BOUVIER
ActiveSummary
BOUVIER has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€21,015) and a net result of -€2,333. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 5% of 1008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▼-3
Solvency23▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.79 against 0.73 in 2024; short-term debt: 78.4% and cash: 25.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.3%
Return on assets
-0.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€21,015
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
92 d early
2024
50 d early
2023
27 d late
2022
4 d late
2021
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€2,333
2024 · €7,696
Working capital
-€145,833▼ 6.3%
2024 · -€137,128
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€25,254-€8,382-€10,109€2,067€8,267▲ 300%
Net result-€25,763below the sector's middle half-€7,899below the sector's middle half-€10,514below the sector's middle half€7,696below the sector's middle half-€2,333below the sector's middle half
Equity-€23,763below the sector's middle half--€15,864below the sector's middle half▲ 33.2%-€26,378below the sector's middle half▼ 66.3%-€18,682below the sector's middle half▲ 29.2%-€21,015below the sector's middle half▼ 12.5%
Total assets€378,588within the sector's middle half-€478,589within the sector's middle half▲ 26.4%€548,080within the sector's middle half▲ 14.5%€487,761within the sector's middle half▼ 11.0%€894,607within the sector's middle half▲ 83.4%
Debt€383,351-€494,453▲ 29.0%€574,458▲ 16.2%€506,443▼ 11.8%€915,622▲ 80.8%
Working capital-€108,874below the sector's middle half--€133,978below the sector's middle half▼ 23.1%-€176,712below the sector's middle half▼ 31.9%-€137,128below the sector's middle half▲ 22.4%-€145,833below the sector's middle half▼ 6.3%
Solvency-6.3%below the sector's middle half--3.3%below the sector's middle half▲ 3.0pp-4.8%below the sector's middle half▼ 1.5pp-3.8%below the sector's middle half▲ 1.0pp-2.3%below the sector's middle half▲ 1.5pp
Current ratio0.72below the sector's middle half-0.73below the sector's middle half▲ 0.010.69below the sector's middle half▼ 0.040.73below the sector's middle half▲ 0.040.79below the sector's middle half▲ 0.06
Return on assets (ROA)-6.8%below the sector's middle half-1.7%below the sector's middle half▲ 8.5pp-1.9%below the sector's middle half▼ 3.6pp1.6%below the sector's middle half▲ 3.5pp-0.3%below the sector's middle half▼ 1.8pp
Staff (FTE)0.3below the sector's middle half-1below the sector's middle half▲ 233%2.2within the sector's middle half2.6below the sector's middle half▲ 18.2%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 300% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €894,607
Fixed assets
€339,212 ▲ 186%
Current assets
€555,395 ▲ 50.4%
Key figures and ratios
EBITDA
€87,502▲
2024 · €39,891
Cash flow
€76,902▲
2024 · €45,521
Debt to equity
-43.57▼
2024 · -27.11
Interest coverage
8.91▼
2024 · 179.99
Debt ≤ 1 year
€701,229▲
2024 · €506,443
Debt > 1 year
€214,394
Income taxes
€789▼
2024 · €1,556
Staff costs
€79,075▲
2024 · €48,200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,564 companies that looked in July 2024 the way this one looks now, 5.1% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a small loss
5.1%
went bankrupt
5.4%
stopped otherwise
89%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,564 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4,682 | €17,979 | €29,509 | €48,200 | €79,075 | ▲ 64.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,021 | €18,153 | €31,776 | €37,824 | €79,235 | ▲ 109% |
| Other operating charges640/8 | €8,015 | €921 | €1,152 | €1,124 | €1,575 | ▲ 40.2% |
| Non-recurring operating charges66A | €21,740 | - | - | - | - | - |
| Gross operating margin9900 | €17,204 | €45,435 | €52,328 | €89,214 | €168,152 | ▲ 88.5% |
| Operating profit (loss)9901 | -€25,254 | €8,382 | -€10,109 | €2,067 | €8,267 | ▲ 300% |
| Financial income75/76B | €1 | €30 | €22 | €7,408 | €14 | ▼ 99.8% |
| Recurring financial income75 | €1 | €30 | €22 | €20 | €14 | ▼ 27.8% |
| Non-recurring financial income76B | - | - | - | €7,388 | - | - |
| Financial charges65/66B | €509 | €196 | €287 | €222 | €9,825 | ▲ 4,333% |
| Recurring financial charges65 | €509 | €196 | €287 | €222 | €9,825 | ▲ 4,333% |
| Profit (loss) for the period before taxes9903 | -€25,763 | €8,215 | -€10,374 | €9,253 | -€1,544 | ▼ 117% |
| Income taxes67/77 | - | €316 | €140 | €1,556 | €789 | ▼ 49.3% |
| Profit (loss) for the period9904 | -€25,763 | €7,899 | -€10,514 | €7,696 | -€2,333 | ▼ 130% |
| Profit (loss) for the period to be appropriated9905 | -€25,763 | €7,899 | -€10,514 | €7,696 | -€2,333 | ▼ 130% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €378,588 | €478,589 | €548,080 | €487,761 | €894,607 | ▲ 83.4% |
| Fixed assets21/28 | €104,111 | €118,114 | €150,334 | €118,447 | €339,212 | ▲ 186% |
| Intangible fixed assets21 | - | - | - | - | €255,223 | - |
| Tangible fixed assets22/27 | €59,748 | €73,751 | €105,971 | €74,084 | €39,625 | ▼ 46.5% |
| Furniture and vehicles24 | €59,748 | €73,751 | €105,971 | €74,084 | €39,625 | ▼ 46.5% |
| Financial fixed assets28 | €44,363 | €44,363 | €44,363 | €44,363 | €44,363 | = |
| Current assets29/58 | €274,477 | €360,475 | €397,746 | €369,315 | €555,395 | ▲ 50.4% |
| Amounts receivable within one year40/41 | €126,211 | €145,359 | €346,333 | €303,735 | €325,496 | ▲ 7.2% |
| Trade receivables40 | €115,274 | €144,087 | €346,333 | €303,735 | €218,726 | ▼ 28.0% |
| Other amounts receivable41 | €10,937 | €1,272 | - | - | €106,770 | - |
| Cash at bank and in hand54/58 | €148,267 | €215,116 | €51,413 | €65,579 | €224,463 | ▲ 242% |
| Deferred charges and accrued income490/1 | - | - | - | - | €5,436 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €378,588 | €478,589 | €548,080 | €487,761 | €894,607 | ▲ 83.4% |
| Equity10/15 | -€23,763 | -€15,864 | -€26,378 | -€18,682 | -€21,015 | ▼ 12.5% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Capital10 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Issued capital100 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€25,763 | -€17,864 | -€28,378 | -€20,682 | -€23,015 | ▼ 11.3% |
| Provisions and deferred taxes16 | €19,000 | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | €19,000 | - | - | - | - | - |
| Major repairs and maintenance162 | €19,000 | - | - | - | - | - |
| Amounts payable17/49 | €383,351 | €494,453 | €574,458 | €506,443 | €915,622 | ▲ 80.8% |
| Amounts payable after more than one year17 | - | - | - | - | €214,394 | - |
| Financial debts170/4 | - | - | - | - | €214,394 | - |
| Amounts payable within one year42/48 | €383,351 | €494,453 | €574,458 | €506,443 | €701,229 | ▲ 38.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €47,319 | - |
| Financial debts43 | - | €154 | - | - | €4,588 | - |
| Credit institutions430/8 | - | €154 | - | - | €4,588 | - |
| Trade debts44 | €171,608 | €245,173 | €370,506 | €299,592 | €442,626 | ▲ 47.7% |
| Suppliers440/4 | €171,608 | €245,173 | €370,506 | €299,592 | €442,626 | ▲ 47.7% |
| Advances received on contracts in progress46 | - | €605 | €1,000 | €2,519 | €56,002 | ▲ 2,123% |
| Taxes, remuneration and social security45 | €743 | €2,704 | €21,706 | €52,123 | €103,999 | ▲ 99.5% |
| Taxes450/3 | €743 | €316 | €18,814 | €45,192 | €82,395 | ▲ 82.3% |
| Remuneration and social security454/9 | - | €2,388 | €2,892 | €6,931 | €21,604 | ▲ 212% |
| Other amounts payable47/48 | €211,000 | €245,816 | €181,246 | €152,210 | €46,694 | ▼ 69.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€25,763 | €7,899 | -€10,514 | €7,696 | -€2,333 | ▼ 130% |
| + Depreciation and write-downs630 | €8,021 | €18,153 | €31,776 | €37,824 | €79,235 | ▲ 109% |
| Operating cash flow (approximation) | -€17,742 | €26,052 | €21,261 | €45,521 | €76,902 | ▲ 68.9% |
| Investment in fixed assets (approximation) | - | -€32,156 | -€63,995 | -€5,937 | -€300,000 | ▼ 4,953% |
| Change in cash | - | €66,849 | -€163,702 | €14,166 | €158,884 | ▲ 1,022% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €7,696
Net result €7,696 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 4 days late
2022
31-12
Financial
Back to profitnet €7,899
Net result €7,899 after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2020
Ground area
372 m²
Building footprint
349 m²
Parcel 92009B0177/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BOUVIER
since 20202.298.355.711
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92009B0177/00G000 | Wallonia | 372 m² | 1 · 349 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,075 companies in sector 69101 we hold annual accounts for 9,061. 518 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Contact
Website
www.bouvier.be
E-mail
tb@bouvier.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0740852544
Also
9925:BE0740852544
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.