BOUWGOED
ActiveBOUWGOED has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €-11k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 24.03 against 43.66 in 2024), and 4.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
49 d early
2024
8 d early
2023
57 d early
2022
4 d early
2021
3 d early
2020
16 d early
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▼ 11.5%
2024 · €99k
2018: €38k
2019: €65k
2020: €81k
2021: €98k
2022: €123k
2023: €117k
2024: €99k
2018 → 2025
Total assets
€92k▼ 9.8%
2024 · €102k
2018: €77k
2019: €116k
2020: €104k
2021: €119k
2022: €143k
2023: €132k
2024: €102k
2018 → 2025
Net result
€-11k▲ 33.4%
2024 · €-17k
2018: €34k
2019: €33k
2020: €16k
2021: €17k
2022: €24k
2023: €-6k
2024: €-17k
2018 → 2025
Working capital
€87k▼ 11.3%
2024 · €98k
2018: €28k
2019: €65k
2020: €81k
2021: €98k
2022: €123k
2023: €117k
2024: €98k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€123k▲ 24.9%€117k▼ 4.8%€99k▼ 14.7%€88k▼ 11.5%
Operating result€24k-€35k▲ 43.3%€-6k€-17k▼ 204%€-11k▲ 35.0%
Net result€17k-€24k▲ 43.5%€-6k€-17k▼ 190%€-11k▲ 33.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€1k▼ 21.7%
Current assets
€91k▼ 9.6%
Equity and liabilities €92k
Equity
€88k▼ 11.5%
Debt
€4k▲ 64.2%
The debt ratio rises from 2.3% to 4.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-11k▲
2024 · €-17k
Cash flow
€-11k▲
2024 · €-17k
Solvency
95.9%▼
2024 · 97.7%
Current ratio
24.03▼
2024 · 43.66
Quick ratio
24.03▼
2024 · 43.66
Debt / equity
0.04▲
2024 · 0.02
ROE
-13.0%▲
2024 · -17.2%
ROA
-12.4%▲
2024 · -16.8%
Interest coverage
-39.24▲
2024 · -117.74
Debt
€4k▲
2024 · €2k
Debt ≤ 1 year
€4k▲
2024 · €2k
Income taxes
€265▲
2024 · €254
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€92k▼
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€1k▼
Furniture and vehicles24€1k€1k▼
Current assets29/58€100k€91k▼
Amounts receivable within one year40/41€19k€46k▲
Trade receivables40€3k€1k▼
Other amounts receivable41€16k€44k▲
Cash at bank and in hand54/58€81k€43k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€102k€92k▼
Equity10/15€99k€88k▼
Contributions10/11€6k€6k=
Reserves13€114k€114k=
Non-distributable reserves130/1€72k€72k=
Reserves not available under the articles1311€72k€72k=
Distributable reserves133€41k€41k=
Profit (loss) carried forward14€-21k€-32k▼
Amounts payable17/49€2k€4k▲
Amounts payable within one year42/48€2k€4k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€254€2k▲
Taxes450/3€254€2k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€121€308▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-16k€-9k▲
Operating profit (loss)9901€-17k€-11k▲
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€141€270▲
Recurring financial charges65€141€270▲
Profit (loss) for the period before taxes9903€-17k€-11k▲
Income taxes67/77€254€265▲
Profit (loss) for the period9904€-17k€-11k▲
Profit (loss) for the period to be appropriated9905€-17k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-32k▼
Profit (loss) brought forward from the previous period14P€-3k€-21k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 43.66
Current ratio from 8.65 to 43.66; short-term debt falls from €15k to €2k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €123k ▲24.9%
5 profitable years in a row build equity to €123k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kessel-Dorp 222560 NijlenGround area
440 m²
Building footprint
156 m²
Volume, LiDAR
72 m³
Parcel 12018D0254/00E000, Flanders · tallest building 8.8 m. Linked by address, not a title deed.
1 establishment unit
Adviesbureau TPE
since 20122.205.747.633
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018D0254/00E000 | Flanders | 440 m² | 1 · 156 m² | 8.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Van Gompel Engineering
BE 1008.330.341
Meerhout · Eq €88k
LUMADEC
BE 0456.159.029
Oudenaarde · Eq €88k
NEYENS ENGINEERING
BE 0886.318.890
Houthalen-Helchteren · Eq €88k
MURHO Engineering
BE 0790.355.802
Wemmel · Eq €88k
KUBISK
BE 0848.482.754
Lier · Eq €88k
Of 11,505 companies in sector 71121 we hold annual accounts for 6,524. 5,174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-2011
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
68121Development of residential building projects
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.