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BOUWBEDRIJF CHAPPY

Active
Private limited companyfounded 1998active for 28 yearsGoorstraat 27, 2470 Retie, BelgiumKBO/BCE: BE 0463.092.747
Summary

BOUWBEDRIJF CHAPPY has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,527 and a net result of €488. Equity has been shrinking by about 15% per year since 2018. Its solvency ranks better than 17% of 2,790 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 07-04-1998 Normal situation
Activity
General construction of residential buildings NACE 41001
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2023
Establishment unit
2.086.706.164 2470 Retie, since 08-05-1998
Financial year end
31 December
Peppol
Reachable since 12-09-2025

Board and ownership

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€33,203
Turnover
≈ €150,000
estimated
Profit
€488
Equity
€14,527
▲ 3.5%
Total assets
€182,485
▲ 25.6%
Filed on 28-07-2026, 3 days before the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Equity €14,527 (8.0% of total assets)lowers riskFounded in 1998Size: total assets €182,485Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 28% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 33-2
equity 8.0% of total assets
Liquidity 12-16
short-term debt 89.8% · cash 9.7%
Profitability 69+69
return on assets 0.3%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 2.4% 01-2025: 2.3%▼ -0.1 percentage points vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 2.4%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 2.3%▼ -0.1 percentage points vs 05-2025 07-2025: 2.4%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▼ -0.4 percentage points vs 07-2025 09-2025: 1.1%▼ -0.9 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.0%▼ -0.1 percentage points vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▼ -0.5 percentage points vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.6 (0.55 in 2024), below 1. Short-term debt is 89.8% and cash 9.7% of total assets. 92% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 17% of them on solvency, 11% on liquidity, 40% on profitability and 43% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €182,485
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €14,527 (8.0% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2790 sector peers (2025).
NBB · sector comparison
Position among 2790 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
6 days early
2023
29 days early
2022
46 days early
2021
31 days late
2020
10 days late
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €50,316 in 2024 €488 View
  • Caution: Less equity than 83% of companies in construction of buildingssector median €196,396 · 2,790 companies €14,527 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Registered office moved to RetieChange of role: MAERTENS Karel Maria, from manager to director
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as BOUWBEDRIJF CHAPPY: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €155,000 and €214,000, founded between 1995 and 1999.

CompanyTotal assetsGross margin
BOUWBEDRIJF CHAPPY Retie€182,485€33,203
MODULAR BUILDING SOLUTIONS Antwerpen€214,453€31,822
MIBA Diest€186,420€31,474
INDEPENDENT RENTING SYSTEM Lummen€174,663€29,918
BOUWWERKEN LUC BEERNAERT - SAELEN Staden€202,320€35,039
IMMO R.B. Heusden-Zolder€207,490€30,980
STEFAN COLLIN Stavelot€154,749€31,657
Full comparison

Key facts about BOUWBEDRIJF CHAPPY

What is the company number of BOUWBEDRIJF CHAPPY?
The company number of BOUWBEDRIJF CHAPPY is 0463.092.747. The VAT number is the same number with BE in front: BE 0463.092.747.
Where is BOUWBEDRIJF CHAPPY based?
The registered office is at Goorstraat 27, 2470 Retie.Company details
What does BOUWBEDRIJF CHAPPY do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of BOUWBEDRIJF CHAPPY?
The legal form of BOUWBEDRIJF CHAPPY is Private limited company (BV).
When was BOUWBEDRIJF CHAPPY founded?
BOUWBEDRIJF CHAPPY was founded on 07-04-1998.
Is BOUWBEDRIJF CHAPPY still active?
Yes, BOUWBEDRIJF CHAPPY is an active enterprise in the KBO register.
How many employees does BOUWBEDRIJF CHAPPY have?
BOUWBEDRIJF CHAPPY had an average of 0.1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does BOUWBEDRIJF CHAPPY fall under?
In its 2023 annual accounts, BOUWBEDRIJF CHAPPY states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of BOUWBEDRIJF CHAPPY?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €33,203 and 35 comparable companies (NACE 41001). It probably lies between €95,000 and €280,000.
Is BOUWBEDRIJF CHAPPY profitable?
In financial year 2025, BOUWBEDRIJF CHAPPY made a profit of €488.
Where can I find the annual accounts of BOUWBEDRIJF CHAPPY?
BOUWBEDRIJF CHAPPY filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BOUWBEDRIJF CHAPPY due?
BOUWBEDRIJF CHAPPY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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