BOX 3
ActiveBOX 3 has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-207k) and a net result of €-117k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 0.41 in 2024; short-term debt: 270.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-241.3%
Return on assets
-136.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-207k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
24 d late
2023
9 d early
2022
17 d late
2021
11 d late
2020
18 d late
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€506k
EBIT margin
5.1%
Net result
€-117k▼ 4.9%
2024 · €-112k
2019: €6k
2020: €-22k
2021: €-8k
2022: €31k
2023: €17k
2024: €-112k
2019 → 2025
Working capital
€-205k▼ 115%
2024 · €-95k
2019: €80k
2020: €43k
2021: €13k
2022: €78k
2023: €10k
2024: €-95k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€506k
Equity€-27k-€5k€21k▲ 341%€-90k€-207k▼ 130%
Operating result€-5k-€38k€26k▼ 31.8%€-106k€-113k▼ 6.3%
Net result€-8k-€31k€17k▼ 47.3%€-112k€-117k▼ 4.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €113k in 2025 against €106k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€59k▼ 30.1%
Current assets
€27k▼ 59.6%
Key figures and ratios
EBITDA
€-88k▼
2024 · €-79k
Cash flow
€-92k▼
2024 · €-84k
Solvency
-241.3%▼
2024 · -59.7%
Current ratio
0.12▼
2024 · 0.41
Quick ratio
0.12▼
2024 · 0.41
Debt / equity
-1.41▲
2024 · -2.67
ROA
-136.3%▼
2024 · -73.9%
Interest coverage
-10.79▲
2024 · -12.52
Debt
€293k▲
2024 · €241k
Debt ≤ 1 year
€232k▲
2024 · €163k
Debt > 1 year
€60k▼
2024 · €78k
Income taxes
€273▲
2024 · €146
Staff costs
€93k▼
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€151k€86k▼
Fixed assets21/28€84k€59k▼
Tangible fixed assets22/27€84k€59k▼
Furniture and vehicles24€72k€49k▼
Other tangible fixed assets26€12k€9k▼
Financial fixed assets28€170€170=
Current assets29/58€67k€27k▼
Amounts receivable within one year40/41€63k€25k▼
Trade receivables40€55k€25k▼
Other amounts receivable41€8k-
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€151k€86k▼
Equity10/15€-90k€-207k▼
Contributions10/11€19k€19k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-112k€-229k▼
Amounts payable17/49€241k€293k▲
Amounts payable after more than one year17€78k€60k▼
Financial debts170/4€44k€26k▼
Other amounts payable178/9€34k€34k=
Amounts payable within one year42/48€163k€232k▲
Current portion of amounts payable after more than one year42€17k€18k▲
Financial debts43€76k€52k▼
Credit institutions430/8€76k€52k▼
Trade debts44€38k€40k▲
Suppliers440/4€38k€40k▲
Taxes, remuneration and social security45€12k€15k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€10k€10k▼
Other amounts payable47/48€19k€108k▲
Accrued charges and deferred income492/3€890€890=
Income statement
Code20242025
Remuneration, social security and pensions62€97k€93k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€25k▼
Other operating charges640/8€61k€3k▼
Gross operating margin9900€79k€8k▼
Operating profit (loss)9901€-106k€-113k▼
Financial income75/76B€975€4k▲
Recurring financial income75€975€4k▲
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€-112k€-117k▼
Income taxes67/77€146€273▲
Profit (loss) for the period9904€-112k€-117k▼
Profit (loss) for the period to be appropriated9905€-112k€-117k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-112k€-229k▼
Profit (loss) brought forward from the previous period14P€36€-112k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
30-06
Financial
Weakest financial yearnet €-117k
Net result drops to €-117k, the lowest in the series.
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
30-06
Financial
Back to profitnet €31k
Net result €31k after 2 loss-making years.
11-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
18-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Boudewijnlaan 772600 AntwerpenGround area
561 m²
Building footprint
105 m²
Volume, LiDAR
819 m³
Parcel 11303C0293/00H003, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Box 3
since 20082.173.391.601
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0293/00H003 | Flanders | 561 m² | 1 · 105 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,808 EUR awarded · 1,808 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,808 EUR | 1,808 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,900. 4,780 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2008
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.