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BOUWGROEP

Active
Public limited companyfounded 197253 years activeD'Herbouvillekaai 50, 2020 Antwerpen, BelgiumKBO/BCE: BE 0412.809.531
Summary

BOUWGROEP has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.2m and a net result of €381,459. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 6,055 sector peers (NACE 46, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Wholesale of construction materials, general range
NACE 46831
4 sites
Size
€15.6mturnover 2025
Staff
22 FTE
Equity
€5.2m
Profit
€381,459
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
BME GROUP BV
Board
5 members
Auditor: Ernst et Young Reviseurs d'EntreprisesAccounts 14 days early
Why 93- Liquidity: current ratio 3.30, cash €15,229, halved+ Founded in 1972+ Size: turnover €15.6m, 22 FTE, total assets €7.2m+ Profit of €381,459 (FY 2025)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 46, small)
Financial strength · tick = 2024
Strong
Solvency 97+2
equity 71.7% of total assets
Liquidity 39=
short-term debt 28.3% · cash 0.2%
Profitability 60+42
return on assets 5.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,378 companies)
Last 24 months 11-2024: 1.7%highest value 12-2024: 1.7%● unchanged vs 11-2024highest value 01-2025: 1.7%● unchanged vs 12-2024highest value 02-2025: 1.6%▼ -0.1 percentage points vs 01-2025 03-2025: 0.6%▼ -1.0 percentage point vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.3%▼ -0.3 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.2%▼ -0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit up to €480,000 at 30 days acceptable
Liquidity ample (current ratio 3.3 against 3.1 in 2024; short-term debt: 28.3% and cash: 0.2% of total assets), and 28.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 81% on solvency, 43% on liquidity, 44% on profitability and 38% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1972
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: turnover €15.6m, 22 FTE, total assets €7.2m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 3.30, cash €15,229, halved
NBB · annual accounts
lowers risk · Profit of €381,459 (FY 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 days early
2024
43 days early
2023
33 days early
2022
30 days late
2021
37 days early
2020
33 days early
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Back to profitnet €381,459
  3. Equity above €5mEq €5.2m ▲8%

Key points

  • Positive: Back in profit in 2025after -€13,709 in 2024 €381,459 View
  • Board changedlatest change 29-12-2025 · 5 in office 2 joined · 2 left View
  • Controlled by BME GROUP BV parent View
  • Active since 1972founded 06-12-1972 53 years View

By topic

Financials

Fiscal year
2025
Turnover
€15.6m
Profit
€381,459
Solvency
71.7%
Turnover▼ 13.0%
Net result
20182025
Go to Financials

Board & ownership

Board
5 members
Parent
BME GROUP BV
Auditor
Ernst et Young Reviseurs…
  • JAN HUETDirector
  • TC MGMTDirector
  • VAN GRINSVEN Marco Johannes Cornelis MariaDirector
  • Christoph MakelbergeDirector
  • GB.IMBODirector
Go to Board & ownership

Timeline

Events
31
Since
2004
Next accounts
by 31-07-2027
  1. 29-12-2025Resignations: Marcus Van Grinsven (director) and BV…
  2. 18-06-2025Annual accounts filed
  3. 15-01-2025Resignation: TC MGMT BV (director)
Go to Timeline

Company details

Sites
4
Legal form
Public limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
06-12-1972
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
De vennootschap heeft tot voorwerp, zowel in België als in het buitenland : - de…
Go to Articles of association

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