BOVERY CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of BOVERY CONCEPT is 6.2% (elevated). The 2025 annual accounts show equity of €23,800 and a net result of €20,511. Equity is growing by ~367% per year across the filed fiscal years. Its solvency ranks better than 46% of 11547 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
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Signals
This company filed its last 3 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 6.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €1,918 | - |
| Other operating charges640/8 | - | - | €2,326 | - |
| Gross operating margin9900 | -€340 | €1,038 | €30,248 | ▲ 2,814% |
| Operating profit (loss)9901 | -€340 | €1,038 | €26,004 | ▲ 2,405% |
| Financial income75/76B | - | €31 | - | - |
| Recurring financial income75 | - | €31 | - | - |
| Financial charges65/66B | - | €141 | €56 | ▼ 60.3% |
| Recurring financial charges65 | - | €141 | €56 | ▼ 60.3% |
| Profit (loss) for the period before taxes9903 | -€340 | €929 | €25,948 | ▲ 2,695% |
| Income taxes67/77 | - | €300 | €5,437 | ▲ 1,713% |
| Profit (loss) for the period9904 | -€340 | €629 | €20,511 | ▲ 3,163% |
| Profit (loss) for the period to be appropriated9905 | -€340 | €629 | €20,511 | ▲ 3,163% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | - | €19,043 | €63,509 | ▲ 233% |
| Fixed assets21/28 | - | €5,100 | €29,771 | ▲ 484% |
| Tangible fixed assets22/27 | - | - | €24,671 | - |
| Plant, machinery and equipment23 | - | - | €7,671 | - |
| Other tangible fixed assets26 | - | - | €17,000 | - |
| Financial fixed assets28 | - | €5,100 | €5,100 | = |
| Current assets29/58 | - | €13,943 | €33,738 | ▲ 142% |
| Stocks and contracts in progress3 | - | - | €1,750 | - |
| Stocks30/36 | - | - | €1,750 | - |
| Amounts receivable within one year40/41 | - | €10,005 | €5,783 | ▼ 42.2% |
| Trade receivables40 | - | €8,986 | €3,308 | ▼ 63.2% |
| Other amounts receivable41 | - | €1,019 | €2,475 | ▲ 143% |
| Cash at bank and in hand54/58 | - | €3,938 | €26,205 | ▲ 565% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | - | €19,043 | €63,509 | ▲ 233% |
| Equity10/15 | -€340 | €3,289 | €23,800 | ▲ 624% |
| Contributions10/11 | - | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€340 | €289 | €20,800 | ▲ 7,105% |
| Amounts payable17/49 | €340 | €15,755 | €39,709 | ▲ 152% |
| Amounts payable within one year42/48 | €340 | €15,755 | €39,709 | ▲ 152% |
| Trade debts44 | €340 | €4,176 | €29,344 | ▲ 603% |
| Suppliers440/4 | €340 | €4,176 | €29,344 | ▲ 603% |
| Advances received on contracts in progress46 | - | €3,440 | - | - |
| Taxes, remuneration and social security45 | - | €1,216 | €6,334 | ▲ 421% |
| Taxes450/3 | - | €1,216 | €6,334 | ▲ 421% |
| Other amounts payable47/48 | - | €6,922 | €4,031 | ▼ 41.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€340 | €629 | €20,511 | ▲ 3,163% |
| + Depreciation and write-downs630 | - | - | €1,918 | - |
| Operating cash flow (approximation) | -€340 | €629 | €22,429 | ▲ 3,468% |
| Investment in fixed assets (approximation) | - | - | -€26,589 | - |
| Change in cash | - | - | €22,266 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
2 establishment units
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 fl. |
| 56043B0671/00X000 | Wallonia | 169 m² | 1 · 168 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.