Bouffard
ActiveSummary
The computed 12-month bankruptcy probability of Bouffard is 1.7% (moderate). The 2025 annual accounts show equity of €198,725 and a net result of -€1,501. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 13617 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability47▼-32
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 5.34 against 5.39 in 2024; short-term debt: 17.3% and cash: 9% of total assets), and 17.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
-0.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-10-2025, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
165 d late
2023
7 d early
2022
33 d early
2021
45 d early
2020
53 d early
2019
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 16 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€198,725▼ 0.7%
2024 · €200,225
Total assets
€240,234▼ 2.0%
2024 · €245,200
Net result
-€1,501
2024 · €19,950
Working capital
€179,989=
2024 · €180,020
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,071▼ 60.2%€34,109▲ 738%€44,131▲ 29.4%€33,499▼ 24.1%€5,510▼ 83.6%
Net result€2,582within the sector's middle half▼ 36.4%€32,222above the sector's middle half▲ 1,148%€34,505above the sector's middle half▲ 7.1%€19,950within the sector's middle half▼ 42.2%-€1,501within the sector's middle half
Equity€113,548within the sector's middle half▲ 2.3%€145,770above the sector's middle half▲ 28.4%€180,276above the sector's middle half▲ 23.7%€200,225above the sector's middle half▲ 11.1%€198,725above the sector's middle half▼ 0.7%
Total assets€146,794below the sector's middle half▼ 16.2%€178,516within the sector's middle half▲ 21.6%€209,503within the sector's middle half▲ 17.4%€245,200above the sector's middle half▲ 17.0%€240,234within the sector's middle half▼ 2.0%
Debt€33,246▼ 48.3%€32,746▼ 1.5%€29,228▼ 10.7%€44,975▲ 53.9%€41,509▼ 7.7%
Working capital€116,233within the sector's middle half▲ 2.2%€163,671above the sector's middle half▲ 40.8%€158,183above the sector's middle half▼ 3.4%€180,020above the sector's middle half▲ 13.8%€179,989above the sector's middle half=
Solvency77.4%above the sector's middle half▲ 14.0pp81.7%above the sector's middle half▲ 4.3pp86.0%above the sector's middle half▲ 4.4pp81.7%above the sector's middle half▼ 4.4pp82.7%above the sector's middle half▲ 1.1pp
Current ratio5.66above the sector's middle half▲ 1.7414.95above the sector's middle half▲ 9.289.00above the sector's middle half▼ 5.955.39above the sector's middle half▼ 3.615.34above the sector's middle half▼ 0.06
Return on assets (ROA)1.8%within the sector's middle half▼ 0.6pp18.0%above the sector's middle half▲ 16.3pp16.5%above the sector's middle half▼ 1.6pp8.1%within the sector's middle half▼ 8.3pp-0.6%within the sector's middle half▼ 8.8pp
Staff (FTE)1.8below the sector's middle half▼ 21.7%1.5▼ 16.7%2.1▲ 40.0%1.9▼ 9.5%2.2▲ 15.8%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €240,234
Fixed assets
€18,736 ▼ 22.6%
Current assets
€221,498 ▲ 0.2%
Equity and liabilities €240,234
Equity
€198,725 ▼ 0.7%
Debt
€41,509 ▼ 7.7%
Debt's share of the balance-sheet total falls from 18.3% to 17.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13,289▼
2024 · €40,836
Cash flow
€6,279▼
2024 · €27,287
Quick ratio
5.25▼
2024 · 5.30
Debt to equity
0.21▼
2024 · 0.22
ROE
-0.8%▼
2024 · 10.0%
Interest coverage
3.47▼
2024 · 9.19
Debt ≤ 1 year
€41,509▲
2024 · €40,972
Income taxes
€3,175▼
2024 · €9,106
Staff costs
€73,988▲
2024 · €52,436
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €27,950 | - | - | - |
| Remuneration, social security and pensions62 | - | €35,691 | €44,176 | €52,436 | €73,988 | ▲ 41.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,956 | €3,929 | €6,852 | €7,337 | €7,780 | ▲ 6.0% |
| Other operating charges640/8 | - | €101 | €1,692 | €2,088 | €278 | ▼ 86.7% |
| Gross operating margin9900 | €46,341 | €73,831 | €96,850 | €95,360 | €87,555 | ▼ 8.2% |
| Operating profit (loss)9901 | €4,071 | €34,109 | €44,131 | €33,499 | €5,510 | ▼ 83.6% |
| Financial charges65/66B | - | €1,739 | €3,990 | €4,444 | €3,835 | ▼ 13.7% |
| Recurring financial charges65 | €1,345 | €1,739 | €3,990 | €4,444 | €3,835 | ▼ 13.7% |
| Profit (loss) for the period before taxes9903 | €2,726 | €32,370 | €40,141 | €29,056 | €1,675 | ▼ 94.2% |
| Income taxes67/77 | €144 | €148 | €5,636 | €9,106 | €3,175 | ▼ 65.1% |
| Profit (loss) for the period9904 | €2,582 | €32,222 | €34,505 | €19,950 | -€1,501 | ▼ 108% |
| Profit (loss) for the period to be appropriated9905 | €2,582 | €32,222 | €34,505 | €19,950 | -€1,501 | ▼ 108% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €146,794 | €178,516 | €209,503 | €245,200 | €240,234 | ▼ 2.0% |
| Fixed assets21/28 | €5,641 | €3,111 | €31,545 | €24,208 | €18,736 | ▼ 22.6% |
| Tangible fixed assets22/27 | €5,641 | €3,111 | €31,545 | €24,208 | €18,736 | ▼ 22.6% |
| Land and buildings22 | - | - | €3,996 | €3,091 | €2,186 | ▼ 29.3% |
| Plant, machinery and equipment23 | - | €3,111 | €849 | €570 | €2,155 | ▲ 278% |
| Furniture and vehicles24 | - | - | €26,700 | €20,547 | €14,395 | ▼ 29.9% |
| Current assets29/58 | €141,153 | €175,406 | €177,958 | €220,992 | €221,498 | ▲ 0.2% |
| Stocks and contracts in progress3 | €16,832 | €16,489 | €12,481 | €3,683 | €3,751 | ▲ 1.8% |
| Stocks30/36 | - | €16,489 | €12,481 | €3,683 | €3,751 | ▲ 1.8% |
| Amounts receivable within one year40/41 | €35,730 | €82,298 | €77,907 | €125,318 | €129,263 | ▲ 3.1% |
| Trade receivables40 | - | €7,682 | €1,209 | €44,237 | €43,458 | ▼ 1.8% |
| Other amounts receivable41 | - | €74,616 | €76,698 | €81,081 | €85,804 | ▲ 5.8% |
| Current investments50/53 | €43,777 | €19,998 | €7,810 | €201 | - | - |
| Cash at bank and in hand54/58 | €5,758 | €8,837 | €31,977 | €34,913 | €21,504 | ▼ 38.4% |
| Deferred charges and accrued income490/1 | - | €47,784 | €47,784 | €56,876 | €66,981 | ▲ 17.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €146,794 | €178,516 | €209,503 | €245,200 | €240,234 | ▼ 2.0% |
| Equity10/15 | €113,548 | €145,770 | €180,276 | €200,225 | €198,725 | ▼ 0.7% |
| Contributions10/11 | - | €12,090 | €12,090 | €12,090 | €12,090 | = |
| Reserves13 | €45,072 | €45,072 | €45,072 | €45,072 | €45,072 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €43,212 | €43,212 | €43,212 | €43,212 | = |
| Profit (loss) carried forward14 | €56,386 | €88,608 | €123,114 | €143,063 | €141,563 | ▼ 1.0% |
| Amounts payable17/49 | €33,246 | €32,746 | €29,228 | €44,975 | €41,509 | ▼ 7.7% |
| Amounts payable within one year42/48 | €24,921 | €11,735 | €19,775 | €40,972 | €41,509 | ▲ 1.3% |
| Trade debts44 | €8,117 | €2,625 | €3,533 | €17,097 | €17,665 | ▲ 3.3% |
| Suppliers440/4 | - | €2,625 | €3,533 | €17,097 | €17,665 | ▲ 3.3% |
| Taxes, remuneration and social security45 | - | €9,110 | €16,243 | €23,875 | €23,844 | ▼ 0.1% |
| Taxes450/3 | - | €9,110 | €14,733 | €23,875 | €23,844 | ▼ 0.1% |
| Remuneration and social security454/9 | - | - | €1,510 | - | - | - |
| Accrued charges and deferred income492/3 | - | €21,011 | €9,452 | €4,003 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,582 | €32,222 | €34,505 | €19,950 | -€1,501 | ▼ 108% |
| + Depreciation and write-downs630 | €16,956 | €3,929 | €6,852 | €7,337 | €7,780 | ▲ 6.0% |
| Operating cash flow (approximation) | €19,538 | €36,151 | €41,357 | €27,287 | €6,279 | ▼ 77.0% |
| Investment in fixed assets (approximation) | - | -€1,399 | -€35,286 | €0 | -€2,308 | - |
| Change in cash | - | €3,079 | €23,139 | €2,936 | -€13,409 | ▼ 557% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 165 days late
2024
31-03
Financial
Equity above €200,000Eq €200,225 ▲11.1%
5 profitable years in a row build equity to €200,225.
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €34,505 ▲7.1%
Operating result €44,131, net result €34,505, both a record.
31-03
Financial
Equity above €150,000Eq €180,276 ▲23.7%
4 profitable years in a row build equity to €180,276.
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 14.95
Current ratio from 5.66 to 14.95; short-term debt falls from €24,921 to €11,735.
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Back to profitnet €4,062
Net result €4,062 after one loss-making year.
2019
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2018
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
16-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2011
Ground area
2,058 m²
Building footprint
134 m²
Volume, LiDAR
643 m³
Parcel 13025G0984/00C010, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BOUFFARD
since 20112.198.413.146
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13025G0984/00C010 | Flanders | 2,058 m² | 1 · 134 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Similar companies · same sector, comparable size
LUAN COSI
BE 0480.732.394
Zottegem · Eq €198,760
DE NIEUWE SLEUTEL
BE 0871.613.888
Blankenberge · Eq €198,623
LACROIX
BE 0683.438.838
Namur · Eq €198,928
RESTAURANT LE GAOU
BE 0433.920.491
Tournai · Eq €198,936
BlendbyRauw
BE 0737.734.983
Heusden-Zolder · Eq €198,947
Of 20,509 companies in sector 56111 we hold annual accounts for 11,464. 8,574 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded25-03-2011
Fiscal year end31-03
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID
0208:0834901071
Also
9925:BE0834901071
Registered
25-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.