BOVEST
ActiveBOVEST has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €60k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 8.92 against 6.43 in 2024; short-term debt: 10.6% and cash: 86.5% of total assets), and 10.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.4%
Return on assets
26%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
25 d late
2024
29 d late
2023
28 d late
2022
26 d late
2021
29 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€205k▲ 41.1%
2024 · €145k
2019: €38k
2020: €45k
2021: €82k
2022: €110k
2023: €120k
2024: €145k
2019 → 2025
Total assets
€229k▲ 32.3%
2024 · €173k
2019: €78k
2020: €88k
2021: €125k
2022: €195k
2023: €171k
2024: €173k
2019 → 2025
Net result
€60k▲ 136%
2024 · €25k
2019: €26k
2020: €8k
2021: €38k
2022: €28k
2023: €11k
2024: €25k
2019 → 2025
Working capital
€193k▲ 50.6%
2024 · €128k
2019: €30k
2020: €42k
2021: €83k
2022: €85k
2023: €94k
2024: €128k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€110k▲ 33.5%€120k▲ 9.0%€145k▲ 21.0%€205k▲ 41.1%
Operating result€54k-€41k▼ 25.1%€24k▼ 40.8%€39k▲ 60.7%€82k▲ 111%
Net result€38k-€28k▼ 25.5%€11k▼ 62.4%€25k▲ 136%€60k▲ 136%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 111% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€12k▼ 43.5%
Current assets
€217k▲ 43.2%
Equity and liabilities €229k
Equity
€205k▲ 41.1%
Debt
€24k▼ 13.2%
The debt ratio falls from 16.2% to 10.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€91k▲
2024 · €48k
Cash flow
€69k▲
2024 · €35k
Solvency
89.4%▲
2024 · 83.8%
Current ratio
8.92▲
2024 · 6.43
Quick ratio
8.92▲
2024 · 6.43
Debt / equity
0.12▼
2024 · 0.19
ROE
29.1%▲
2024 · 17.4%
ROA
26.0%▲
2024 · 14.6%
Interest coverage
402.42▲
2024 · 16.81
Debt
€24k▼
2024 · €28k
Debt ≤ 1 year
€24k▲
2024 · €24k
Income taxes
€22k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€229k▲
Fixed assets21/28€22k€12k▼
Tangible fixed assets22/27€22k€12k▼
Furniture and vehicles24€22k€12k▼
Financial fixed assets28€200€200=
Current assets29/58€151k€217k▲
Amounts receivable within one year40/41€16k€18k▲
Trade receivables40€12k€18k▲
Other amounts receivable41€4k€0▼
Cash at bank and in hand54/58€135k€198k▲
Deferred charges and accrued income490/1€847€739▼
Equity and liabilities
Total equity and liabilities10/49€173k€229k▲
Equity10/15€145k€205k▲
Contributions10/11€12k€12k=
Reserves13€133k€192k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€131k€191k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€28k€24k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€24k€24k▲
Current portion of amounts payable after more than one year42€3k€0▼
Trade debts44€269€203▼
Suppliers440/4€269€203▼
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€10k€13k▲
Other amounts payable47/48€10k€11k▲
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€49k€92k▲
Operating profit (loss)9901€39k€82k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€3k€226▼
Recurring financial charges65€3k€226▼
Profit (loss) for the period before taxes9903€36k€81k▲
Income taxes67/77€10k€22k▲
Profit (loss) for the period9904€25k€60k▲
Profit (loss) for the period to be appropriated9905€25k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€60k▲
Transfer to equity691/2€25k€60k▲
To other reserves6921€25k€60k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Highest result since 2019net €60k ▲136%
Operating result €82k, net result €60k, both a record.
31-12
Financial
Equity above €200kEq €205k ▲41.1%
7 profitable years in a row build equity to €205k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 6.43
Current ratio from 3.06 to 6.43; short-term debt falls from €46k to €24k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Equity above €100kEq €110k ▲33.5%
4 profitable years in a row build equity to €110k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €8k ▼70.3%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ahornlaan 411640 Sint-Genesius-RodeGround area
1,208 m²
Building footprint
109 m²
Volume, LiDAR
851 m³
Parcel 22004B0051/00W012, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bovest
since 20182.282.304.189
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004B0051/00W012 | Flanders | 1,208 m² | 1 · 108 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KEGA
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 5,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2018
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:flo_bonnave@hotmail.com
Phone:0472703037