BOUWWERKEN V&V
ActiveSummary
BOUWWERKEN V&V has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €-7k. Equity is shrinking by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-5
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
short-term debt: 0.9% and cash: 0% of total assets, and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
-17.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
23 d early
2024
42 d late
2023
20 d late
2022
12 d early
2021
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▼ 14.9%
2024 · €48k
2021: €61k
2022: €60k
2023: €54k
2024: €48k
2021 → 2025
Total assets
€42k▼ 17.5%
2024 · €50k
2021: €93k
2022: €114k
2023: €109k
2024: €50k
2021 → 2025
Net result
€-7k▼ 30.7%
2024 · €-6k
2021: €11k
2022: €-839
2023: €-6k
2024: €-6k
2021 → 2025
Working capital
€41k▼ 15.0%
2024 · €48k
2021: €53k
2022: €46k
2023: €40k
2024: €48k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€60k▼ 1.4%€54k▼ 10.6%€48k▼ 10.2%€41k▼ 14.9%
Operating result€15k-€-2k€-6k▼ 178%€-7k▼ 7.5%€-8k▼ 19.5%
Net result€11k-€-839€-6k▼ 658%€-6k▲ 13.5%€-7k▼ 30.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €7k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€100 =
Current assets
€41k ▼ 17.5%
Equity and liabilities €42k
Equity
€41k ▼ 14.9%
Debt
€366 ▼ 81.5%
Debt's share of the balance-sheet total falls from 3.9% to 0.9%. Equity and debt are lower.
Key figures and ratios
Debt to equity
0.01▼
2024 · 0.04
ROE
-17.5%▼
2024 · -11.4%
ROA
-17.3%▼
2024 · -10.9%
Debt ≤ 1 year
€366▼
2024 · €2k
A ratio outside any meaningful range has been withheld (balance sheet total €42k, equity €41k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€50k€42k▼
Fixed assets21/28€100€100=
Intangible fixed assets21€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Leasing and similar rights25€0-
Financial fixed assets28€100€100=
Current assets29/58€50k€41k▼
Amounts receivable within one year40/41€49k€41k▼
Trade receivables40€0-
Other amounts receivable41€49k€41k▼
Cash at bank and in hand54/58€142€1▼
Deferred charges and accrued income490/1€758€758=
Equity and liabilities
Total equity and liabilities10/49€50k€42k▼
Equity10/15€48k€41k▼
Contributions10/11€1k€1k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€36k€29k▼
Amounts payable17/49€2k€366▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€2k€366▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€2k€366▼
Suppliers440/4€2k€366▼
Accrued charges and deferred income492/3€52€0▼
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€252€128▼
Non-recurring operating charges66A€9k€66▼
Gross operating margin9900€2k€-8k▼
Operating profit (loss)9901€-7k€-8k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-6k€-7k▼
Profit (loss) for the period9904€-6k€-7k▼
Profit (loss) for the period to be appropriated9905€-6k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€29k▼
Profit (loss) brought forward from the previous period14P€42k€36k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 113.33
Current ratio from 26.17 to 113.33; short-term debt falls from €2k to €366.
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
31-12
Financial
Liquidity times 13current ratio 26.17
Current ratio from 2.04 to 26.17; short-term debt falls from €38k to €2k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirweg 258520 KuurneGround area
719 m²
Building footprint
137 m²
Volume, LiDAR
594 m³
Parcel 34023B0894/00B005, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BOUWWERKEN V&V
since 20162.251.562.812
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023B0894/00B005 | Flanders | 719 m² | 1 · 137 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Koenig Design
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Azimut
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S-OFFICE
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VOILA MEDIA
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,744 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
43211General electrical installation work
46431Wholesale of electrical household appliances and audio-video equipment
47540Retail sale of electrical household appliances
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.