BOVIVET
ActiveBOVIVET has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €130k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 36% of 243 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy▼ -37 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency34▼-66
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.81 against 6.03 in 2024), and 74.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.7%
Return on assets
65.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
6 d early
2023
23 d late
2022
18 d late
2021
30 d late
2020
27 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€130k▲ 17.4%
2024 · €111k
2018: €22k
2019: €33k
2020: €35k
2021: €68k
2022: €62k
2023: €87k
2024: €111k
2018 → 2025
Working capital
€-28k
2024 · €140k
2018: €24k
2019: €44k
2020: €63k
2021: €61k
2022: €40k
2023: €51k
2024: €140k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€143k-€121k▼ 15.4%€130k▲ 7.9%€219k▲ 68.0%€51k▼ 76.6%
Operating result€62k-€84k▲ 35.0%€110k▲ 30.9%€148k▲ 34.5%€167k▲ 12.8%
Net result€68k-€62k▼ 8.7%€87k▲ 40.3%€111k▲ 26.8%€130k▲ 17.4%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 13% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199k
Fixed assets
€80k▼ 0.3%
Current assets
€119k▼ 29.2%
Equity and liabilities €199k
Equity
€51k▼ 76.6%
Debt
€148k▲ 391%
The debt ratio rises from 12.1% to 74.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€169k▲
2024 · €150k
Cash flow
€131k▲
2024 · €112k
Solvency
25.7%▼
2024 · 87.9%
Current ratio
0.81▼
2024 · 6.03
Quick ratio
0.81▼
2024 · 6.03
Debt / equity
2.89▲
2024 · 0.14
ROE
253.9%▲
2024 · 50.7%
ROA
65.2%▲
2024 · 44.5%
Interest coverage
214.00▼
2024 · 219.68
Debt
€148k▲
2024 · €30k
Debt ≤ 1 year
€147k▲
2024 · €28k
Income taxes
€41k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€249k€199k▼
Fixed assets21/28€81k€80k▼
Tangible fixed assets22/27€1k€968▼
Plant, machinery and equipment23€1k€968▼
Furniture and vehicles24€111-
Financial fixed assets28€79k€79k=
Current assets29/58€168k€119k▼
Amounts receivable within one year40/41€29k€79k▲
Trade receivables40€29k€78k▲
Other amounts receivable41-€593
Current investments50/53€36k€31k▼
Cash at bank and in hand54/58€102k€8k▼
Deferred charges and accrued income490/1€994€994=
Equity and liabilities
Total equity and liabilities10/49€249k€199k▼
Equity10/15€219k€51k▼
Contributions10/11€19k€19k=
Reserves13€200k€33k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€198k€31k▼
Amounts payable17/49€30k€148k▲
Amounts payable within one year42/48€28k€147k▲
Taxes, remuneration and social security45€20k€6k▼
Taxes450/3€20k€6k▼
Other amounts payable47/48€8k€141k▲
Accrued charges and deferred income492/3€2k€712▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€456€412▼
Gross operating margin9900€150k€169k▲
Operating profit (loss)9901€148k€167k▲
Financial income75/76B€111€5k▲
Recurring financial income75€111€5k▲
Financial charges65/66B€681€789▲
Recurring financial charges65€681€789▲
Profit (loss) for the period before taxes9903€148k€171k▲
Income taxes67/77€37k€41k▲
Profit (loss) for the period9904€111k€130k▲
Profit (loss) for the period to be appropriated9905€111k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€111k€130k▲
Transfer from equity791/2€22k€167k▲
Transfer to equity691/2€111k-
To other reserves6921€111k-
Profit to be distributed694/7€22k€297k▲
Return on contributions (dividend)694€22k€297k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
31-12
Financial
Highest result since 2018net €130k ▲17.4%
Operating result €167k, net result €130k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity triplescurrent ratio 6.03
Current ratio from 1.79 to 6.03; short-term debt falls from €64k to €28k.
31-12
Financial
Equity above €200kEq €219k ▲68%
7 profitable years in a row build equity to €219k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 18 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 12.16
Current ratio from 5.10 to 12.16; short-term debt falls from €15k to €5k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
31-12
Financial
Equity above €100kEq €130k ▲36.3%
3 profitable years in a row build equity to €130k.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 21 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Plombières · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duyvelskoul 294850 PlombièresGround area
921 m²
Building footprint
696 m²
Volume, LiDAR
5,012 m³
Parcel 63054B0042/00G000, Wallonia · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOVIVET
since 20152.248.084.470
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63054B0042/00G000 | Wallonia | 921 m² | 1 · 696 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VITAVETO
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Lippens Sofie
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De Kwade Heyde
BE 0785.441.365
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Of 6,069 companies in sector 75000 we hold annual accounts for 1,943. 1,634 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-12-2015
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.