BOWLING SPEELBERG
ActiveBOWLING SPEELBERG has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €7k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 44% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-11
Solvency49▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.66 in 2024; short-term debt: 60% and cash: 14.7% of total assets), and 75.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.2%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
76 d early
2023
49 d early
2022
39 d early
2021
31 d late
2020
17 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▼ 42.5%
2024 · €79k
2018: €39k
2019: €58k
2020: €76k
2021: €98k
2022: €69k
2023: €72k
2024: €79k
2018 → 2025
Total assets
€189k▼ 14.4%
2024 · €221k
2018: €62k
2019: €108k
2020: €106k
2021: €186k
2022: €246k
2023: €256k
2024: €221k
2018 → 2025
Net result
€7k▼ 75.0%
2024 · €26k
2018: €5k
2019: €19k
2020: €18k
2021: €22k
2022: €-29k
2023: €22k
2024: €26k
2018 → 2025
Working capital
€-74k▼ 140%
2024 · €-31k
2018: €6k
2019: €-25k
2020: €-4k
2021: €11k
2022: €-121k
2023: €-31k
2024: €-31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€69k▼ 30.0%€72k▲ 4.5%€79k▲ 10.8%€46k▼ 42.5%
Operating result€25k-€-27k€33k€30k▼ 9.6%€13k▼ 57.5%
Net result€22k-€-29k€22k€26k▲ 20.3%€7k▼ 75.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€149k▼ 7.5%
Current assets
€40k▼ 33.3%
Equity and liabilities €189k
Equity
€46k▼ 42.5%
Debt
€143k▲ 1.3%
The debt ratio rises from 64.0% to 75.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€66k▼
2024 · €82k
Cash flow
€60k▼
2024 · €78k
Solvency
24.2%▼
2024 · 36.0%
Current ratio
0.35▼
2024 · 0.66
Quick ratio
0.30▼
2024 · 0.60
Debt / equity
3.14▲
2024 · 1.78
ROE
14.4%▼
2024 · 33.0%
ROA
3.5%▼
2024 · 11.9%
Interest coverage
13.42=
2024 · 13.42
Debt
€143k▲
2024 · €141k
Debt ≤ 1 year
€113k▲
2024 · €90k
Debt > 1 year
€25k▼
2024 · €48k
Income taxes
€1k▲
2024 · €-3k
Staff costs
€73k▲
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€189k▼
Fixed assets21/28€161k€149k▼
Tangible fixed assets22/27€161k€149k▼
Land and buildings22€7k€5k▼
Plant, machinery and equipment23€116k€105k▼
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€32k€35k▲
Current assets29/58€60k€40k▼
Stocks and contracts in progress3€5k€6k▲
Stocks30/36€5k€6k▲
Amounts receivable within one year40/41€7k€5k▼
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€44k€28k▼
Deferred charges and accrued income490/1€3k€863▼
Equity and liabilities
Total equity and liabilities10/49€221k€189k▼
Equity10/15€79k€46k▼
Contributions10/11€19k€19k=
Reserves13€61k€27k▼
Distributable reserves133€61k€27k▼
Amounts payable17/49€141k€143k▲
Amounts payable after more than one year17€48k€25k▼
Financial debts170/4€48k€25k▼
Amounts payable within one year42/48€90k€113k▲
Current portion of amounts payable after more than one year42€24k€24k▼
Financial debts43€343-
Other loans439€343-
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€20k€13k▼
Taxes450/3€13k€5k▼
Remuneration and social security454/9€7k€8k▲
Other amounts payable47/48€44k€72k▲
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€62k€73k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€54k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€146k€141k▼
Operating profit (loss)9901€30k€13k▼
Financial income75/76B€8€7▼
Recurring financial income75€8€7▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€24k€8k▼
Income taxes67/77€-3k€1k▲
Profit (loss) for the period9904€26k€7k▼
Profit (loss) for the period to be appropriated9905€26k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€7k▼
Profit (loss) brought forward from the previous period14P€-8k-
Transfer from equity791/2€19k€40k▲
Transfer to equity691/2€19k€7k▼
To other reserves6921€19k€7k▼
Profit to be distributed694/7€19k€40k▲
Return on contributions (dividend)694€19k€40k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €26k ▲20.3%
Net result €26k, the highest in the series.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-29k ▼235%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelbaan 272580 PutteGround area
1,740 m²
Building footprint
1,019 m²
Volume, LiDAR
5,075 m³
Parcel 12001B0002/00P004, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOWLING DE SPEELBERG
since 19962.075.194.046
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12001B0002/00P004 | Flanders | 1,740 m² | 1 · 1,019 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 631 EUR awarded · 631 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 631 EUR | 631 EUR |
Schemes
Vlaams Beschermingsmechanisme 11 (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 sitePutte2.075.194.046
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K.S.C. DE SCHROEVERS
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BILLIARD AND KARAOKE KORTRIJK
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 4,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-1995
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
92613
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.