BOUMAX
ActiveSummary
BOUMAX has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146,719 and a net result of €35,781. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 4.12 against 3.22 in 2024; short-term debt: 14.7% and cash: 58.5% of total assets), and 14.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.3%
Return on assets
20.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
12 d late
2023
34 d early
2022
43 d late
2021
289 d late
2020
654 d late
2019
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 130 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€146,719▲ 10.5%
2024 · €132,750
Total assets
€171,949▲ 10.9%
2024 · €155,056
Net result
€35,781▲ 37.0%
2024 · €26,127
Working capital
€78,675▲ 58.7%
2024 · €49,586
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€33,037▲ 20.0%€41,775▲ 26.5%€37,767▼ 9.6%€37,003▼ 2.0%€55,420▲ 49.8%
Net result€32,791above the sector's middle half▲ 17.7%€41,513above the sector's middle half▲ 26.6%€27,305above the sector's middle half▼ 34.2%€26,127above the sector's middle half▼ 4.3%€35,781above the sector's middle half▲ 37.0%
Equity€111,606within the sector's middle half▲ 41.6%€153,119within the sector's middle half▲ 37.2%€132,623within the sector's middle half▼ 13.4%€132,750within the sector's middle half▲ 0.1%€146,719within the sector's middle half▲ 10.5%
Total assets€116,491within the sector's middle half▲ 35.8%€163,885within the sector's middle half▲ 40.7%€179,344within the sector's middle half▲ 9.4%€155,056within the sector's middle half▼ 13.5%€171,949within the sector's middle half▲ 10.9%
Debt€4,885▼ 29.9%€10,767▲ 120%€46,721▲ 334%€22,306▼ 52.3%€25,230▲ 13.1%
Working capital€66,442▲ 134%€118,983▲ 79.1%€33,643▼ 71.7%€49,586▲ 47.4%€78,675▲ 58.7%
Solvency95.8%above the sector's middle half▲ 3.9pp93.4%above the sector's middle half▼ 2.4pp73.9%above the sector's middle half▼ 19.5pp85.6%above the sector's middle half▲ 11.7pp85.3%above the sector's middle half▼ 0.3pp
Staff (FTE)0.5
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 50% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171,949
Fixed assets
€68,044 ▼ 18.2%
Current assets
€103,905 ▲ 44.5%
Equity and liabilities €171,949
Equity
€146,719 ▲ 10.5%
Debt
€25,230 ▲ 13.1%
Debt's share of the balance-sheet total rises from 14.4% to 14.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70,541▲
2024 · €52,441
Cash flow
€50,902▲
2024 · €41,565
Current ratio
4.12▲
2024 · 3.22
Debt to equity
0.17▲
2024 · 0.17
ROE
24.4%▲
2024 · 19.7%
ROA
20.8%▲
2024 · 16.9%
Interest coverage
57.30▼
2024 · 74.59
Debt ≤ 1 year
€25,230▲
2024 · €22,306
Income taxes
€18,408▲
2024 · €10,172
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €30,064 | €192 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,210 | €11,027 | €4,904 | €15,438 | €15,121 | ▼ 2.1% |
| Other operating charges640/8 | €10,773 | €10,802 | €15,488 | €15,889 | €17,439 | ▲ 9.8% |
| Gross operating margin9900 | €55,020 | €63,604 | €88,224 | €68,522 | €87,979 | ▲ 28.4% |
| Operating profit (loss)9901 | €33,037 | €41,775 | €37,767 | €37,003 | €55,420 | ▲ 49.8% |
| Financial charges65/66B | €246 | €262 | €374 | €703 | €1,231 | ▲ 75.1% |
| Recurring financial charges65 | €246 | €262 | €374 | €703 | €1,231 | ▲ 75.1% |
| Profit (loss) for the period before taxes9903 | €32,791 | €41,513 | €37,392 | €36,300 | €54,189 | ▲ 49.3% |
| Income taxes67/77 | - | - | €10,087 | €10,172 | €18,408 | ▲ 81.0% |
| Profit (loss) for the period9904 | €32,791 | €41,513 | €27,305 | €26,127 | €35,781 | ▲ 37.0% |
| Profit (loss) for the period to be appropriated9905 | €32,791 | €41,513 | €27,305 | €26,127 | €35,781 | ▲ 37.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €116,491 | €163,885 | €179,344 | €155,056 | €171,949 | ▲ 10.9% |
| Fixed assets21/28 | €45,163 | €34,136 | €98,980 | €83,164 | €68,044 | ▼ 18.2% |
| Tangible fixed assets22/27 | €45,163 | €34,136 | €98,603 | €83,164 | €68,044 | ▼ 18.2% |
| Land and buildings22 | €27,269 | €19,712 | €27,268 | €27,268 | €27,268 | = |
| Plant, machinery and equipment23 | €17,705 | €14,424 | €11,570 | €8,440 | €5,626 | ▼ 33.3% |
| Furniture and vehicles24 | €189 | €0 | €59,764 | €47,457 | €35,149 | ▼ 25.9% |
| Financial fixed assets28 | - | - | €377 | - | - | - |
| Current assets29/58 | €71,327 | €129,749 | €80,364 | €71,892 | €103,905 | ▲ 44.5% |
| Amounts receivable within one year40/41 | - | - | - | €987 | - | - |
| Other amounts receivable41 | - | - | - | €987 | - | - |
| Cash at bank and in hand54/58 | €71,254 | €119,113 | €64,318 | €66,565 | €100,534 | ▲ 51.0% |
| Deferred charges and accrued income490/1 | €73 | €10,637 | €16,046 | €4,340 | €3,371 | ▼ 22.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €116,491 | €163,885 | €179,344 | €155,056 | €171,949 | ▲ 10.9% |
| Equity10/15 | €111,606 | €153,119 | €132,623 | €132,750 | €146,719 | ▲ 10.5% |
| Contributions10/11 | €100,650 | €100,650 | €100,650 | €100,650 | €100,650 | = |
| Capital10 | €100,650 | €100,650 | €100,650 | €100,650 | €100,650 | = |
| Issued capital100 | €100,650 | €100,650 | €100,650 | €100,650 | €100,650 | = |
| Reserves13 | €10,288 | €10,288 | €10,288 | €10,288 | €46,069 | ▲ 348% |
| Non-distributable reserves130/1 | €10,065 | €10,065 | €10,065 | €10,065 | €45,846 | ▲ 356% |
| Legal reserve130 | €10,065 | €10,065 | €10,065 | €10,065 | €10,065 | = |
| Other1319 | - | - | - | - | €35,781 | - |
| Distributable reserves133 | €223 | €223 | €223 | €223 | €223 | = |
| Profit (loss) carried forward14 | €668 | €42,181 | €21,686 | €21,813 | - | - |
| Amounts payable17/49 | €4,885 | €10,767 | €46,721 | €22,306 | €25,230 | ▲ 13.1% |
| Amounts payable within one year42/48 | €4,885 | €10,767 | €46,721 | €22,306 | €25,230 | ▲ 13.1% |
| Trade debts44 | €1,885 | €6,862 | €2,256 | - | €414 | - |
| Suppliers440/4 | €1,885 | €6,862 | €2,256 | - | €414 | - |
| Taxes, remuneration and social security45 | €3,000 | - | €29,479 | €44 | €7,951 | ▲ 18,112% |
| Taxes450/3 | €3,000 | - | €18,777 | €44 | €7,951 | ▲ 18,112% |
| Remuneration and social security454/9 | - | - | €10,702 | - | - | - |
| Other amounts payable47/48 | - | €3,904 | €14,986 | €22,262 | €16,864 | ▼ 24.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32,791 | €41,513 | €27,305 | €26,127 | €35,781 | ▲ 37.0% |
| + Depreciation and write-downs630 | €11,210 | €11,027 | €4,904 | €15,438 | €15,121 | ▼ 2.1% |
| Operating cash flow (approximation) | €44,001 | €52,541 | €32,209 | €41,565 | €50,902 | ▲ 22.5% |
| Investment in fixed assets (approximation) | - | €0 | -€69,748 | €377 | €0 | ▼ 100% |
| Change in cash | - | €47,858 | -€54,795 | €2,247 | €33,969 | ▲ 1,412% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 289 days late
16-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 654 days late
2022
31-12
Financial
Highest result since 2018net €41,513 ▲26.6%
Net result €41,513, the highest in the series.
31-12
Financial
Equity above €150,000Eq €153,119 ▲37.2%
5 profitable years in a row build equity to €153,119.
2021
31-12
Financial
Equity above €100,000Eq €111,606 ▲41.6%
4 profitable years in a row build equity to €111,606.
2020
31-12
Financial
Liquidity times 73current ratio 30.31
Current ratio from 0.42 to 30.31; short-term debt falls from €28,419 to €970.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 1988
Ground area
3,416 m²
Building footprint
697 m²
Volume, LiDAR
11,656 m³
2 parcels, Brussels, Wallonia · tallest building 22.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Kasteellaan 14, 1081 Koekelberg
since 19882.040.930.676
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091B0164/00G000 | Wallonia | 2,495 m² | 1 · 120 m² | 15.8 m · 2 fl. |
| 21011A0013/00Y000 | Brussels | 921 m² | 1 · 577 m² | 22.1 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BATONIQUE
BE 0810.253.173
Houthalen-Helchteren · Eq €148,655
BELTONA BELGIUM
BE 0597.893.647
Moorslede · Eq €149,099
Imex Taïbel
BE 0419.459.177
Liège · Eq €143,163
DIVEWISE.BE
BE 0891.090.005
Wijnegem · Eq €150,596
MERTENS
BE 0453.799.454
Overijse · Eq €151,415
Of 583 companies in sector 46496 we hold annual accounts for 383. 275 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded17-10-1988
Fiscal year end31-12
Activities, NACEBEL 2025
46496Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0435549103
Also
9925:BE0435549103
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.