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BOUWONDERNEMING BERTH SAMMY

Active
Private limited companyfounded 2007active for 19 yearsLendeleedsestraat 191, 8870 Izegem, BelgiumKBO/BCE: BE 0888.155.358
Summary

BOUWONDERNEMING BERTH SAMMY has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137,663 and a net result of €43,973. Equity is growing by about 29% per year across the filed financial years. Its solvency ranks better than 29% of 9,615 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€503,648total assets 2025
Equity
€137,663
Profit
€43,973
Turnover not published (abbreviated format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 3 days early1 of 7 deeds read
Why 92raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.58, cash €128,833Founded in 2007Size: total assets €503,648Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 52+7
equity 27.3% of total assets
Liquidity 62=
short-term debt 42.7% · cash 25.6%
Profitability 71-3
return on assets 8.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,538 companies, NACE 43, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.4%▼ -0.1 percentage points vs 11-2024 01-2025: 0.7%▲ +0.3 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.1 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.7%▼ -0.1 percentage points vs 11-2025 01-2026: 0.9%▲ +0.2 percentage points vs 12-2025highest value 02-2026: 0.1%▼ -0.8 percentage points vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.58, compared with 1.26 in 2024; short-term debt: 42.7% and cash: 25.6% of total assets), but 72.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 29% on solvency, 59% on liquidity, 40% on profitability and 82% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.58, cash €128,833
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2007
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €503,648
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
31 days early
2023
32 days early
2022
32 days early
2021
3 days early
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. PurposePurpose change · Amendment of…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Highest result from 2019 to 2025net €43,973 ▲24.1%

Key points

  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • Total assets 20256 financial years filed €503,648 View
  • Active since 2007founded 22-03-2007 19 years View

By topic

Financials

Financial year
2025
Total assets
€503,648
Profit
€43,973
Solvency
27.3%
Total assets▲ 9.6%
Net result
20192025
Go to Financials

Timeline

Events
23
Since
2009
Next accounts
by 31-01-2027
  1. 30-06-2025Equity above €100,000
  2. 31-12-2024Annual accounts filed
  3. 30-12-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
22-03-2007
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle…
Go to Articles of association

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