BOUWONDERNEMING DENYS
ActiveBOUWONDERNEMING DENYS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €31k. Equity is growing by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 56% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-10
Solvency74=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 3.03 in 2024; short-term debt: 21.8% and cash: 16.5% of total assets), but 50.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.4%
Return on assets
8.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
20 d late
2023
21 d late
2022
22 d late
2021
30 d late
2020
17 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€177k▲ 7.2%
2024 · €165k
2018: €23k
2019: €57k
2020: €75k
2021: €49k
2022: €77k
2023: €108k
2024: €165k
2018 → 2025
Total assets
€358k▲ 6.8%
2024 · €335k
2018: €257k
2019: €268k
2020: €296k
2021: €361k
2022: €368k
2023: €471k
2024: €335k
2018 → 2025
Net result
€31k▼ 45.6%
2024 · €57k
2018: €-3k
2019: €34k
2020: €18k
2021: €-26k
2022: €28k
2023: €31k
2024: €57k
2018 → 2025
Working capital
€77k▼ 31.2%
2024 · €113k
2018: €-19k
2019: €101k
2020: €61k
2021: €-145k
2022: €-107k
2023: €-217k
2024: €113k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€77k▲ 56.6%€108k▲ 40.1%€165k▲ 52.9%€177k▲ 7.2%
Operating result€-22k-€37k€55k▲ 48.9%€93k▲ 69.7%€46k▼ 50.6%
Net result€-26k-€28k€31k▲ 11.0%€57k▲ 84.7%€31k▼ 45.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €358k
Fixed assets
€202k▲ 21.3%
Current assets
€155k▼ 7.5%
Equity and liabilities €358k
Equity
€177k▲ 7.2%
Provisions
€13k=
Debt
€169k▲ 6.9%
The debt ratio rises from 47.1% to 47.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€68k▼
2024 · €114k
Cash flow
€53k▼
2024 · €78k
Solvency
49.4%▲
2024 · 49.2%
Current ratio
1.99▼
2024 · 3.03
Quick ratio
1.99▼
2024 · 3.03
Debt / equity
0.96▼
2024 · 0.96
ROE
17.6%▼
2024 · 34.6%
ROA
8.7%▼
2024 · 17.0%
Interest coverage
25.19▲
2024 · 12.39
Debt
€169k▲
2024 · €158k
Debt ≤ 1 year
€78k▲
2024 · €55k
Debt > 1 year
€90k▼
2024 · €101k
Income taxes
€13k▼
2024 · €28k
Staff costs
€26k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€335k€358k▲
Fixed assets21/28€167k€202k▲
Tangible fixed assets22/27€167k€202k▲
Land and buildings22€144k€136k▼
Plant, machinery and equipment23€7k€8k▲
Furniture and vehicles24€15k€58k▲
Other tangible fixed assets26€924€245▼
Current assets29/58€168k€155k▼
Amounts receivable within one year40/41€29k€94k▲
Trade receivables40€23k€90k▲
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€139k€59k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€335k€358k▲
Equity10/15€165k€177k▲
Contributions10/11€12k€12k=
Reserves13€152k€164k▲
Distributable reserves133€152k€164k▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€13k€13k=
Provisions for liabilities and charges160/5€13k€13k=
Pensions and similar obligations160€13k€13k=
Amounts payable17/49€158k€169k▲
Amounts payable after more than one year17€101k€90k▼
Financial debts170/4€101k€90k▼
Amounts payable within one year42/48€55k€78k▲
Current portion of amounts payable after more than one year42€11k€10k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€17k€18k▲
Suppliers440/4€17k€18k▲
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Remuneration and social security454/9€49€212▲
Other amounts payable47/48€25k€41k▲
Accrued charges and deferred income492/3€2k€451▼
Income statement
Code20242025
Remuneration, social security and pensions62€28k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€4k€1k▼
Gross operating margin9900€146k€95k▼
Operating profit (loss)9901€93k€46k▼
Financial income75/76B€712€507▼
Recurring financial income75€712€507▼
Financial charges65/66B€9k€3k▼
Recurring financial charges65€9k€3k▼
Profit (loss) for the period before taxes9903€85k€44k▼
Income taxes67/77€28k€13k▼
Profit (loss) for the period9904€57k€31k▼
Profit (loss) for the period to be appropriated9905€57k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€31k▼
Transfer from equity791/2-€19k
Transfer to equity691/2€57k€31k▼
To other reserves6921€57k€31k▼
Profit to be distributed694/7-€19k
Return on contributions (dividend)694-€19k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Highest result since 2018net €57k ▲84.7%
Operating result €93k, net result €57k, both a record.
31-12
Financial
Liquidity times 34current ratio 3.03
Current ratio from 0.09 to 3.03; short-term debt falls from €238k to €55k.
31-12
Financial
Equity above €150kEq €165k ▲52.9%
3 profitable years in a row build equity to €165k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Equity above €100kEq €108k ▲40.1%
2 profitable years in a row build equity to €108k.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-26k ▼244%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 3.43
Current ratio from 0.77 to 3.43; short-term debt falls from €84k to €42k.
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsweg 228380 BruggeGround area
1,631 m²
Building footprint
248 m²
Parcel 31810N0506/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
Bouwonderneming Denys
since 20052.149.994.409
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31810N0506/00R000 | Flanders | 1,631 m² | 1 · 248 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
4 live approvalsMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
Similar companies · same sector, comparable size
CMD CONSTRUCT
BE 0537.358.818
Ganshoren · Eq €177k
Gillet-Magnée Constructions
BE 0898.031.839
Gedinne · Eq €176k
W. Michiels - Algemene Onderneming van Bouwwerken
BE 0413.164.966
Wetteren · Eq €177k
Bouwwerken Van Onsem
BE 0842.731.545
Ninove · Eq €177k
ANCIENS ETABLISSEMENTS DE LOOK
BE 0460.033.980
Blégny · Eq €177k
Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 12,342 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2005
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:050 68 04 45