Equity
€76,002 from €429,394 in 2007
Equity fell by 82% in 18 years.
BOUWERIJ
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 2000peak €134,685 (2018)
€116,013▲ 12.5%
lowest -€131,109 (2010)
-€39,809▲ €2,090
peak €429,394 (2007)
€76,002▼ 34.4%
€1.1m▲ 6.4%
Board2 names since 2021
2 directorsBEN SIMONS BV and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €103,123 to €116,013Loss of €39,809Equity from €115,812 to €76,002Cash from €6,137 to €103
Key points
from the 2025 annual accountsLosses
-€137,662 in five years
Every financial year from 2021 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €300,000 estimated
The accounts state no turnover.
Debts
€1.1m 94% of the balance sheet
Financial debts 91%Suppliers 2%Other 7%
Filings
26 annual accounts since 2000
Ten of the last ten came late. The 2019 accounts came latest: 67 days after the end of the period.
At the same address
14 companies
Checked score
64
Healthy
Financially stronger than 14% of micro companies without a NACE code
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.2%▲ +0.1 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.3 percentage points vs 07-2025
09-2025: 0.1%▼ -0.4 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 1.0%▲ +0.5 percentage points vs 08-2026highest value
10-2026: 1.0%● unchanged vs 09-2026highest value
11-2026: 1.0%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.74, cash €103, halved
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €1.2m
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 20% of them on solvency, 2% on liquidity, 20% on profitability and 12% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,104 companies had the same profile as BOUWERIJ has now. Each dot stands for 3 companies, two years later.
94.2%
were still trading
3.6%
stopped another way
1.8%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BOUWERIJ itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,104 companies, not a prediction for BOUWERIJ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.74 (0.69 in 2024), below 1. Short-term debt is 93.7% and cash 0% of total assets. 93.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€39,809
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
28 days late
2023
29 days late
2022
22 days late
2021
30 days late
2020
31 days late
2019
67 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 34 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0472580337
Environmental permit granted
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Antwerpen
First establishment
Monnikenhofstraat 6, Antwerp
Incorporation
published on 23-08-2000 · Gazette deed
Official details
Source: KBO- Status
- Active since 11-08-2000Normal situation
- Registered office
- 15 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.323.701.6132040 Antwerp, since 19-01-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 11-12-2025
Insights on BOUWERIJ
BOUWERIJ files the abbreviated format. That format states no turnover. The gross margin rose from -€7,381 in 2007 to €116,013 in 2025.
The balance sheet grew most in 2010 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BOUWERIJ
- What is the company number of BOUWERIJ?
- The company number of BOUWERIJ is 0472.580.337. The VAT number is the same number with BE in front: BE 0472.580.337.
- Where is BOUWERIJ based?
- The registered office is at Monnikenhofstraat 6, 2040 Antwerp.Company details
- What is the legal form of BOUWERIJ?
- BOUWERIJ is a public limited company (NV).
- When was BOUWERIJ founded?
- BOUWERIJ was founded on 11-08-2000.
- Is BOUWERIJ still active?
- Yes, BOUWERIJ is an active enterprise in the KBO register.
- What is the turnover of BOUWERIJ?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €116,013 and 1,647 comparable companies of the same size. It probably lies between €180,000 and €550,000. It is a rough estimate.Financials
- Is BOUWERIJ profitable?
- In financial year 2025, BOUWERIJ made a loss of €39,809.
- Where can I find the annual accounts of BOUWERIJ?
- BOUWERIJ filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BOUWERIJ due?
- BOUWERIJ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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