BOUWDESIGN
ActiveBOUWDESIGN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €838k and a net result of €123k. Equity is growing by ~32.7% per year across the filed fiscal years. Its solvency ranks better than 57% of 4502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
89
/ 100
Excellent▲ +28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+2
Solvency73▲+15
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 0.74 in 2024), and 52.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
6.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
23 d early
2022
14 d early
2021
30 d late
2020
5 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€123k▲ 20.3%
2024 · €102k
2018: €23k
2019: €53k
2020: €38k
2021: €200k
2022: €73k
2023: €201k
2024: €102k
2018 → 2025
Working capital
€27k
2024 · €-67k
2018: €26k
2019: €82k
2020: €-11k
2021: €937k
2022: €1.06M
2023: €-56k
2024: €-67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€339k-€412k▲ 21.5%€613k▲ 48.9%€715k▲ 16.7%€838k▲ 17.2%
Operating result€277k-€82k▼ 70.2%€359k▲ 336%€176k▼ 50.9%€201k▲ 13.9%
Net result€200k-€73k▼ 63.6%€201k▲ 176%€102k▼ 49.3%€123k▲ 20.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.77M
Fixed assets
€1.48M▼ 2.3%
Current assets
€285k▲ 52.3%
Equity and liabilities €1.77M
Equity
€838k▲ 17.2%
Debt
€932k▼ 6.1%
The debt ratio falls from 58.1% to 52.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€259k▲
2024 · €232k
Cash flow
€181k▲
2024 · €158k
Solvency
47.4%▲
2024 · 41.9%
Current ratio
1.10▲
2024 · 0.74
Quick ratio
1.10▲
2024 · 0.74
Debt / equity
1.11▼
2024 · 1.39
ROE
14.7%▲
2024 · 14.3%
ROA
6.9%▲
2024 · 6.0%
Interest coverage
10.83▲
2024 · 8.77
Debt
€932k▼
2024 · €992k
Debt ≤ 1 year
€258k▲
2024 · €255k
Debt > 1 year
€671k▼
2024 · €736k
Income taxes
€62k▲
2024 · €48k
Staff costs
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.71M€1.77M▲
Fixed assets21/28€1.52M€1.48M▼
Tangible fixed assets22/27€1.49M€1.45M▼
Land and buildings22€1.47M€1.44M▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€16k€15k▼
Financial fixed assets28€31k€30k▼
Current assets29/58€187k€285k▲
Amounts receivable within one year40/41€178k€162k▼
Trade receivables40€144k€70k▼
Other amounts receivable41€34k€92k▲
Current investments50/53-€1k
Cash at bank and in hand54/58-€112k
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.71M€1.77M▲
Equity10/15€715k€838k▲
Contributions10/11€25k€25k=
Outside capital11€25k€25k=
Other1109/19€25k€25k=
Reserves13€684k€807k▲
Distributable reserves133€684k€807k▲
Profit (loss) carried forward14€6k€6k=
Amounts payable17/49€992k€932k▼
Amounts payable after more than one year17€736k€671k▼
Financial debts170/4€730k€666k▼
Other amounts payable178/9€5k€5k=
Amounts payable within one year42/48€255k€258k▲
Current portion of amounts payable after more than one year42€64k€65k▲
Financial debts43€7k€7k▲
Credit institutions430/8-€7k
Other loans439€7k-
Trade debts44€161k€137k▼
Suppliers440/4€161k€137k▼
Taxes, remuneration and social security45€23k€50k▲
Taxes450/3€23k€50k▲
Accrued charges and deferred income492/3€904€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€4k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€58k▲
Other operating charges640/8€10k€14k▲
Non-recurring operating charges66A-€731
Gross operating margin9900€246k€276k▲
Operating profit (loss)9901€176k€201k▲
Financial income75/76B€199€8k▲
Recurring financial income75€199€8k▲
Financial charges65/66B€26k€24k▼
Recurring financial charges65€26k€24k▼
Profit (loss) for the period before taxes9903€150k€185k▲
Income taxes67/77€48k€62k▲
Profit (loss) for the period9904€102k€123k▲
Profit (loss) for the period to be appropriated9905€102k€123k▲
Appropriation of the result
Profit (loss) to be appropriated9906€108k€129k▲
Profit (loss) brought forward from the previous period14P€6k€6k=
Transfer to equity691/2€102k€123k▲
To other reserves6921€102k€123k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €201k ▲176%
Operating result €359k, net result €201k, both a record.
31-12
Financial
Equity above €500kEq €613k ▲48.9%
6 profitable years in a row build equity to €613k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Liquidity times 8current ratio 7.21
Current ratio from 0.92 to 7.21.
31-12
Financial
Equity above €200kEq €339k ▲145%
4 profitable years in a row build equity to €339k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Equity above €100kEq €101k ▲112%
2 profitable years in a row build equity to €101k.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
SSASSI MANAGEMENT
CurrentDirector · since 01-01-2018 · Private limited company · perm. rep.: ELAKHSSASSI Ahmed
22-12-2023
ELAKHSSASSI Ahmed: Resigned as Director
01-01-2018
SSASSI MANAGEMENT: Appointed as Director
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kuringersteenweg 5173511 HasseltGround area
655 m²
Building footprint
272 m²
Volume, LiDAR
2,972 m³
Parcel 71483D0007/00K008, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BOUWDESIGN
since 20172.271.014.577
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71483D0007/00K008 | Flanders | 655 m² | 1 · 272 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesBOUWDESIGN BV41672
Similar companies · same sector, comparable size
HAUTEKEETE INVEST
BE 0861.851.334
Kruisem · Eq €838k
PRICLO
BE 0452.374.841
Aywaille · Eq €838k
IMMOBUDIS
BE 0643.559.564
Châtelet · Eq €839k
midi developpement
BE 0479.800.996
Ukkel · Eq €836k
Finas
BE 0459.160.782
Retie · Eq €836k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 4,117 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2017
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.