Debts
€20,926 72% of the balance sheet
Suppliers 12%Taxes and wages 45%Other 43%
Bot & Co
Overview
Lifetime
1 annual account with figurespeak €98,349 (2025)
€98,349
peak €17,137 (2025)
€17,137
peak €8,137 (2025)
€8,137
€20,926
Board1 name since 2024
1 directorBOT Alexandru Beniamin
Documentsfilings and deeds
31-08-202631 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 100 shares
2025 accounts filed 31 days after the deadline
Checked score
49
Fair
Financially stronger than 50% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.9%lowest value
08-2025: 1.9%● unchanged vs 07-2025
09-2025: 2.0%▲ +0.1 percentage points vs 08-2025
10-2025: 2.4%▲ +0.4 percentage points vs 09-2025
11-2025: 2.4%● unchanged vs 10-2025
12-2025: 2.7%▲ +0.3 percentage points vs 11-2025
01-2026: 3.0%▲ +0.3 percentage points vs 12-2025
02-2026: 3.0%● unchanged vs 01-2026
03-2026: 2.9%▼ -0.1 percentage points vs 02-2026
04-2026: 2.9%● unchanged vs 03-2026
05-2026: 3.1%▲ +0.2 percentage points vs 04-2026
06-2026: 3.3%▲ +0.2 percentage points vs 05-2026
07-2026: 3.3%● unchanged vs 06-2026
08-2026: 3.3%● unchanged vs 07-2026
09-2026: 4.1%▲ +0.8 percentage points vs 08-2026highest value
10-2026: 4.1%● unchanged vs 09-2026highest value
11-2026: 4.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Liquidity: current ratio 0.95, cash €51
Size: turnover €98,349, total assets €29,063
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 44% of them on solvency, 12% on liquidity and 96% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as Bot & Co has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Bot & Co itself: 4.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Bot & Co. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.95, below 1. Short-term debt is 72% and cash 0.2% of total assets. 72% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010306864
First establishment
Nieuwstraat 123, Brussels
Incorporation
Founding capital of €2,000, 100 shares · Founder: BOT Alexandru Beniamin (comparant) · Appointment: BOT Alexandru Beniamin (director) · published on 14-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as Bot & Co: retail sale of footwear (NACE 47721). They are comparable in size and age: total assets between €15,000 and €58,100, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 12-06-2024Normal situation
- Activity
- Retail sale of footwearNACE 47721
- Establishment unit
- 2.360.808.2691000 Brussels, since 01-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Annual accounts 2025
- €98,349
- €17,137
- €8,137
- €29,063
- ≈ 0.7 FTEestimated
- Filing
- Filed on 31-08-2026
Insights on Bot & Co
The computed 12-month bankruptcy probability of Bot & Co is 4.1% (elevated). The 2025 annual accounts show equity of €8,137 and a net result of €17,137.
Its solvency ranks better than 45% of 22,909 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€98,349
€19,246
-
-
28.0%
0.95
Money flows
of every €100 of turnover, €17.43 remains as profit in 2025Balance sheet
balance sheet total €29,063 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
28.0%
Higher than 45% of 22,909 companies in 2025.
0.95
Higher than 29% of 22,039 companies in 2025.
59.0%
Higher than 95% of 22,189 companies in 2025.
Bot & Co
Middle half of the sector
80% of the sector
Micro accounts in retail trade (NACE 47)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
29,063 | |
21/28 |
9,271 | |
28 |
9,271 | |
29/58 |
19,792 | |
40/41 |
19,741 | |
40 |
1,847 | |
41 |
17,894 | |
54/58 |
51 | |
| Balance sheet: equity and liabilities | ||
10/49 |
29,063 | |
10/15 |
8,137 | |
14 |
8,137 | |
17/49 |
20,926 | |
42/48 |
20,926 | |
44 |
2,478 | |
440/4 |
2,478 | |
45 |
9,448 | |
450/3 |
4,973 | |
454/9 |
4,475 | |
47/48 |
9,000 | |
| Income statement | ||
70 |
98,349 | |
9900 |
49,363 | |
60/61 |
48,985 | |
62 |
30,118 | |
9901 |
19,246 | |
65/66B |
74 | |
65 |
74 | |
9903 |
19,172 | |
67/77 |
2,034 | |
9904 |
17,137 | |
9905 |
17,137 | |
| Appropriation of the result | ||
9906 |
17,137 | |
694/7 |
9,000 | |
695 |
9,000 | |
| Document | ||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00467098.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00467098 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 9,271 | ||
| -1,134 | ||
| 19.6% | ||
| 28.0% | ||
| 0.95 | ||
| 2.57 | ||
| 210.6% | ||
| 59.0% | ||
| 7 days | ||
| 18 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Financial fixed assets | €9,271 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Bot & Co
Debt's share of the balance-sheet total is 72.0%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 14-06-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 14-06-2024
Mandates through the years
1 name, the dashed line is todayBOT Alexandru Beniamin
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BOT Alexandru Beniamin
- Director (not named in the articles), appointed by deed of 14-06-2024, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €81.37 in 2025
- Source
- deed of 14-06-2024
Articles of association
deed of 14-06-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
Shareholders
At incorporation
deed of 14-06-2024 ↗
- BOT Alexandru Beniamin 100 shares (100%) · €2,000 in cash
Network & group
No group
Bot & Co has no parent and no holdings in its annual accounts. BOT Alexandru Beniamin is the only director. Bot & Co shares no director with another company.
At the same address
Paviljoenstraat 52, 1030 Schaerbeek · 1 other company| Art Life
registered office since 24-10-2025 |
founded in 2025 1029.629.264 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010306864
2024
First establishment Nieuwstraat 123, Brussels
IncorporationFounding capital of €2,000, 100 shares · Founder: BOT Alexandru Beniamin (comparant) · Appointment: BOT Alexandru Beniamin (director) · published on 14-06-20245 points ▸
- Founder, BOT Alexandru Beniamin (comparant)
- Founding capital, €2,000, 100 shares
- 100 shares
- Board rule, 1
- Director appointment, BOT Alexandru Beniamin (director (not named in the articles))
- The deed holds 3 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1010.306.864
- VAT number
- BE 1010.306.864
- Peppol ID
- 0208:1010306864
- Other Peppol ID
- 9925:BE1010306864
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 12-06-2024
- Financial year
- ends on 31 December
- Peppol
- Reachable since 16-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Bot & Co in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 14-06-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 14-06-2024 (in French)
Activities
NACEBEL 2025VAT activities
47721
Retail sale of footwear main activity
Social security (RSZ) activities
47721
Retail sale of footwear main activity
Codes under NACEBEL 2008
VAT activities
47721
Retail trade main activity
Social security (RSZ) activities
47721
Retail trade main activity
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Paviljoenstraat 52 registered office 1030 Schaerbeek | ||
| Nieuwstraat 123 1000 Brussels | 01-07-2024 | 2.360.808.269 |
Buildings and parcels at the addresses
- Ground area
- 1.6 ha
- Buildings
- 1.6 ha
- Volume, LiDAR
- 386,322 m³
- Tallest building
- 63.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21802B1669/00A000 | 1.6 ha | 1 · 1.6 ha | 63.3 m · 7 |
| 21910E0094/00A012 | 153 m² | 1 · 78 m² | 17.5 m · 5 |