322 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
21 d late
2023
on the day
2022
9 d early
2021
38 d late
2020
on the day
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-43k▲ 3.3%
2024 · €-45k
2018: €3k
2019: €6k
2020: €849
2021: €10k
2022: €-3k
2023: €2k
2024: €-45k
2018 → 2025
Total assets
€50k▲ 1.5%
2024 · €49k
2018: €10k
2019: €16k
2020: €8k
2021: €20k
2022: €11k
2023: €6k
2024: €49k
2018 → 2025
Net result
€1k
2024 · €-47k
2018: €198
2019: €3k
2020: €-5k
2021: €9k
2022: €-13k
2023: €5k
2024: €-47k
2018 → 2025
Working capital
€-43k▲ 3.3%
2024 · €-45k
2018: €3k
2019: €6k
2020: €849
2021: €7k
2022: €-3k
2023: €2k
2024: €-45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€-3k€2k€-45k€-43k▲ 3.3%
Operating result€12k-€-24k€5k€-34k€2k
Net result€9k-€-13k€5k€-47k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €34k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€240 =
Current assets
€50k ▲ 1.5%
Key figures and ratios
Solvency
-86.7%▲
2024 · -90.9%
Current ratio
0.53▲
2024 · 0.52
Debt to equity
-2.15▼
2024 · -2.10
ROA
2.9%▲
2024 · -95.6%
Debt
€93k▼
2024 · €94k
Debt ≤ 1 year
€93k▼
2024 · €94k
Income taxes
€671▲
2024 · €264
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€49k€50k▲
Fixed assets21/28€240€240=
Financial fixed assets28€240€240=
Current assets29/58€49k€50k▲
Amounts receivable within one year40/41€4€20k▲
Trade receivables40€0€20k▲
Other amounts receivable41€4€4=
Cash at bank and in hand54/58€49k€29k▼
Deferred charges and accrued income490/1-€950
Equity and liabilities
Total equity and liabilities10/49€49k€50k▲
Equity10/15€-45k€-43k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€253€253=
Non-distributable reserves130/1€253€253=
Legal reserve130€253€253=
Profit (loss) carried forward14€-63k€-62k▲
Amounts payable17/49€94k€93k▼
Amounts payable within one year42/48€94k€93k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€30k€30k▲
Taxes450/3€30k€22k▼
Remuneration and social security454/9-€8k
Other amounts payable47/48€61k€62k▲
Income statement
Code20242025
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A-€111
Gross operating margin9900€-31k€5k▲
Operating profit (loss)9901€-34k€2k▲
Financial income75/76B€24k€202▼
Recurring financial income75€982€202▼
Non-recurring financial income76B€23k-
Financial charges65/66B€37k€117▼
Recurring financial charges65€249€117▼
Non-recurring financial charges66B€36k-
Profit (loss) for the period before taxes9903€-47k€2k▲
Income taxes67/77€264€671▲
Profit (loss) for the period9904€-47k€1k▲
Profit (loss) for the period to be appropriated9905€-47k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-63k€-62k▲
Profit (loss) brought forward from the previous period14P€-17k€-63k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
30-09
Financial
Weakest financial yearnet €-47k ▼1049%
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 1.67
Current ratio from 0.80 to 1.67; short-term debt falls from €13k to €3k.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 38 days late
2021
30-09
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
Show earlier events
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tramlaan 1311933 ZaventemGround area
800 m²
Building footprint
271 m²
Volume, LiDAR
2,219 m³
Parcel 23082B0074/00E000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tramlaan 131, 1933 Zaventem
since 19962.077.591.926
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23082B0074/00E000 | Flanders | 800 m² | 1 · 271 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
O-Pure Consult
BE 0649.732.823
Olne · Eq €2,295
KALOGA
BE 1015.137.860
Mouscron · Eq €2,294
GROW RESOURCE
BE 0684.854.444
Antwerpen · Eq €2,307
SANIS & SYNEOS
BE 0739.764.857
Nivelles · Eq €2,312
JT INVEST
BE 0552.560.597
Beyne-Heusay · Eq €2,273
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 616 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-1996
Fiscal year end30-09
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.