BP COOLING
ActiveSummary
BP COOLING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €31k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+30
Solvency71▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 2.54 in 2024; short-term debt: 24.2% and cash: 0% of total assets), but 54.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
37 d early
2023
21 d early
2022
31 d early
2021
30 d early
2020
25 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€151k▲ 26.1%
2024 · €120k
2018: €35klowest in 8 years
2019: €44k▲ +26.8% vs 2018
2020: €56k▲ +25.5% vs 2019
2021: €71k▲ +27.0% vs 2020
2022: €90k▲ +26.3% vs 2021
2023: €113k▲ +26.5% vs 2022
2024: €120k▲ +5.9% vs 2023
2025: €151k▲ +26.1% vs 2024highest in 8 years
2018 → 2025
Total assets
€330k▲ 14.4%
2024 · €288k
2018: €327k
2019: €299k▼ -8.7% vs 2018
2020: €311k▲ +4.3% vs 2019
2021: €317k▲ +1.9% vs 2020
2022: €321k▲ +1.2% vs 2021
2023: €284k▼ -11.6% vs 2022lowest in 8 years
2024: €288k▲ +1.7% vs 2023
2025: €330k▲ +14.4% vs 2024highest in 8 years
2018 → 2025
Net result
€31k▲ 369%
2024 · €7k
2018: €719lowest in 8 years
2019: €9k▲ +1209% vs 2018
2020: €11k▲ +20.8% vs 2019
2021: €15k▲ +32.8% vs 2020
2022: €19k▲ +23.5% vs 2021
2023: €24k▲ +27.5% vs 2022
2024: €7k▼ -71.9% vs 2023
2025: €31k▲ +369% vs 2024highest in 8 years
2018 → 2025
Working capital
€118k▲ 30.9%
2024 · €90k
2018: €34k
2019: €32k▼ -4.4% vs 2018lowest in 8 years
2020: €45k▲ +40.7% vs 2019
2021: €59k▲ +31.4% vs 2020
2022: €78k▲ +31.7% vs 2021
2023: €98k▲ +25.2% vs 2022
2024: €90k▼ -7.7% vs 2023
2025: €118k▲ +30.9% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€90k▲ 26.3%€113k▲ 26.5%€120k▲ 5.9%€151k▲ 26.1%
2021: €71klowest in 5 years
2022: €90k▲ +26.3% vs 2021
2023: €113k▲ +26.5% vs 2022
2024: €120k▲ +5.9% vs 2023
2025: €151k▲ +26.1% vs 2024highest in 5 years
Operating result€23k-€24k▲ 4.4%€32k▲ 33.4%€8k▼ 75.5%€42k▲ 449%
2021: €23k
2022: €24k▲ +4.4% vs 2021
2023: €32k▲ +33.4% vs 2022
2024: €8k▼ -75.5% vs 2023lowest in 5 years
2025: €42k▲ +449% vs 2024highest in 5 years
Net result€15k-€19k▲ 23.5%€24k▲ 27.5%€7k▼ 71.9%€31k▲ 369%
2021: €15k
2022: €19k▲ +23.5% vs 2021
2023: €24k▲ +27.5% vs 2022
2024: €7k▼ -71.9% vs 2023lowest in 5 years
2025: €31k▲ +369% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 449% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330k
Fixed assets
€132k ▼ 5.4%
Current assets
€198k ▲ 32.8%
Equity and liabilities €330k
Equity
€151k ▲ 26.1%
Debt
€178k ▲ 6.0%
Debt's share of the balance-sheet total falls from 58.4% to 54.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▲
2024 · €32k
Cash flow
€55k▲
2024 · €31k
Current ratio
2.48▼
2024 · 2.54
Quick ratio
2.28=
2024 · 2.28
Debt to equity
1.18▼
2024 · 1.40
ROE
20.7%▲
2024 · 5.6%
ROA
9.5%▲
2024 · 2.3%
Interest coverage
7.84▲
2024 · 3.58
Debt ≤ 1 year
€80k▲
2024 · €59k
Debt > 1 year
€99k▼
2024 · €109k
Income taxes
€13k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€288k€330k▲
Fixed assets21/28€139k€132k▼
Intangible fixed assets21€626€158▼
Tangible fixed assets22/27€139k€132k▼
Land and buildings22€106k€91k▼
Plant, machinery and equipment23€155-
Furniture and vehicles24€14k€27k▲
Leasing and similar rights25€18k€13k▼
Current assets29/58€149k€198k▲
Stocks and contracts in progress3€15k€16k▲
Stocks30/36€11k€13k▲
Contracts in progress37€4k€3k▼
Amounts receivable within one year40/41€127k€176k▲
Trade receivables40€18k€38k▲
Other amounts receivable41€110k€138k▲
Cash at bank and in hand54/58€344€87▼
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€288k€330k▲
Equity10/15€120k€151k▲
Contributions10/11€6k€6k=
Reserves13€87k€118k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€85k€116k▲
Profit (loss) carried forward14€27k€27k=
Amounts payable17/49€168k€178k▲
Amounts payable after more than one year17€109k€99k▼
Financial debts170/4€109k€99k▼
Amounts payable within one year42/48€59k€80k▲
Current portion of amounts payable after more than one year42€18k€23k▲
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€27k€29k▲
Suppliers440/4€27k€29k▲
Taxes, remuneration and social security45€14k€18k▲
Taxes450/3€14k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▲
Other operating charges640/8€3k€14k▲
Gross operating margin9900€35k€80k▲
Operating profit (loss)9901€8k€42k▲
Financial income75/76B€11k€11k▼
Recurring financial income75€11k€11k▼
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€10k€45k▲
Income taxes67/77€4k€13k▲
Profit (loss) for the period9904€7k€31k▲
Profit (loss) for the period to be appropriated9905€7k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€58k▲
Profit (loss) brought forward from the previous period14P€27k€27k=
Transfer to equity691/2€7k€31k▲
To other reserves6921€7k€31k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30k | €16k | €17k | €24k | €24k | ▲ 0.3% |
| Other operating charges640/8 | €2k | €2k | €2k | €3k | €14k | ▲ 346% |
| Gross operating margin9900 | €54k | €42k | €50k | €35k | €80k | ▲ 130% |
| Operating profit (loss)9901 | €23k | €24k | €32k | €8k | €42k | ▲ 449% |
| Financial income75/76B | €9k | €9k | €10k | €11k | €11k | ▼ 4.5% |
| Recurring financial income75 | €9k | €9k | €10k | €11k | €11k | ▼ 4.5% |
| Financial charges65/66B | €8k | €8k | €8k | €9k | €8k | ▼ 4.3% |
| Recurring financial charges65 | €8k | €8k | €8k | €9k | €8k | ▼ 4.3% |
| Profit (loss) for the period before taxes9903 | €24k | €24k | €33k | €10k | €45k | ▲ 338% |
| Income taxes67/77 | €9k | €5k | €9k | €4k | €13k | ▲ 280% |
| Profit (loss) for the period9904 | €15k | €19k | €24k | €7k | €31k | ▲ 369% |
| Profit (loss) for the period to be appropriated9905 | €15k | €19k | €24k | €7k | €31k | ▲ 369% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €317k | €321k | €284k | €288k | €330k | ▲ 14.4% |
| Fixed assets21/28 | €161k | €135k | €142k | €139k | €132k | ▼ 5.4% |
| Intangible fixed assets21 | €2k | €2k | €1k | €626 | €158 | ▼ 74.8% |
| Tangible fixed assets22/27 | €159k | €133k | €141k | €139k | €132k | ▼ 5.0% |
| Land and buildings22 | €144k | €132k | €117k | €106k | €91k | ▼ 14.2% |
| Plant, machinery and equipment23 | - | €1k | €680 | €155 | - | - |
| Furniture and vehicles24 | €15k | - | - | €14k | €27k | ▲ 92.8% |
| Leasing and similar rights25 | - | - | €23k | €18k | €13k | ▼ 26.7% |
| Current assets29/58 | €156k | €186k | €141k | €149k | €198k | ▲ 32.8% |
| Stocks and contracts in progress3 | €66k | €19k | €38k | €15k | €16k | ▲ 6.7% |
| Stocks30/36 | €39k | €16k | €14k | €11k | €13k | ▲ 18.2% |
| Contracts in progress37 | €27k | €3k | €24k | €4k | €3k | ▼ 25.0% |
| Amounts receivable within one year40/41 | €65k | €87k | €95k | €127k | €176k | ▲ 38.3% |
| Trade receivables40 | €27k | €39k | €6k | €18k | €38k | ▲ 111% |
| Other amounts receivable41 | €38k | €48k | €89k | €110k | €138k | ▲ 26.4% |
| Cash at bank and in hand54/58 | €20k | €76k | €3k | €344 | €87 | ▼ 74.6% |
| Deferred charges and accrued income490/1 | €5k | €5k | €6k | €7k | €6k | ▼ 9.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €317k | €321k | €284k | €288k | €330k | ▲ 14.4% |
| Equity10/15 | €71k | €90k | €113k | €120k | €151k | ▲ 26.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €38k | €56k | €80k | €87k | €118k | ▲ 36.1% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €36k | €55k | €78k | €85k | €116k | ▲ 36.9% |
| Profit (loss) carried forward14 | €27k | €27k | €27k | €27k | €27k | = |
| Amounts payable17/49 | €246k | €231k | €170k | €168k | €178k | ▲ 6.0% |
| Amounts payable after more than one year17 | €149k | €123k | €127k | €109k | €99k | ▼ 9.9% |
| Financial debts170/4 | €149k | €123k | €127k | €109k | €99k | ▼ 9.9% |
| Amounts payable within one year42/48 | €97k | €108k | €43k | €59k | €80k | ▲ 35.6% |
| Current portion of amounts payable after more than one year42 | €25k | €26k | €17k | €18k | €23k | ▲ 30.1% |
| Financial debts43 | €15k | - | - | - | €10k | - |
| Credit institutions430/8 | €15k | - | - | - | €10k | - |
| Trade debts44 | €45k | €67k | €11k | €27k | €29k | ▲ 5.1% |
| Suppliers440/4 | €45k | €67k | €11k | €27k | €29k | ▲ 5.1% |
| Taxes, remuneration and social security45 | €11k | €15k | €16k | €14k | €18k | ▲ 28.8% |
| Taxes450/3 | €11k | €15k | €16k | €14k | €18k | ▲ 28.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €19k | €24k | €7k | €31k | ▲ 369% |
| + Depreciation and write-downs630 | €30k | €16k | €17k | €24k | €24k | ▲ 0.3% |
| Operating cash flow (approximation) | €45k | €35k | €41k | €31k | €55k | ▲ 80.7% |
| Investment in fixed assets (approximation) | - | €10k | €-25k | €-21k | €-17k | ▲ 19.8% |
| Change in cash | - | €56k | €-73k | €-2k | €-256 | ▲ 88.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €31k ▲369%
Operating result €42k, net result €31k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲26.1%
8 profitable years in a row build equity to €151k.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €113k ▲26.5%
6 profitable years in a row build equity to €113k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2006
Ground area
751 m²
Building footprint
360 m²
Volume, LiDAR
1,821 m³
Parcel 11602E0026/00D006, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BP COOLING
since 20062.155.736.116
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0026/00D006 | Flanders | 750 m² | 1 · 360 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 977 companies in sector 46431 we hold annual accounts for 705. 521 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-07-2006
Fiscal year end31-12
Activities, NACEBEL 2025
46431Wholesale of electrical household appliances and audio-video equipment
43222Installation of electric heating, air conditioning, cooling and ventilation
Scores and ratios are computed by Checked and are not a credit decision.