BOUWCOMFORT
ActiveBOUWCOMFORT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281k and a net result of €-74k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 51% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-73
Solvency55▼-9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.26 in 2024; short-term debt: 51.4% and cash: 62.3% of total assets), but 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 29-05-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
12 d early
2023
3 d early
2022
on the day
2021
19 d early
2020
8 d late
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€281k▼ 20.9%
2024 · €355k
2018: €148k
2019: €120k
2020: €147k
2021: €128k
2022: €81k
2023: €202k
2024: €355k
2018 → 2025
Total assets
€925k▲ 0.4%
2024 · €921k
2018: €436k
2019: €395k
2020: €432k
2021: €437k
2022: €499k
2023: €819k
2024: €921k
2018 → 2025
Net result
€-74k
2024 · €153k
2018: €-65k
2019: €-28k
2020: €28k
2021: €-20k
2022: €-47k
2023: €121k
2024: €153k
2018 → 2025
Working capital
€446k▼ 12.5%
2024 · €509k
2018: €144k
2019: €115k
2020: €142k
2021: €123k
2022: €61k
2023: €341k
2024: €509k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€128k-€81k▼ 36.9%€202k▲ 150%€355k▲ 75.7%€281k▼ 20.9%
Operating result€3k-€-24k€150k€201k▲ 34.3%€-42k
Net result€-20k-€-47k▼ 142%€121k€153k▲ 26.0%€-74k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €42k after €201k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €925k
Fixed assets
€4k▼ 47.3%
Current assets
€921k▲ 0.8%
Equity and liabilities €925k
Equity
€281k▼ 20.9%
Debt
€644k▲ 13.8%
The debt ratio rises from 61.5% to 69.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-38k▼
2024 · €205k
Cash flow
€-71k▼
2024 · €156k
Solvency
30.3%▼
2024 · 38.5%
Current ratio
1.94▼
2024 · 2.26
Quick ratio
1.23▼
2024 · 1.50
Debt / equity
2.30▲
2024 · 1.60
ROE
-26.4%▼
2024 · 43.1%
ROA
-8.0%▼
2024 · 16.6%
Interest coverage
-0.93▼
2024 · 5.07
Debt
€644k▲
2024 · €566k
Debt ≤ 1 year
€475k▲
2024 · €404k
Debt > 1 year
€169k▲
2024 · €162k
Income taxes
€0▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€921k€925k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€262€0▼
Furniture and vehicles24€5k€3k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€914k€921k▲
Stocks and contracts in progress3€308k€335k▲
Stocks30/36€308k€335k▲
Amounts receivable within one year40/41€5k€10k▲
Trade receivables40€4k€6k▲
Other amounts receivable41€722€4k▲
Cash at bank and in hand54/58€601k€577k▼
Deferred charges and accrued income490/1€63€188▲
Equity and liabilities
Total equity and liabilities10/49€921k€925k▲
Equity10/15€355k€281k▼
Contributions10/11€250k€250k=
Capital10€250k€250k=
Issued capital100€250k€250k=
Reserves13€105k€105k=
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14-€-74k
Amounts payable17/49€566k€644k▲
Amounts payable after more than one year17€162k€169k▲
Trade debts175€162k€169k▲
Amounts payable within one year42/48€404k€475k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Advances received on contracts in progress46-€35k
Taxes, remuneration and social security45€20k€12k▼
Taxes450/3€20k€12k▼
Other amounts payable47/48€379k€421k▲
Accrued charges and deferred income492/3-€103
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€2k€6k▲
Gross operating margin9900€207k€-32k▼
Operating profit (loss)9901€201k€-42k▼
Financial income75/76B€824€9k▲
Recurring financial income75€824€9k▲
Financial charges65/66B€40k€41k▲
Recurring financial charges65€40k€41k▲
Profit (loss) for the period before taxes9903€162k€-74k▼
Income taxes67/77€9k€0▼
Profit (loss) for the period9904€153k€-74k▼
Profit (loss) for the period to be appropriated9905€153k€-74k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€-74k▼
Profit (loss) brought forward from the previous period14P€-63k-
Transfer to equity691/2€90k-
To other reserves6921€90k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
State Gazette act
Registered office · Resignations & appointmentsDirector resignation · Director discharge · Registered-office move5 facts ▸
State Gazette act
Registered office · Resignations & appointments
Director resignation · Director discharge · Registered-office move5 facts ▸
- Director resignation, Crocaerts Willy (bestuurder)
- Director resignation, Fort Adeline (bestuurder)
- Director discharge, Crocaerts Willy
- Director discharge, Fort Adeline
- Registered-office move, Rijmenamseweg 173, 2820 Bonheiden
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-10
Financial
Weakest financial yearnet €-74k ▼148%
Net result drops to €-74k, the lowest in the series.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-10
Financial
Highest result since 2018net €153k ▲26%
Operating result €201k, net result €153k, both a record.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-10
Financial
Back to profitnet €121k
Net result €121k after 2 loss-making years.
31-10
Financial
Equity above €200kEq €202k ▲150%
Equity rises from €81k to €202k.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
2020
31-10
Financial
Back to profitnet €28k
Net result €28k after 2 loss-making years.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2026
Crocaerts Willy: Resigned as Director
01-01-2026
Fort Adeline: Resigned as Director
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijmenamseweg 1732820 BonheidenGround area
3,228 m²
Building footprint
937 m²
Volume, LiDAR
3,826 m³
Parcel 12031C0003/00W000, Flanders · tallest building 14.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BOUWCOMFORT
since 20052.145.262.688
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031C0003/00W000 | Flanders | 3,228 m² | 1 · 937 m² | 14.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PLUME CORPORATION
BE 0729.974.785
Elsene · Eq €281k
NIVELLES
BE 0847.327.266
Sint-Truiden · Eq €281k
REYNIERS DIDIER
BE 0441.032.967
Lokeren · Eq €281k
QUARES REAL ESTATE INVESTMENT MANAGEMENT
BE 0872.236.569
Antwerpen · Eq €280k
TGW IMMO
BE 0588.965.687
Dilsen-Stokkem · Eq €281k
Of 7,321 companies in sector 68110 we hold annual accounts for 5,380. 3,851 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-02-2005
Fiscal year end31-10
Activities, NACEBEL
68110Buying and selling of own real estate
70120
41001General construction of residential buildings
45211
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.