Bouvry Koen
ActiveBouvry Koen has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €3k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+7
Solvency100▲+8
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 29.84 against 3.0 in 2024; short-term debt: 3.3% and cash: 20.5% of total assets), and 5.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
13 d early
2023
30 d late
2022
28 d late
2021
24 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 3.7%
2024 · €92k
2018: €100k
2019: €80k
2020: €75k
2021: €86k
2022: €87k
2023: €91k
2024: €92k
2018 → 2025
Total assets
€101k▼ 26.9%
2024 · €138k
2018: €143k
2019: €141k
2020: €136k
2021: €159k
2022: €145k
2023: €149k
2024: €138k
2018 → 2025
Net result
€3k▲ 228%
2024 · €1k
2018: €2k
2019: €-20k
2020: €-5k
2021: €11k
2022: €561
2023: €5k
2024: €1k
2018 → 2025
Working capital
€97k▲ 6.2%
2024 · €91k
2018: €85k
2019: €64k
2020: €62k
2021: €78k
2022: €81k
2023: €90k
2024: €91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€87k▲ 0.7%€91k▲ 5.3%€92k▲ 1.1%€96k▲ 3.7%
Operating result€19k-€10k▼ 44.1%€12k▲ 18.2%€6k▼ 54.0%€5k▼ 17.6%
Net result€11k-€561▼ 94.9%€5k▲ 713%€1k▼ 77.2%€3k▲ 228%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€1k▼ 31.4%
Current assets
€100k▼ 26.8%
Equity and liabilities €101k
Equity
€96k▲ 3.7%
Debt
€5k▼ 88.4%
The debt ratio falls from 33.2% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €6k
Cash flow
€4k▲
2024 · €2k
Solvency
94.7%▲
2024 · 66.8%
Current ratio
29.84▲
2024 · 3.00
Quick ratio
29.84▲
2024 · 3.00
Debt / equity
0.06▼
2024 · 0.50
ROE
3.6%▲
2024 · 1.1%
ROA
3.4%▲
2024 · 0.8%
Interest coverage
1.42▲
2024 · 0.95
Debt
€5k▼
2024 · €46k
Debt ≤ 1 year
€3k▼
2024 · €46k
Income taxes
€2k▲
2024 · €1k
Staff costs
€18k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€101k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€137k€100k▼
Amounts receivable within one year40/41€79k€79k▲
Trade receivables40€3k-
Other amounts receivable41€76k€79k▲
Cash at bank and in hand54/58€57k€21k▼
Deferred charges and accrued income490/1€733-
Equity and liabilities
Total equity and liabilities10/49€138k€101k▼
Equity10/15€92k€96k▲
Contributions10/11€12k€12k=
Reserves13€79k€82k▲
Distributable reserves133€79k€82k▲
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€46k€5k▼
Amounts payable within one year42/48€46k€3k▼
Trade debts44€25k€2k▼
Suppliers440/4€25k€2k▼
Taxes, remuneration and social security45€21k€2k▼
Taxes450/3€17k€2k▼
Remuneration and social security454/9€3k-
Accrued charges and deferred income492/3€378€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€47k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€487€565▲
Other operating charges640/8€316€700▲
Non-recurring operating charges66A€126-
Gross operating margin9900€54k€24k▼
Operating profit (loss)9901€6k€5k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€2k€5k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€1k€3k▲
Profit (loss) for the period to be appropriated9905€1k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€5k▲
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€1k€3k▲
To other reserves6921€1k€3k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity times 10current ratio 29.84
Current ratio from 3.00 to 29.84; short-term debt falls from €46k to €3k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-20k ▼1403%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pittem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koffiestraat 28740 PittemGround area
383 m²
Building footprint
102 m²
Volume, LiDAR
684 m³
Parcel 37011A0907/00S000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bouvry Koen
since 20082.172.616.292
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37011A0907/00S000 | Flanders | 383 m² | 1 · 101 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Claude CORDY
BE 0453.257.640
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SERDONGS INTERIEUR
BE 0459.956.776
Pelt · Eq €96k
JORBEN VERBEKE
BE 0794.732.084
Zonnebeke · Eq €96k
L.B. INTERIEUR
BE 0832.904.356
Beringen · Eq €96k
SVC ALLIANCE
BE 0479.955.901
Braine-le-Comte · Eq €96k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,696 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2008
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43332Laying of wooden floor and wall coverings
43343Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.