BOW2GROW

Active

Private limited companyfounded 2023active for 2 yearsElzendreef 4, 8020 Oostkamp, BelgiumKBO/BCE: BE 1003.781.536

Summary

The computed 12-month bankruptcy probability of BOW2GROW is 1.9% (moderate). The 2025 annual accounts show equity of €460,406 and a net result of -€2,516. Its solvency ranks better than 95% of 877 sector peers (NACE 55, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

BOW2GROWActiveChecked score 55/100

Risk analysis Report Compare

Activity

Holiday cottages, homes and apartments

NACE 55203

7th largest company by equity in Oostkamp, Accommodation and food service sector1 site

Size

€462,538total assets 2025

Equity: €460,406
Loss: -€2,516

Turnover not published (abbreviated format)

Financial health

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.9%

Structure

Accounts 15 days early1 of 2 deeds read

Why 55raises riskFounded in 20231 change of registered office in 24 monthsLiquidity: current ratio 158.33, cash €2,649lowers riskFigures for financial year 2025 (filed 16-07-2026)Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 57% of its sector peers (NACE 55, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 99.5% of total assets

Liquidity 51=

short-term debt 0.5% · cash 0.6%

Profitability 36+24

return on assets -0.5%

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,515 companies, NACE 55, micro)

Last 24 months 01-2025: 1.6% 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.7%▲ +0.1 percentage points vs 02-2025 04-2025: 2.0%▲ +0.3 percentage points vs 03-2025 05-2025: 2.1%▲ +0.1 percentage points vs 04-2025 06-2025: 2.4%▲ +0.3 percentage points vs 05-2025 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 2.6%▲ +0.2 percentage points vs 07-2025 09-2025: 2.6%● unchanged vs 08-2025 10-2025: 2.5%▼ -0.1 percentage points vs 09-2025 11-2025: 1.3%▼ -1.2 percentage points vs 10-2025lowest value 12-2025: 1.4%▲ +0.1 percentage points vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 3.0%▲ +1.6 percentage points vs 02-2026 04-2026: 3.6%▲ +0.6 percentage points vs 03-2026 05-2026: 3.6%● unchanged vs 04-2026 06-2026: 3.7%▲ +0.1 percentage points vs 05-2026 07-2026: 3.9%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 1.9%▼ -2.0 percentage points vs 07-2026 09-2026: 1.9%● unchanged vs 08-2026 10-2026: 1.9%● unchanged vs 09-2026

Credit of up to €25,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

short-term debt: 0.5% and cash: 0.6% of total assets, and 0.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 93% on solvency, 59% on liquidity, 31% on profitability and 45% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Figures for financial year 2025 (filed 16-07-2026)

NBB · annual accounts

Liquidity: current ratio 158.33, cash €2,649

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

2425

2024 to 2025 · latest year -€2,516

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

15 days early

2024

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 23 days after the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

16-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
23-02-2026 Registered officeRegistered-office move · Director in…
30-09-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: Among the best 5% on solvencysector median 26.5% · 877 companies 99.5% View
Total assets 20252 financial years filed €462,538 View
Active since 2023founded 21-12-2023 2 years View

By topic

Financials

Financial year: 2025
Total assets: €462,538
Loss: -€2,516
Solvency: 99.5%

Total assets▼ 0.3%

Net result

20242025

Go to Financials

Timeline

Events: 3
Since: 2025
Next accounts: by 31-07-2027

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Holiday cottages, homes and apartmentsNACE 55203
Founded: 21-12-2023
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about BOW2GROW

What is the company number of BOW2GROW?: 1003.781.536. In Belgium the VAT number is the company number with BE in front: BE 1003.781.536.
Where is BOW2GROW based?: The registered office is at Elzendreef 4, 8020 Oostkamp.Company details
What does BOW2GROW do?: According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of BOW2GROW?: Private limited company (BV).
When was BOW2GROW founded?: On 21-12-2023.
Is BOW2GROW still active?: Yes, BOW2GROW is an active enterprise in the KBO register.
What is the turnover of BOW2GROW?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is BOW2GROW profitable?: In financial year 2025, BOW2GROW made a loss of €2,516.
Where can I find the annual accounts of BOW2GROW?: BOW2GROW filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BOW2GROW due?: By 31-07-2027, for financial year 2026.Timeline