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BP CONCEPT IMMO

Active
Private limited companyfounded 20215 yrs activeMont-des-Champs, Morville 173, 5620 Florennes, BelgiumKBO/BCE: BE 0765.959.708
Summary

BP CONCEPT IMMO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,776 and a net result of €7,000. Equity is growing by ~36.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Development of residential building projects
NACE 68121Real estate development NACE 41101
1 site
How big
€956,287total assets 2025
Equity
€125,776
Profit
€7,000
Turnover not published (abridged schema)
Financially healthy?
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 28 d early0 of 1 deed read
Why 90- Equity €125,776 (13.2% of total assets)+ Size: total assets €956,287+ Sector Real estate activities (NACE 68)+ Figures for FY 2025 (filed 03-07-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 33% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 38-2
equity 13.2% of total assets
Liquidity 16+1
short-term debt 78.3% · cash 6.7%
Profitability 30-10
return on assets 0.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,360 companies)
  • Size: total assets €956,287 lowers the probability for this profile
  • Sector Real estate activities (NACE 68) lowers the probability
  • Figures for FY 2025 (filed 03-07-2026) lowers the probability
  • Equity €125,776 (13.2% of total assets) raises the probability
Credit up to €11,000 at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.17 in 2024; short-term debt: 78.3% and cash: 6.7% of total assets), and 86.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 34%, liquidity 14%, profitability 26%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €956,287
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 03-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €125,776 (13.2% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
28 d early
2024
17 d early
2023
58 d early
2022
56 d early
2021
60 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Equity above €100,000Eq €118,777 ▲27.8%

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Total assets 20255 fiscal years filed €956,287 View
  • Active since 2021founded 01-04-2021 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€956,287
Profit
€7,000
Solvency
13.2%
Total assets▲ 18.8%
Net result
20212025
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 31-07-2027
  1. 03-07-2026Annual accounts filed
  2. 14-07-2025Annual accounts filed
  3. 31-12-2024Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
01-04-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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