BOUWONDERNEMING COPPENS FREDERIK
ActiveBOUWONDERNEMING COPPENS FREDERIK has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €24k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-4
Solvency67▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.89 against 1.38 in 2024; short-term debt: 24.6% and cash: 0.5% of total assets), and 58.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.7%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
57 d late
2023
23 d late
2022
24 d late
2021
21 d late
2020
61 d late
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€255k▼ 15.9%
2024 · €303k
2018: €182k
2019: €218k
2020: €208k
2021: €270k
2022: €251k
2023: €261k
2024: €303k
2018 → 2025
Total assets
€612k▼ 10.6%
2024 · €684k
2018: €877k
2019: €927k
2020: €779k
2021: €787k
2022: €750k
2023: €752k
2024: €684k
2018 → 2025
Net result
€24k▼ 53.5%
2024 · €51k
2018: €9k
2019: €36k
2020: €36k
2021: €62k
2022: €16k
2023: €24k
2024: €51k
2018 → 2025
Working capital
€-17k
2024 · €45k
2018: €926
2019: €23k
2020: €4k
2021: €38k
2022: €9k
2023: €31k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€270k-€251k▼ 7.1%€261k▲ 4.2%€303k▲ 16.1%€255k▼ 15.9%
Operating result€97k-€37k▼ 62.3%€48k▲ 30.3%€90k▲ 89.2%€44k▼ 51.7%
Net result€62k-€16k▼ 73.4%€24k▲ 48.1%€51k▲ 111%€24k▼ 53.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612k
Fixed assets
€478k▼ 8.4%
Current assets
€134k▼ 17.6%
Equity and liabilities €612k
Equity
€255k▼ 15.9%
Debt
€357k▼ 6.3%
The debt ratio rises from 55.7% to 58.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€94k▼
2024 · €142k
Cash flow
€74k▼
2024 · €103k
Solvency
41.7%▼
2024 · 44.3%
Current ratio
0.89▼
2024 · 1.38
Quick ratio
0.88▼
2024 · 1.37
Debt / equity
1.40▲
2024 · 1.26
ROE
9.3%▼
2024 · 16.9%
ROA
3.9%▼
2024 · 7.5%
Interest coverage
8.87▲
2024 · 7.44
Debt
€357k▼
2024 · €381k
Debt ≤ 1 year
€151k▲
2024 · €117k
Debt > 1 year
€203k▼
2024 · €255k
Income taxes
€9k▼
2024 · €20k
Staff costs
€124k▲
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€684k€612k▼
Fixed assets21/28€522k€478k▼
Tangible fixed assets22/27€522k€478k▼
Land and buildings22€490k€459k▼
Plant, machinery and equipment23€16k€9k▼
Furniture and vehicles24€16k€10k▼
Current assets29/58€162k€134k▼
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€137k€127k▼
Trade receivables40€26k€70k▲
Other amounts receivable41€111k€56k▼
Cash at bank and in hand54/58€18k€3k▼
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€684k€612k▼
Equity10/15€303k€255k▼
Contributions10/11€6k€6k=
Reserves13€227k€179k▼
Distributable reserves133€227k€179k▼
Profit (loss) carried forward14€70k€70k=
Amounts payable17/49€381k€357k▼
Amounts payable after more than one year17€255k€203k▼
Financial debts170/4€255k€203k▼
Amounts payable within one year42/48€117k€151k▲
Current portion of amounts payable after more than one year42€51k€52k▲
Financial debts43€10k€37k▲
Credit institutions430/8€10k€37k▲
Trade debts44€48k€49k▲
Suppliers440/4€48k€49k▲
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€6k€10k▲
Remuneration and social security454/9€2k€2k▲
Accrued charges and deferred income492/3€9k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€116k€124k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€50k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-7k-
Other operating charges640/8€16k€8k▼
Gross operating margin9900€267k€225k▼
Operating profit (loss)9901€90k€44k▼
Financial income75/76B€13€21▲
Recurring financial income75€13€21▲
Financial charges65/66B€19k€11k▼
Recurring financial charges65€19k€11k▼
Profit (loss) for the period before taxes9903€71k€33k▼
Income taxes67/77€20k€9k▼
Profit (loss) for the period9904€51k€24k▼
Profit (loss) for the period to be appropriated9905€51k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€121k€93k▼
Profit (loss) brought forward from the previous period14P€70k€70k=
Transfer from equity791/2€9k€72k▲
Transfer to equity691/2€51k€24k▼
To other reserves6921€51k€24k▼
Profit to be distributed694/7€9k€72k▲
Return on contributions (dividend)694€9k€72k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
31-12
Financial
Highest result since 2018net €62k ▲69.4%
Operating result €97k, net result €62k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
31-12
Financial
Equity above €200kEq €218k ▲19.5%
2 profitable years in a row build equity to €218k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 3 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeypestraat 341602 Sint-Pieters-LeeuwGround area
2,728 m²
Building footprint
177 m²
Volume, LiDAR
1,302 m³
3 parcels, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Bouwonderneming Coppens Frederik
since 20062.157.780.836
Bouwonderneming Coppens Frederik
since 20132.217.420.493
Bouwonderneming Coppens Frederik
since 20162.300.442.892
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23046A0103/00D002 | Flanders | 1,884 m² | 1 · 48 m² | 9.5 m · 3 fl. |
| 23017E0838/00L002 | Flanders | 459 m² | 1 · 128 m² | 13.0 m · 3 fl. |
| 23089D0198/00G000 | Flanders | 385 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VRINTS SCRAP & SERVICES
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BE 0817.403.261
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Of 1,365 companies in sector 43110 we hold annual accounts for 632. 480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2006
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
45111
43990Other specialised construction activities
43999Specialised construction activities
45212
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0495/53.98.83