BOUWCO
ActiveThe computed 12-month bankruptcy probability of BOUWCO is 1.6% (moderate). The 2025 annual accounts show equity of €68k and a net result of €67k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 79% of 7391 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 4.41 in 2024; short-term debt: 29.3% and cash: 75.8% of total assets), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.7%
Return on assets
69.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
18 d late
2023
8 d early
2022
18 d late
2021
1 d late
2020
106 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▼ 6.5%
2024 · €73k
2020: €63k
2021: €108k
2022: €159k
2023: €71k
2024: €73k
2020 → 2025
Total assets
€97k▲ 2.2%
2024 · €95k
2020: €119k
2021: €164k
2022: €208k
2023: €103k
2024: €95k
2020 → 2025
Net result
€67k▼ 0.9%
2024 · €67k
2020: €63k
2021: €45k
2022: €54k
2023: €62k
2024: €67k
2020 → 2025
Working capital
€62k▼ 15.9%
2024 · €73k
2020: €45k
2021: €93k
2022: €149k
2023: €66k
2024: €73k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€159k▲ 46.6%€71k▼ 55.5%€73k▲ 3.5%€68k▼ 6.5%
Operating result€57k-€68k▲ 17.9%€76k▲ 13.0%€86k▲ 12.7%€84k▼ 2.0%
Net result€45k-€54k▲ 19.6%€62k▲ 15.3%€67k▲ 9.3%€67k▼ 0.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€7k
Current assets
€90k
Equity and liabilities €97k
Equity
€68k▼ 6.5%
Debt
€28k▲ 32.1%
The debt ratio rises from 22.7% to 29.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€85k▼
2024 · €91k
Cash flow
€68k▼
2024 · €72k
Solvency
70.7%▼
2024 · 77.3%
Current ratio
3.17▼
2024 · 4.41
Quick ratio
3.17▼
2024 · 4.41
Debt / equity
0.41▲
2024 · 0.29
ROE
97.8%▲
2024 · 92.3%
ROA
69.2%▼
2024 · 71.3%
Interest coverage
2112.13▲
2024 · 2075.31
Debt
€28k▲
2024 · €21k
Debt ≤ 1 year
€28k▲
2024 · €21k
Income taxes
€18k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€97k▲
Fixed assets21/28€0€7k▲
Tangible fixed assets22/27€0€7k▲
Furniture and vehicles24€0-
Other tangible fixed assets26-€7k
Current assets29/58€95k€90k▼
Amounts receivable within one year40/41€0€16k▲
Trade receivables40-€15k
Other amounts receivable41€0€988▲
Cash at bank and in hand54/58€95k€73k▼
Deferred charges and accrued income490/1€0€587▲
Equity and liabilities
Total equity and liabilities10/49€95k€97k▲
Equity10/15€73k€68k▼
Contributions10/11€2k€2k=
Reserves13€72k€67k▼
Distributable reserves133€72k€67k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€21k€28k▲
Amounts payable within one year42/48€21k€28k▲
Trade debts44€686€3k▲
Suppliers440/4€686€3k▲
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€11k€14k▲
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€6k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€998▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€92k€87k▼
Operating profit (loss)9901€86k€84k▼
Financial income75/76B€168€253▲
Recurring financial income75€168€253▲
Financial charges65/66B€44€40▼
Recurring financial charges65€44€40▼
Profit (loss) for the period before taxes9903€86k€85k▼
Income taxes67/77€19k€18k▼
Profit (loss) for the period9904€67k€67k▼
Profit (loss) for the period to be appropriated9905€67k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€67k▼
Transfer from equity791/2€65k€72k▲
Transfer to equity691/2€67k€67k▼
To other reserves6921€67k€67k▼
Profit to be distributed694/7€65k€72k▲
Return on contributions (dividend)694€65k€72k▲
Directors or managers695€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Highest result since 2020net €67k ▲9.3%
Operating result €86k, net result €67k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Equity above €150kEq €159k ▲46.6%
3 profitable years in a row build equity to €159k.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Weakest financial yearnet €45k ▼29.5%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €108k ▲70.5%
2 profitable years in a row build equity to €108k.
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merksplas · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hazenpad 132330 MerksplasGround area
2,262 m²
Building footprint
321 m²
Volume, LiDAR
1,476 m³
Parcel 13023D0518/00B000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BOUWCO
since 20192.296.621.290
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13023D0518/00B000 | Flanders | 2,262 m² | 1 · 320 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SOCOREBAT
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 13,226 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.