BOUWONDERNEMING CATTEEU
ActiveBOUWONDERNEMING CATTEEU has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.51M and a net result of €751k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 40% of 2029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+5
Solvency61▼-5
Growth63=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.53 in 2024; short-term debt: 44.2% and cash: 0.3% of total assets), but 64.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.7%
Return on assets
7.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
on the day
2023
4 d early
2022
2 d late
2021
1 d early
2020
7 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€18.06M▼ 2.4%
2024 · €18.49M
2020: €18.17M
2021: €20.68M
2022: €25.68M
2023: €22.27M
2024: €18.49M
2020 → 2025
EBIT margin
3.8%▲ 2.5pp
2024 · 1.4%
2020: 3.0%
2021: 2.3%
2022: 0.5%
2023: 3.0%
2024: 1.4%
2020 → 2025
Net result
€751k▲ 65.9%
2024 · €452k
2018: €408k
2019: €619k
2020: €613k
2021: €568k
2022: €311k
2023: €765k
2024: €452k
2018 → 2025
Working capital
€2.36M▲ 28.3%
2024 · €1.84M
2018: €3.02M
2019: €3.18M
2020: €2.52M
2021: €3.67M
2022: €3.36M
2023: €2.06M
2024: €1.84M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€20.68M-€25.68M▲ 24.2%€22.27M▼ 13.3%€18.49M▼ 17.0%€18.06M▼ 2.4%
Equity€3.35M-€3.36M▲ 0.3%€3.37M▲ 0.5%€3.42M▲ 1.3%€3.51M▲ 2.8%
Operating result€482k-€138k▼ 71.3%€667k▲ 382%€255k▼ 61.8%€695k▲ 173%
Net result€568k-€311k▼ 45.3%€765k▲ 146%€452k▼ 40.9%€751k▲ 65.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 173% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.82M
Fixed assets
€3.12M▲ 1.8%
Current assets
€6.70M▲ 26.5%
Equity and liabilities €9.82M
Equity
€3.51M▲ 2.8%
Provisions
€156k▼ 16.1%
Debt
€6.16M▲ 29.3%
The debt ratio rises from 56.9% to 62.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.21M▲
2024 · €846k
Cash flow
€1.27M▲
2024 · €1.04M
Solvency
35.7%▼
2024 · 40.8%
Current ratio
1.54▲
2024 · 1.53
Quick ratio
1.35▲
2024 · 1.16
Debt / equity
1.75▲
2024 · 1.39
ROE
21.4%▲
2024 · 13.2%
ROA
7.6%▲
2024 · 5.4%
Interest coverage
21.25▲
2024 · 19.30
Debt
€6.16M▲
2024 · €4.76M
Debt ≤ 1 year
€4.35M▲
2024 · €3.46M
Debt > 1 year
€1.81M▲
2024 · €1.29M
Income taxes
€19k▼
2024 · €20k
Staff costs
€2.58M▲
2024 · €2.14M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.36M€9.82M▲
Fixed assets21/28€3.06M€3.12M▲
Intangible fixed assets21€8k€2k▼
Tangible fixed assets22/27€2.79M€2.86M▲
Land and buildings22€1.65M€1.57M▼
Plant, machinery and equipment23€218k€565k▲
Furniture and vehicles24€362k€365k▲
Leasing and similar rights25€563k€361k▼
Financial fixed assets28€261k€261k=
Companies linked by participating interests282/3€261k€261k=
Participating interests282€261k€261k=
Other financial fixed assets284/8€0-
Shares284€0-
Current assets29/58€5.30M€6.70M▲
Stocks and contracts in progress3€1.28M€851k▼
Stocks30/36€1.10M€776k▼
Goods purchased for resale34€335k€235k▼
Property held for sale35€768k€541k▼
Contracts in progress37€181k€75k▼
Amounts receivable within one year40/41€3.16M€5.71M▲
Trade receivables40€1.67M€1.70M▲
Other amounts receivable41€1.49M€4.01M▲
Cash at bank and in hand54/58€760k€27k▼
Deferred charges and accrued income490/1€95k€115k▲
Equity and liabilities
Total equity and liabilities10/49€8.36M€9.82M▲
Equity10/15€3.42M€3.51M▲
Contributions10/11€150k€150k=
Reserves13€3.27M€3.36M▲
Tax-exempt reserves132€112k€112k=
Distributable reserves133€3.15M€3.25M▲
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€186k€156k▼
Provisions for liabilities and charges160/5€186k€156k▼
Environmental obligations163€186k€156k▼
Amounts payable17/49€4.76M€6.16M▲
Amounts payable after more than one year17€1.29M€1.81M▲
Financial debts170/4€1.29M€1.81M▲
Leasing and similar obligations172€361k€159k▼
Credit institutions173€927k€1.65M▲
Amounts payable within one year42/48€3.46M€4.35M▲
Current portion of amounts payable after more than one year42€313k€353k▲
Financial debts43€600k€200k▼
Credit institutions430/8€600k€200k▼
Trade debts44€1.37M€905k▼
Suppliers440/4€1.37M€905k▼
Advances received on contracts in progress46€28k€82k▲
Taxes, remuneration and social security45€232k€278k▲
Taxes450/3€15k€24k▲
Remuneration and social security454/9€217k€255k▲
Other amounts payable47/48€914k€2.53M▲
Accrued charges and deferred income492/3€13k€1k▼
Income statement
Code20242025
Operating income70/76A€19.10M€18.35M▼
Turnover70€18.49M€18.06M▼
Change in stocks of work in progress, finished goods and contracts in progress71€-13k€0▲
Own construction capitalised72€481k€0▼
Other operating income74€139k€299k▲
Operating charges60/66A€18.84M€17.66M▼
Goods for resale, raw materials and consumables60€14.16M€12.20M▼
Purchases600/8€13.86M€11.76M▼
Change in stocks: decrease (increase)609€308k€433k▲
Services and other goods61€1.93M€2.35M▲
Remuneration, social security and pensions62€2.14M€2.58M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€591k€519k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-33k€0▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-10k€-30k▼
Other operating charges640/8€59k€49k▼
Operating profit (loss)9901€255k€695k▲
Financial income75/76B€278k€207k▼
Recurring financial income75€120k€171k▲
Income from current assets751€7k€57k▲
Other financial income752/9€113k€114k▲
Non-recurring financial income76B€157k€36k▼
Financial charges65/66B€60k€132k▲
Recurring financial charges65€56k€129k▲
Debt charges650€44k€57k▲
Other financial charges652/9€12k€72k▲
Non-recurring financial charges66B€4k€3k▼
Profit (loss) for the period before taxes9903€473k€769k▲
Income taxes67/77€20k€19k▼
Taxes670/3€20k€19k▼
Profit (loss) for the period9904€452k€751k▲
Profit (loss) for the period to be appropriated9905€452k€751k▲
Appropriation of the result
Profit (loss) to be appropriated9906€811k€751k▼
Profit (loss) brought forward from the previous period14P€358k€0▼
Transfer to equity691/2€401k€96k▼
To other reserves6921€401k€96k▼
Profit to be distributed694/7€410k€655k▲
Directors or managers695€410k€655k▲
Social balance
Average headcount (FTE)908740.043.8▲
The notes to these accounts (86 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Highest result since 2018net €765k ▲146%
Net result €765k, the highest in the series.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 2 days late
2022
30-09
Financial
Weakest financial yearnet €311k ▼45.3%
Net result drops to €311k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
01-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lo-Reninge · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogebrugstraat 488647 Lo-ReningeGround area
6,959 m²
Building footprint
2,014 m²
Volume, LiDAR
16,648 m³
Parcel 32014C0529/00D002, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BOUWONDERNEMING CATTEEU
since 20002.099.312.008
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32014C0529/00D002 | Flanders | 6,959 m² | 1 · 2,014 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 66,392 EUR awarded · 58,516 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 64,392 EUR | 56,516 EUR |
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Ecologiepremie+
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Recognitions · licences · registrations
Recognised contractor
4 categoriesBOUWONDERNEMING CATTEEU BV25794
Dual-learning approval
6 live approvals · 3 endedHoeknaadlasser duaal (so)
Lassen-constructie duaal (so)
Medewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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DEBA
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ALGEMENE ELEKTRICITEIT DE MULDER
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 1,751 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-1999
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
45211
43212Electrical installation work in industrial facilities
43310Plastering work
43320Joinery installation
43990Other specialised construction activities
43999Specialised construction activities
45250
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.