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BOUW

Active
Private limited companyfounded 201411 yrs activeZandstraat 48, 2980 Zoersel, BelgiumKBO/BCE: BE 0564.851.982
Summary

BOUW has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €404,106 and a net result of €8,503. Equity remains stable across the filed fiscal years (±0.6% per year). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability71▲+5
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
short-term debt: 0% and cash: 17.4% of total assets, and 0% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
100%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 d early
2024
35 d early
2023
58 d early
2022
61 d early
2021
61 d early
2020
61 d early
2019
63 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 57 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 October 2014, BOUW was incorporated.1 Total assets went from EUR 426,304 in 2018 to EUR 404,106 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€404,106▲ 2.1%
2024 · €395,603
Total assets
€404,106▼ 1.7%
2024 · €410,918
Net result
€8,503
2024 · -€7,590
Working capital
€72,043▲ 27.7%
2024 · €56,427
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€3,878-€1,951-€11,024▼ 465%-€7,890▲ 28.4%€8,587
Net result€3,802-€2,037-€11,116▼ 446%-€7,590▲ 31.7%€8,503
Equity€416,346▲ 0.9%€414,309▼ 0.5%€403,193▼ 2.7%€395,603▼ 1.9%€404,106▲ 2.1%
Total assets€423,205▲ 1.8%€423,428▲ 0.1%€415,804▼ 1.8%€410,918▼ 1.2%€404,106▼ 1.7%
Debt€6,859▲ 127%€9,119▲ 33.0%€12,612▲ 38.3%€15,315▲ 21.4%€0▼ 100%
Working capital€69,793▲ 22.6%€76,803▲ 10.0%€70,240▼ 8.5%€56,427▼ 19.7%€72,043▲ 27.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0€5,000€10,000Operating result 2021: €3,878€3,878Net result 2021: €3,802€3,802Operating result 2022: -€1,951-€1,951Net result 2022: -€2,037-€2,037Operating result 2023: -€11,024-€11,024Net result 2023: -€11,116-€11,116Operating result 2024: -€7,890-€7,890Net result 2024: -€7,590-€7,590Operating result 2025: €8,587€8,587Net result 2025: €8,503€8,50320212022202320242025-€15,000-€10,000-€5,000€0€5,000€10,000Operating result 2023: -€11,024-€11,000Net result 2023: -€11,116-€11,100Operating result 2024: -€7,890-€7,890Net result 2024: -€7,590-€7,590Operating result 2025: €8,587€8,590Net result 2025: €8,503€8,500202320242025
The operating result returns to profit in 2025: €8,587 after a loss of €7,890 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €404,106
Fixed assets €332,063 ▼ 2.1%
Current assets €72,043 ▲ 0.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
€19,304▲
2024 · €2,191
Cash flow
€19,220▲
2024 · €2,491
Solvency
100.0%▲
2024 · 96.3%
Debt to equity
0.00▼
2024 · 0.04
ROE
2.1%▲
2024 · -1.9%
ROA
2.1%▲
2024 · -1.8%
Interest coverage
229.26▲
2024 · 23.78
Debt ≤ 1 year
€0▼
2024 · €15,315
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 10,905 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.6% went bankrupt
4.0% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€410,918€404,106▼
Fixed assets21/28€339,176€332,063▼
Tangible fixed assets22/27€339,176€332,063▼
Land and buildings22€339,176€332,063▼
Current assets29/58€71,742€72,043▲
Amounts receivable within one year40/41€266€1,650▲
Trade receivables40€148€127▼
Other amounts receivable41€118€1,523▲
Cash at bank and in hand54/58€71,476€70,393▼
Equity and liabilities
Total equity and liabilities10/49€410,918€404,106▼
Equity10/15€395,603€404,106▲
Contributions10/11€406,200€406,200=
Reserves13€11,636€11,636=
Distributable reserves133€11,636€11,636=
Profit (loss) carried forward14-€22,233-€13,730▲
Amounts payable17/49€15,315€0▼
Amounts payable within one year42/48€15,315€0▼
Other amounts payable47/48€15,315€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,081€10,717▲
Other operating charges640/8€1,868€2,268▲
Gross operating margin9900€4,059€21,572▲
Operating profit (loss)9901-€7,890€8,587▲
Financial income75/76B€392€0▼
Recurring financial income75€392€0▼
Financial charges65/66B€92€84▼
Recurring financial charges65€92€84▼
Profit (loss) for the period before taxes9903-€7,590€8,503▲
Profit (loss) for the period9904-€7,590€8,503▲
Profit (loss) for the period to be appropriated9905-€7,590€8,503▲
Appropriation of the result
Profit (loss) to be appropriated9906-€22,233-€13,730▲
Profit (loss) brought forward from the previous period14P-€14,643-€22,233▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,048€9,048€9,176€10,081€10,717▲ 6.3%
Other operating charges640/8€1,552€1,588€1,738€1,868€2,268▲ 21.4%
Gross operating margin9900€14,478€8,685-€111€4,059€21,572▲ 431%
Operating profit (loss)9901€3,878-€1,951-€11,024-€7,890€8,587▲ 209%
Financial income75/76B---€392€0▼ 100%
Recurring financial income75---€392€0▼ 100%
Financial charges65/66B€76€86€91€92€84▼ 8.6%
Recurring financial charges65€76€86€91€92€84▼ 8.6%
Profit (loss) for the period before taxes9903€3,802-€2,037-€11,116-€7,590€8,503▲ 212%
Profit (loss) for the period9904€3,802-€2,037-€11,116-€7,590€8,503▲ 212%
Profit (loss) for the period to be appropriated9905€3,802-€2,037-€11,116-€7,590€8,503▲ 212%
Line20212022202320242025Change
Assets
Total assets20/58€423,205€423,428€415,804€410,918€404,106▼ 1.7%
Fixed assets21/28€346,553€337,506€332,953€339,176€332,063▼ 2.1%
Tangible fixed assets22/27€346,553€337,506€332,953€339,176€332,063▼ 2.1%
Land and buildings22€346,553€337,506€332,953€339,176€332,063▼ 2.1%
Current assets29/58€76,651€85,922€82,851€71,742€72,043▲ 0.4%
Amounts receivable within one year40/41€119€135€144€266€1,650▲ 521%
Trade receivables40€119€135€144€148€127▼ 14.3%
Other amounts receivable41---€118€1,523▲ 1,195%
Cash at bank and in hand54/58€76,532€85,787€82,708€71,476€70,393▼ 1.5%
Equity and liabilities
Total equity and liabilities10/49€423,205€423,428€415,804€410,918€404,106▼ 1.7%
Equity10/15€416,346€414,309€403,193€395,603€404,106▲ 2.1%
Contributions10/11€406,200€406,200€406,200€406,200€406,200=
Reserves13€11,636€11,636€11,636€11,636€11,636=
Non-distributable reserves130/1€11,636€11,636----
Reserves not available under the articles1311€11,636€11,636----
Distributable reserves133--€11,636€11,636€11,636=
Profit (loss) carried forward14-€1,490-€3,528-€14,643-€22,233-€13,730▲ 38.2%
Amounts payable17/49€6,859€9,119€12,612€15,315€0▼ 100%
Amounts payable within one year42/48€6,859€9,119€12,612€15,315€0▼ 100%
Trade debts44€805-€396---
Suppliers440/4€805-€396---
Other amounts payable47/48€6,054€9,119€12,216€15,315€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904€3,802-€2,037-€11,116-€7,590€8,503▲ 212%
+ Depreciation and write-downs630€9,048€9,048€9,176€10,081€10,717▲ 6.3%
Operating cash flow (approximation)€12,850€7,010-€1,940€2,491€19,220▲ 672%
Investment in fixed assets (approximation)-€0-€4,623-€16,304-€3,603▲ 77.9%
Change in cash-€9,255-€3,080-€11,231-€1,083▲ 90.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €8,503
Net result €8,503 after 3 loss-making years.
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€11,116
Net result drops to -€11,116, the lowest in the series; recovery starts the following year.
31-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €3,802
Net result €3,802 after 2 loss-making years.
31-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity triplescurrent ratio 18.41
Current ratio from 6.18 to 18.41; short-term debt falls from €8,468 to €2,895.
05-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-05
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
1,623 m²
Building footprint
368 m²
Volume, LiDAR
2,362 m³
Parcel 11055C0098/00E002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Bouw
Zandstraat 48, 2980 ZoerselReal estate activities
since 20142.236.397.455
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11055C0098/00E002 Flanders 1,623 m² 1 · 368 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded14-10-2014
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0564851982
Also 9925:BE0564851982
Registered 16-01-2026

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.