BOUWONDERNEMING YTC
ActiveBOUWONDERNEMING YTC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €9k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 85% of 7321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+86
Solvency100=
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.1 against 3.16 in 2024), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
13.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
84 d early
2023
30 d late
2022
28 d late
2021
12 d early
2020
31 d late
2019
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 20.8%
2024 · €42k
2018: €47k
2019: €59k
2020: €63k
2021: €50k
2022: €54k
2023: €58k
2024: €42k
2018 → 2025
Total assets
€65k▲ 13.2%
2024 · €58k
2018: €102k
2019: €104k
2020: €93k
2021: €79k
2022: €77k
2023: €87k
2024: €58k
2018 → 2025
Net result
€9k
2024 · €-16k
2018: €4k
2019: €12k
2020: €3k
2021: €-12k
2022: €14k
2023: €23k
2024: €-16k
2018 → 2025
Working capital
€45k▲ 33.4%
2024 · €34k
2018: €21k
2019: €39k
2020: €48k
2021: €48k
2022: €52k
2023: €47k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€54k▲ 6.6%€58k▲ 8.4%€42k▼ 28.1%€51k▲ 20.8%
Operating result€-12k-€15k€33k▲ 121%€-13k€12k
Net result€-12k-€14k€23k▲ 60.6%€-16k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€5k▼ 32.6%
Current assets
€60k▲ 20.5%
Equity and liabilities €65k
Equity
€51k▲ 20.8%
Debt
€15k▼ 7.2%
The debt ratio falls from 27.2% to 22.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k▲
2024 · €-9k
Cash flow
€12k▲
2024 · €-13k
Solvency
77.7%▲
2024 · 72.8%
Current ratio
4.10▲
2024 · 3.16
Quick ratio
4.04▲
2024 · 3.01
Debt / equity
0.29▼
2024 · 0.37
ROE
17.2%▲
2024 · -39.1%
ROA
13.4%▲
2024 · -28.4%
Interest coverage
5.74▲
2024 · -2.61
Debt
€15k▼
2024 · €16k
Debt ≤ 1 year
€15k▼
2024 · €16k
Income taxes
€680▲
2024 · €207
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€65k▲
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€50k€60k▲
Stocks and contracts in progress3€2k€995▼
Stocks30/36€2k€995▼
Amounts receivable within one year40/41€13k€9k▼
Trade receivables40€7k€6k▼
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€20k€38k▲
Deferred charges and accrued income490/1€15k€12k▼
Equity and liabilities
Total equity and liabilities10/49€58k€65k▲
Equity10/15€42k€51k▲
Contributions10/11€6k€6k=
Reserves13€51k€44k▼
Distributable reserves133€51k€44k▼
Profit (loss) carried forward14€-16k€0▲
Amounts payable17/49€16k€15k▼
Amounts payable within one year42/48€16k€15k▼
Trade debts44€11k€2k▼
Suppliers440/4€11k€2k▼
Advances received on contracts in progress46-€7k
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€3k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€198€762▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€928€735▼
Gross operating margin9900€-9k€16k▲
Operating profit (loss)9901€-13k€12k▲
Financial income75/76B€250€302▲
Recurring financial income75€250€302▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-16k€9k▲
Income taxes67/77€207€680▲
Profit (loss) for the period9904€-16k€9k▲
Profit (loss) for the period to be appropriated9905€-16k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-7k▲
Profit (loss) brought forward from the previous period14P€696€-16k▼
Transfer from equity791/2€0€10k▲
Transfer to equity691/2€0€3k▲
To other reserves6921€0€3k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-16k ▼171%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €23k ▲60.6%
Operating result €33k, net result €23k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Constant Permekestraat 78020 OostkampGround area
558 m²
Building footprint
107 m²
Volume, LiDAR
577 m³
Parcel 31403F0066/00Z000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bouwonderneming YTC
since 20102.193.184.945
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31403F0066/00Z000 | Flanders | 558 m² | 1 · 107 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LOTIN
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AS BATIMENT
BE 0793.458.812
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STRAK PLAN
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Zemst · Eq €51k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,932 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43331Floor and wall tiling
43343Specialised construction activities
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.