BOUWONDERNEMING WOUTERS EN ZONEN
ActiveBOUWONDERNEMING WOUTERS EN ZONEN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €37k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-9
Solvency54▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.48 in 2024; short-term debt: 26.8% and cash: 14.2% of total assets), and 70.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.5%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
31 d late
2023
31 d late
2022
64 d late
2021
53 d late
2020
30 d late
2019
98 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 20.4%
2024 · €131k
2018: €51k
2019: €56k
2020: €61k
2021: €67k
2022: €72k
2023: €85k
2024: €131k
2018 → 2025
Total assets
€535k▲ 55.5%
2024 · €344k
2018: €78k
2019: €164k
2020: €147k
2021: €202k
2022: €172k
2023: €183k
2024: €344k
2018 → 2025
Net result
€37k▼ 19.9%
2024 · €46k
2018: €11k
2019: €5k
2020: €6k
2021: €5k
2022: €6k
2023: €12k
2024: €46k
2018 → 2025
Working capital
€41k▼ 24.4%
2024 · €54k
2018: €45k
2019: €45k
2020: €50k
2021: €29k
2022: €37k
2023: €57k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€72k▲ 8.3%€85k▲ 17.2%€131k▲ 54.8%€158k▲ 20.4%
Operating result€14k-€12k▼ 9.6%€21k▲ 70.3%€69k▲ 225%€66k▼ 4.8%
Net result€5k-€6k▲ 6.7%€12k▲ 124%€46k▲ 274%€37k▼ 19.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €535k
Fixed assets
€351k▲ 98.1%
Current assets
€184k▲ 10.2%
Equity and liabilities €535k
Equity
€158k▲ 20.4%
Debt
€377k▲ 77.0%
The debt ratio rises from 61.9% to 70.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€106k▲
2024 · €90k
Cash flow
€77k▲
2024 · €68k
Solvency
29.5%▼
2024 · 38.1%
Current ratio
1.28▼
2024 · 1.48
Quick ratio
1.20▼
2024 · 1.38
Debt / equity
2.39▲
2024 · 1.63
ROE
23.5%▼
2024 · 35.4%
ROA
6.9%▼
2024 · 13.5%
Interest coverage
6.56▼
2024 · 13.43
Debt
€377k▲
2024 · €213k
Debt ≤ 1 year
€143k▲
2024 · €113k
Debt > 1 year
€234k▲
2024 · €100k
Income taxes
€13k▼
2024 · €16k
Staff costs
€123k▼
2024 · €188k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€344k€535k▲
Fixed assets21/28€177k€351k▲
Tangible fixed assets22/27€174k€351k▲
Land and buildings22-€210k
Plant, machinery and equipment23€11k€14k▲
Furniture and vehicles24€163k€127k▼
Financial fixed assets28€3k-
Current assets29/58€167k€184k▲
Stocks and contracts in progress3€11k€12k▲
Stocks30/36€11k€12k▲
Amounts receivable within one year40/41€35k€82k▲
Trade receivables40€24k€15k▼
Other amounts receivable41€12k€67k▲
Cash at bank and in hand54/58€118k€76k▼
Deferred charges and accrued income490/1€3k€14k▲
Equity and liabilities
Total equity and liabilities10/49€344k€535k▲
Equity10/15€131k€158k▲
Contributions10/11€19k€19k=
Reserves13€54k€80k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€52k€78k▲
Profit (loss) carried forward14€58k€59k▲
Amounts payable17/49€213k€377k▲
Amounts payable after more than one year17€100k€234k▲
Financial debts170/4€100k€234k▲
Amounts payable within one year42/48€113k€143k▲
Current portion of amounts payable after more than one year42€15k€36k▲
Trade debts44€66k€64k▼
Suppliers440/4€66k€64k▼
Taxes, remuneration and social security45€25k€20k▼
Taxes450/3€11k€7k▼
Remuneration and social security454/9€13k€12k▼
Other amounts payable47/48€7k€24k▲
Income statement
Code20242025
Non-recurring operating income76A€25k-
Remuneration, social security and pensions62€188k€123k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€40k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9k-
Other operating charges640/8€5k€35k▲
Non-recurring operating charges66A-€165
Gross operating margin9900€292k€263k▼
Operating profit (loss)9901€69k€66k▼
Financial income75/76B€86€108▲
Recurring financial income75€86€108▲
Financial charges65/66B€7k€16k▲
Recurring financial charges65€7k€16k▲
Profit (loss) for the period before taxes9903€62k€50k▼
Income taxes67/77€16k€13k▼
Profit (loss) for the period9904€46k€37k▼
Profit (loss) for the period to be appropriated9905€46k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€95k▲
Profit (loss) brought forward from the previous period14P€37k€58k▲
Transfer from equity791/2-€10k
Transfer to equity691/2€25k€37k▲
To other reserves6921€25k€37k▲
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €158k ▲20.4%
8 profitable years in a row build equity to €158k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €46k ▲274%
Operating result €69k, net result €46k, both a record.
31-12
Financial
Equity above €100kEq €131k ▲54.8%
7 profitable years in a row build equity to €131k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Weakest financial yearnet €5k ▼55.2%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 178 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pater De Dekenstraat 25/0012610 AntwerpenGround area
1,086 m²
Building footprint
242 m²
Volume, LiDAR
597 m³
2 parcels, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bouwonderneming Wouters en Zonen
since 20052.145.346.129
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0316/00Z007 | Flanders | 661 m² | 1 · 132 m² | - |
| 11462A0532/00F002 | Flanders | 425 m² | 1 · 109 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,760 EUR awarded · 1,702 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2022 | 2 | 760 EUR | 702 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
4 live approvals · 1 endedMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 5,329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2005
Fiscal year end31-12
Abbreviation NL
B.W.Z.
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.