Bouwonderneming Verwilst

Active

Private limited company (pre-2019)founded 198738 yrs activeAalterstraat 78, 9880 Aalter, BelgiumKBO/BCE: BE 0432.912.285

Bouwonderneming Verwilst has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-85k) and a net result of €257. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

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Checked score

Score 2024

29 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability19▼-16

Solvency0=

Growth32=

Track record100

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.7 against 0.69 in 2023; short-term debt: 142% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-42%

Return on assets

0.1%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 9982 sector peers (2024).

NBB · sector comparison

Position among 9982 sector peers

Solvency

better than 6%

← weakest strongest →

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-11-2025, 105 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

105 d late

2023

470 d late

2022

346 d late

2021

226 d late

2020

18 d early

2019

3 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity

€-85k▲ 0.3%

2023 · €-85k

2018: €161k 2019: €161k 2020: €65k 2021: €-87k 2022: €-83k 2023: €-85k

2018 → 2024

Total assets

€201k▲ 5.2%

2023 · €191k

2018: €435k 2019: €435k 2020: €336k 2021: €205k 2022: €215k 2023: €191k

2018 → 2024

Net result

€257

2023 · €-2k

2018: €7k 2019: €-97k 2020: €-97k 2021: €-103k 2022: €3k 2023: €-2k

2018 → 2024

Working capital

€-85k▲ 0.6%

2023 · €-86k

2018: €160k 2019: €160k 2020: €51k 2021: €-87k 2022: €-84k 2023: €-86k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€65k-€-87k€-83k▲ 3.9%€-85k▼ 1.9%€-85k▲ 0.3%

Operating result€-92k-€-99k▼ 7.6%€3k€5k▲ 57.8%€-6k

Net result€-97k-€-103k▼ 6.6%€3k€-2k€257

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €6k after €5k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €201k

99.7%

Fixed assets €650▼ 24.9%

Current assets €201k▲ 5.3%

Key figures and ratios

2024 value · change against 2023

EBITDA

€-6k

Cash flow

€473

Solvency

-42.0%▲

2023 · -44.3%

Current ratio

0.70▲

2023 · 0.69

Quick ratio

0.15▲

2023 · 0.06

Debt / equity

-3.38▼

2023 · -3.26

ROA

0.1%▲

2023 · -0.8%

Interest coverage

-1.29

Debt

€286k▲

2023 · €276k

Debt ≤ 1 year

€286k▲

2023 · €276k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€191k€201k▲

Fixed assets21/28€866€650▼

Tangible fixed assets22/27€731€515▼

Plant, machinery and equipment23€731€515▼

Financial fixed assets28€135€135=

Current assets29/58€191k€201k▲

Stocks and contracts in progress3€175k€159k▼

Stocks30/36€38k€33k▼

Contracts in progress37€138k€127k▼

Amounts receivable within one year40/41€16k€42k▲

Trade receivables40€10k€35k▲

Other amounts receivable41€5k€6k▲

Equity and liabilities

Total equity and liabilities10/49€191k€201k▲

Equity10/15€-85k€-85k▲

Contributions10/11€250k€250k=

Profit (loss) carried forward14€-335k€-335k▲

Amounts payable17/49€276k€286k▲

Amounts payable within one year42/48€276k€286k▲

Financial debts43€37k€32k▼

Credit institutions430/8€37k€32k▼

Trade debts44€6k€29k▲

Suppliers440/4€6k€29k▲

Other amounts payable47/48€233k€225k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€215

Other operating charges640/8€959€2k▲

Gross operating margin9900€6k€-4k▼

Operating profit (loss)9901€5k€-6k▼

Financial income75/76B€160€11k▲

Recurring financial income75€160€11k▲

Financial charges65/66B€5k€5k▼

Recurring financial charges65€5k€5k▼

Profit (loss) for the period before taxes9903€-112€257▲

Income taxes67/77€1k-

Profit (loss) for the period9904€-2k€257▲

Profit (loss) for the period to be appropriated9905€-2k€257▲

Appropriation of the result

Profit (loss) to be appropriated9906€-350k€-335k▲

Profit (loss) brought forward from the previous period14P€-348k€-335k▲

Transfer from equity791/2€15k-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

2025

13-11

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 105 days late

13-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 470 days late

2024

31-12

Financial Back to profitnet €257

Net result €257 after one loss-making year.

11-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 346 days late

2023

14-03

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 226 days late

2022

31-12

Financial Back to profitnet €3k

Net result €3k after 3 loss-making years.

2021

31-12

Financial Weakest financial yearnet €-103k

Net result drops to €-103k, the lowest in the series; recovery starts the following year.

13-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

28-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

21-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 21 days late

2018

26-06

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

27-06

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

2016

11-07

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Aalter · 1 establishment unit since 1988

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Aalterstraat 789880 Aalter

Ground area

2,580 m²

Building footprint

319 m²

Volume, LiDAR

2,125 m³

2 parcels, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Aalterstraat 56, 9880 Aalter

NACE 4520001

since 19882.036.088.396

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44503E0129/00C000	Flanders	1,599 m²	1 · 171 m²	11.0 m · 2 fl.
44503E0118/00F000	Flanders	981 m²	1 · 148 m²	11.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

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RENOVATIES EN KWALITEITSBOUW

BE 0795.308.245

Knokke-Heist · Eq €161k

DELTA SERVICES BARCHON

BE 0427.959.545

Blégny · Eq €162k

Of 29,810 companies in sector 41001 we hold annual accounts for 16,032. 12,505 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company (pre-2019)

Founded29-12-1987

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

45211

Sources

Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.