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Bouclé

Active
Private limited companyfounded 2024active for 2 yearsNieuwbrugkaai 13, 9000 Gent, BelgiumKBO/BCE: BE 1010.747.225
Summary

The computed 12-month bankruptcy probability of Bouclé is 2.9% (moderate). The 2025 annual accounts show equity of €13,450 and a net result of €3,450. Its solvency ranks better than 55% of 5,689 sector peers (NACE 96, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries (see administrative flags).

Overview

Activity
Hairdressing and barber services
NACE 96210
1 site
Size
≈ €97,000turnover 2025, estimated
Equity
€13,450
Profit
€3,450
Turnover estimated from the gross margin
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Structure
2025 accounts filed 25 days late
Why 52raises riskFounded in 2024Ex-officio strike-off in the KBOlowers riskLiquidity: current ratio 1.38, cash €11,711Figures for financial year 2025 (filed 25-08-2026)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 64% of its sector peers (NACE 96, micro)
Financial strength
Strong
Solvency 58
equity 32.5% of total assets
Liquidity 67
short-term debt 39.1% · cash 28.3%
Profitability 79
return on assets 8.3%
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,621 companies, NACE 96, micro)
Last 24 months 07-2025: 1.6%lowest value 08-2025: 1.6%● unchanged vs 07-2025lowest value 09-2025: 1.7%▲ +0.1 percentage points vs 08-2025 10-2025: 3.8%▲ +2.1 percentage points vs 09-2025 11-2025: 4.0%▲ +0.2 percentage points vs 10-2025 12-2025: 8.5%▲ +4.5 percentage points vs 11-2025 01-2026: 8.5%● unchanged vs 12-2025 02-2026: 8.8%▲ +0.3 percentage points vs 01-2026 03-2026: 9.0%▲ +0.2 percentage points vs 02-2026 04-2026: 8.8%▼ -0.2 percentage points vs 03-2026 05-2026: 9.3%▲ +0.5 percentage points vs 04-2026 06-2026: 9.6%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 9.6%● unchanged vs 06-2026highest value 08-2026: 9.6%● unchanged vs 07-2026highest value 09-2026: 2.9%▼ -6.7 percentage points vs 08-2026 10-2026: 2.9%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.38, below the usual 1.5; short-term debt: 39.1% and cash: 28.3% of total assets), and 67.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 55% on solvency, 72% on liquidity and 65% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.38, cash €11,711
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
lowers risk · Figures for financial year 2025 (filed 25-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
25 days late
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Address strikeout annulledKBO administration
  3. Registered officeRegistered-office move

Financials · financial year 2025, micro format

2025 annual accounts filed late (25 days) Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00421829.

Turnover
≈ €97,000
Estimated: probably between €57,000 and €180,000
Total assets
€41,371
Net result
€3,450
Working capital
€6,182

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €40,557
Fixed assets €18,186
Current assets €22,371
Equity and liabilities €41,371
Equity €13,450
Debt €27,921
Debt finances 67.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€12,914
Cash flow
€11,409
Current ratio
1.38
Quick ratio
1.35
Debt to equity
2.08
ROE
25.7%
ROA
8.3%
Interest coverage
8.58
Debt ≤ 1 year
€16,190
Debt > 1 year
€4,360

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a higher bankruptcy probability: 2.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€41,371
Formation expenses20€814
Fixed assets21/28€18,186
Intangible fixed assets21€12,863
Tangible fixed assets22/27€5,323
Land and buildings22€4,317
Plant, machinery and equipment23€1,005
Current assets29/58€22,371
Stocks and contracts in progress3€515
Stocks30/36€515
Amounts receivable within one year40/41€10,146
Trade receivables40€6,092
Other amounts receivable41€4,054
Cash at bank and in hand54/58€11,711
Equity and liabilities
Total equity and liabilities10/49€41,371
Equity10/15€13,450
Contributions10/11€10,000
Profit (loss) carried forward14€3,450
Amounts payable17/49€27,921
Amounts payable after more than one year17€4,360
Financial debts170/4€4,360
Amounts payable within one year42/48€16,190
Current portion of amounts payable after more than one year42€4,164
Trade debts44€4,146
Suppliers440/4€4,146
Other amounts payable47/48€7,880
Accrued charges and deferred income492/3€7,371
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,959
Other operating charges640/8€1,492
Gross operating margin9900€14,406
Operating profit (loss)9901€4,955
Financial charges65/66B€1,504
Recurring financial charges65€1,504
Profit (loss) for the period before taxes9903€3,450
Profit (loss) for the period9904€3,450
Profit (loss) for the period to be appropriated9905€3,450
Appropriation of the result
Profit (loss) to be appropriated9906€3,450

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,959
Other operating charges640/8€1,492
Gross operating margin9900€14,406
Operating profit (loss)9901€4,955
Financial charges65/66B€1,504
Recurring financial charges65€1,504
Profit (loss) for the period before taxes9903€3,450
Profit (loss) for the period9904€3,450
Profit (loss) for the period to be appropriated9905€3,450
Line2025
Assets
Total assets20/58€41,371
Formation expenses20€814
Fixed assets21/28€18,186
Intangible fixed assets21€12,863
Tangible fixed assets22/27€5,323
Land and buildings22€4,317
Plant, machinery and equipment23€1,005
Current assets29/58€22,371
Stocks and contracts in progress3€515
Stocks30/36€515
Amounts receivable within one year40/41€10,146
Trade receivables40€6,092
Other amounts receivable41€4,054
Cash at bank and in hand54/58€11,711
Equity and liabilities
Total equity and liabilities10/49€41,371
Equity10/15€13,450
Contributions10/11€10,000
Profit (loss) carried forward14€3,450
Amounts payable17/49€27,921
Amounts payable after more than one year17€4,360
Financial debts170/4€4,360
Amounts payable within one year42/48€16,190
Current portion of amounts payable after more than one year42€4,164
Trade debts44€4,146
Suppliers440/4€4,146
Other amounts payable47/48€7,880
Accrued charges and deferred income492/3€7,371
Line2025
Profit (loss) for the period9904€3,450
+ Depreciation and write-downs630€7,959
Operating cash flow (approximation)€11,409

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 25-08-2026 2026-00421829

Similar companies · same sector, comparable size

Of the 21,694 active companies whose main activity is hairdressing and barber services (NACE 96210), figures are known for 2,991. 2,489 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
SIDI HABIBI Hanna
Director (not named in the articles) · since 27-06-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
SIDI HABIBI Hanna
  • Director (not named in the articles), from 27-06-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 27-06-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 27-06-2024 Incorporation · €10,000 · 200 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

Bouclé was incorporated on 25 June 2024 as a private limited company by one natural person, with a starting capital of €10,000.12 The registered office was moved to Gent in 2025.3 Since 2024, SIDI HABIBI Hanna has served as director of the company.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 27-06-2024
  3. 3Belgian Official Gazette, 20-11-2025

Acts, filings and financial milestones

2026
25-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 25 days late
2025
21-11
KBO administration Address strikeout annulled
20-11
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 24-10-2025
  • Registered-office move, Nieuwbrugkaai 13, 9000 Gent
29-09
KBO administration Address struck
Begijnhofdries 51 Begijnhofdries 51, 9000 Gent Gent · event 14-05-2025
2024
27-06
Gazette deed Incorporation
Appointment: SIDI HABIBI Hanna (director) · Founder · Founding capital10 facts ▸
  • Incorporation, “Bouclé” (deed in Dutch)
  • Founder, SIDI HABIBI Hanna
  • Founding capital, €10,000
  • Bank account, “bewijs van deponering overhandigd aan notaris, bijzondere rekening namens vennootschap in oprichting” (deed in Dutch)
  • Declaration, “bevestiging deponering overeenkomstig WVV”, EUR (deed in Dutch)
  • Capital
  • Registered office clause, “Gent, Begijnhofdries 51” (deed in Dutch)
  • Board rule, 1
  • Director appointment, SIDI HABIBI Hanna (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, verbintenissen, verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
SignalGazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded25-06-2024
Financial year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010747225
Also 9925:BE1010747225
Registered 03-07-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
exact location from the address register On OpenStreetMap
Ground area
820 m²
Building footprint
421 m²
Building volume
8,121 m³
Parcel 44802B1166/00E000, Flanders · tallest building 22.8 m. Linked by address, not a title deed.
1 establishment unit
Bouclé
Kortrijksestwg.103Kl.Z.Jozefien. 104, 9000 GentHairdressing and barber services
since 2024unit no. 2.361.500.830
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44802B1166/00E000
ProtectedTownscape or village viewHoutbriel, Gildestraat, Zilverenberg, Kalvermarkt en Tussen 't PasSource ↗
Flanders 820 m² 1 · 421 m² 22.8 m · 7
How the parcels are linked
Good to know
The parcel matches the address exactly.
1 of these parcels carries protected heritage: expect extra rules on renovation or sale.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Bouclé
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
One provision in the deed

deed of 27-06-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Artikel 12. - Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
Board ruleHow the board is made up, meets and takes decisions.
“1, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)

deed of 27-06-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed

deed of 27-06-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Monday of June at 11:00

deed of 27-06-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, beslissing algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 27-06-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Drie jaar, één of meerdere commissarissen” (deed in Dutch)
Other provision: “Eenparig en schriftelijk door aandeelhouders, binnen wettelijke grenzen” (deed in Dutch)
Other provision: “Aandeelhouders kunnen op afstand deelnemen door door vennootschap ter beschikking gesteld elektronisch communicatiemiddel, deelneming…” (deed in Dutch)
Other provision: “Iedere aandeelhouder kan langs elektronische weg op afstand stemmen vóór vergadering, uitoefening stemrecht langs elektronische weg vóór…” (deed in Dutch)
Other provision: “Aandeelhouders kunnen vanaf mededeling oproeping schriftelijk vragen stellen aan bestuurders en commissarissen die tijdens vergadering…” (deed in Dutch)
Other provision: “Zittingen-processen-verbaal, algemene vergadering of enige aandeelhouder” (deed in Dutch)
Other provision: “Bestuursorgaan, gewone of buitengewone algemene vergadering” (deed in Dutch)
Other provision: “Tijdelijke bepalingen-uitwerking, eenparig” (deed in Dutch)
5 more provisions in the deed, see the deed of 27-06-2024

deed of 27-06-2024