Result
-€102,105 ▼ 1,087%
The result fell in 2025 from -€8,599 to -€102,105.
BOUCHERIE SENECHAL
Lifetime
7 annual accounts with figures on one time axispeak €425,049 (2019)
-€5,773▼ €196,384
lowest -€102,105 (2025)
-€102,105▼ €93,507
peak €142,325 (2023)
€127,479▼ 4.7%
€167,209▼ 50.0%
peak 9.4 FTE (2019)
0.1 FTE▼ 96.0%
Board2 names since 2021
2 directorsSENECHAL Michel and 1 other
Documentsfilings and deeds
17-08-202617 days late
2025abbreviated format
Gross margin from €190,611 to -€5,773Loss of €102,105Staff from 2.5 FTE to 0.1 FTERegistered office moved from Tournai to Mont-Saint-Aubert 10-11Debts from €334,665 to €167,209Cash from €26,683 to €292,108
Key points
from the 2025 annual accountsStaff
0.1 FTE from 9.4 in 2019
Between 2019 and 2025, 99% of the full-time equivalents disappeared.
Liquidity
1.76 was 0.16 in 2024
Short-term debts fell from €332,665 to €167,209.
2025 accounts filed 17 days after the deadline
Checked score
53
Fair
Financially stronger than 36% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.4%
01-2025: 4.5%▲ +0.1 percentage points vs 12-2024
02-2025: 4.6%▲ +0.1 percentage points vs 01-2025
03-2025: 4.1%▼ -0.5 percentage points vs 02-2025
04-2025: 4.3%▲ +0.2 percentage points vs 03-2025
05-2025: 4.3%● unchanged vs 04-2025
06-2025: 4.5%▲ +0.2 percentage points vs 05-2025
07-2025: 4.8%▲ +0.3 percentage points vs 06-2025
08-2025: 4.0%▼ -0.8 percentage points vs 07-2025
09-2025: 4.0%● unchanged vs 08-2025
10-2025: 4.0%● unchanged vs 09-2025
11-2025: 4.1%▲ +0.1 percentage points vs 10-2025
12-2025: 6.2%▲ +2.1 percentage points vs 11-2025
01-2026: 6.3%▲ +0.1 percentage points vs 12-2025
02-2026: 6.3%● unchanged vs 01-2026
03-2026: 6.4%▲ +0.1 percentage points vs 02-2026
04-2026: 7.1%▲ +0.7 percentage points vs 03-2026
05-2026: 8.4%▲ +1.3 percentage points vs 04-2026
06-2026: 9.2%▲ +0.8 percentage points vs 05-2026
07-2026: 9.5%▲ +0.3 percentage points vs 06-2026
08-2026: 12.8%▲ +3.3 percentage points vs 07-2026highest value
09-2026: 2.0%▼ -10.8 percentage points vs 08-2026lowest value
10-2026: 2.0%● unchanged vs 09-2026
11-2026: 2.0%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Loss of €102,105, the second in a row (financial year 2025)
lowers risk
Size: 0.1 FTE, total assets €294,688
Liquidity: current ratio 1.76, cash €292,108
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 40% of them on solvency, 66% on liquidity, 4% on profitability and 31% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as BOUCHERIE SENECHAL has now. Each dot stands for 9 companies, two years later.
87.4%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BOUCHERIE SENECHAL itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for BOUCHERIE SENECHAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 1.76 (0.16 in 2024), above the usual 1.5. Short-term debt is 56.7% and cash 99.1% of total assets. However, 56.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€102,105
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
17 days late
2024
2 days early
2023
24 days late
2022
on the day
2021
28 days early
2020
28 days late
2019
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 4 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Tournai to Mont-Saint-Aubert
New registered office: Grand Rejet, 22 7542 MONT-SAINT-AUBERT · Previous registered office: Chaussée d'Audenarde, 200 7500 TOURNAI · General meeting of 25-09-2025 · Gazette deed
Change of role: CUIGNET Thérèse Ghislaine, from manager to director
Director discharge: CUIGNET Thérèse Ghislaine · General meeting of 13-11-2023 · Gazette deed
Appointment: SENECHAL Michel (director)
General meeting of 06-05-2022 · Gazette deed
Resignation: SENECHAL Michel (director)
General meeting of 25-10-2021 · Gazette deed
Official details
Source: KBO- Status
- Active since 21-12-2018Normal situation
- Activity
- “Constituer des sûretés,tant personnelles que réelles,en faveur de toutes personnes physiques ou morales,y compris…” (deed in French)From the articles, 4 activitiesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on BOUCHERIE SENECHAL
BOUCHERIE SENECHAL files the abbreviated format. That format states no turnover. The gross margin fell from €425,049 in 2019 to -€5,773 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BOUCHERIE SENECHAL
- What is the company number of BOUCHERIE SENECHAL?
- The company number of BOUCHERIE SENECHAL is 0716.751.905. The VAT number is the same number with BE in front: BE 0716.751.905.
- Where is BOUCHERIE SENECHAL based?
- The registered office is at Grand Rejet 22, 7542 Tournai.Company details
- What is the legal form of BOUCHERIE SENECHAL?
- BOUCHERIE SENECHAL is a private limited company (BV).
- When was BOUCHERIE SENECHAL founded?
- BOUCHERIE SENECHAL was founded on 21-12-2018.
- Is BOUCHERIE SENECHAL still active?
- Yes, BOUCHERIE SENECHAL is an active enterprise in the KBO register.
- How many employees does BOUCHERIE SENECHAL have?
- BOUCHERIE SENECHAL had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BOUCHERIE SENECHAL?
- The annual accounts for financial year 2025 state no turnover.
- Is BOUCHERIE SENECHAL profitable?
- In financial year 2025, BOUCHERIE SENECHAL made a loss of €102,105.
- Where can I find the annual accounts of BOUCHERIE SENECHAL?
- BOUCHERIE SENECHAL filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BOUCHERIE SENECHAL due?
- BOUCHERIE SENECHAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.