Bouwplus Team

Active

Private limited companyfounded 20197 yrs activeDorpstraat 352, 3061 Bertem, BelgiumKBO/BCE: BE 0728.579.470

The computed 12-month bankruptcy probability of Bouwplus Team is 2.2% (moderate). The 2024 annual accounts show equity of €37k and a net result of €31k. Equity is growing by ~28.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 36378 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

93 / 100

Excellent▲ +20 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency98▲+81

Growth78▲+20

Stability100

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity ample (current ratio 2.41 against 1.07 in 2023), and 42.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

61 d late

2023

30 d late

2022

5 d early

2021

128 d late

2020

191 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€37k▲ 499%

2023 · €6k

2020: €12k 2021: €21k 2022: €43k 2023: €6k

2020 → 2024

Total assets

€64k▼ 30.6%

2023 · €92k

2020: €42k 2021: €39k 2022: €54k 2023: €92k

2020 → 2024

Net result

€31k▼ 12.8%

2023 · €35k

2020: €6k 2021: €9k 2022: €22k 2023: €35k

2020 → 2024

Working capital

€37k▲ 488%

2023 · €6k

2020: €10k 2021: €21k 2022: €45k 2023: €6k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€12k-€21k▲ 77.1%€43k▲ 108%€6k▼ 85.7%€37k▲ 499%

Operating result€6k-€9k▲ 42.3%€25k▲ 181%€46k▲ 85.9%€45k▼ 2.2%

Net result€6k-€9k▲ 58.3%€22k▲ 147%€35k▲ 57.9%€31k▼ 12.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 2% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €64k

57.9%

42.1%

Equity €37k▲ 499%

Debt €27k▼ 68.7%

The debt ratio falls from 93.3% to 42.1%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€45k▼

2023 · €46k

Cash flow

€31k▼

2023 · €35k

Solvency

57.9%▲

2023 · 6.7%

Current ratio

2.41▲

2023 · 1.07

Quick ratio

2.41▲

2023 · 1.07

Debt / equity

0.73▼

2023 · 13.90

ROE

83.3%▼

2023 · 572.3%

ROA

48.2%▲

2023 · 38.4%

Interest coverage

399.14▲

2023 · 331.48

Debt

€27k▼

2023 · €85k

Debt ≤ 1 year

€26k▼

2023 · €85k

Income taxes

€14k▲

2023 · €11k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€92k€64k▼

Fixed assets21/28€199-

Tangible fixed assets22/27€199-

Plant, machinery and equipment23€199-

Current assets29/58€91k€64k▼

Amounts receivable within one year40/41€18k€22k▲

Trade receivables40€15k€17k▲

Other amounts receivable41€3k€5k▲

Cash at bank and in hand54/58€69k€42k▼

Deferred charges and accrued income490/1€4k-

Equity and liabilities

Total equity and liabilities10/49€92k€64k▼

Equity10/15€6k€37k▲

Contributions10/11€6k€6k=

Profit (loss) carried forward14€144€31k▲

Amounts payable17/49€85k€27k▼

Amounts payable within one year42/48€85k€26k▼

Trade debts44€554€2k▲

Suppliers440/4€554€2k▲

Taxes, remuneration and social security45€12k€25k▲

Taxes450/3€8k€22k▲

Remuneration and social security454/9€5k€3k▼

Other amounts payable47/48€72k-

Accrued charges and deferred income492/3€384€387▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€253€199▼

Other operating charges640/8€509€3k▲

Gross operating margin9900€47k€48k▲

Operating profit (loss)9901€46k€45k▼

Financial income75/76B€9€0▼

Recurring financial income75€9€0▼

Financial charges65/66B€139€113▼

Recurring financial charges65€139€113▼

Profit (loss) for the period before taxes9903€46k€45k▼

Income taxes67/77€11k€14k▲

Profit (loss) for the period9904€35k€31k▼

Profit (loss) for the period to be appropriated9905€35k€31k▼

Appropriation of the result

Profit (loss) to be appropriated9906€72k€31k▼

Profit (loss) brought forward from the previous period14P€37k€144▼

Profit to be distributed694/7€72k-

Return on contributions (dividend)694€72k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

31-12

Financial Liquidity doublescurrent ratio 2.41

Current ratio from 1.07 to 2.41; short-term debt falls from €85k to €26k.

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

31-12

Financial Highest result since 2020net €35k ▲57.9%

Operating result €46k, net result €35k, both a record.

26-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Liquidity triplescurrent ratio 6.19

Current ratio from 2.31 to 6.19; short-term debt falls from €16k to €9k.

06-12

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 128 days late

07-02

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 191 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Bertem · 1 establishment unit since 2019

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dorpstraat 3523061 Bertem

Ground area

474 m²

Building footprint

114 m²

Volume, LiDAR

827 m³

Parcel 24061C0310/00N000, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Bouwplus Team

Dorpstraat 352, 3061 BertemSpecialised construction activities

since 20192.302.465.046

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24061C0310/00N000	Flanders	474 m²	1 · 114 m²	9.8 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

AWOOD MENUISERIE

BE 0759.985.793

Beauvechain · Eq €37k

Sint-Jans-Molenbeek · Eq €37k

Of 4,240 companies in sector 43230 we hold annual accounts for 1,230. 981 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded18-06-2019

Fiscal year end31-12

Activities, NACEBEL

43230Insulation installation

43291Specialised construction activities

43120Site preparation

43992Specialised construction activities

81220Other building cleaning and industrial cleaning

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.