BOSSIROY
ActiveBOSSIROY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €700k and a net result of €107k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 5495 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
41 d late
2024
27 d late
2023
23 d late
2022
31 d late
2021
29 d late
2020
16 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€700k▲ 18.0%
2024 · €594k
2018: €437k
2019: €482k
2020: €513k
2021: €566k
2022: €615k
2023: €690k
2024: €594k
2018 → 2025
Net result
€107k▲ 36.7%
2024 · €78k
2018: €21k
2019: €44k
2020: €31k
2021: €53k
2022: €49k
2023: €75k
2024: €78k
2018 → 2025
Total assets
€830k▲ 15.1%
2024 · €721k
2018: €620k
2019: €671k
2020: €654k
2021: €698k
2022: €730k
2023: €700k
2024: €721k
2018 → 2025
Solvency
84.4%▲ 2.0pp
2024 · 82.4%
2018: 70.6%
2019: 71.8%
2020: 78.4%
2021: 81.1%
2022: 84.2%
2023: 98.6%
2024: 82.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€566k-€615k▲ 8.6%€690k▲ 12.2%€594k▼ 14.0%€700k▲ 18.0%
Operating result€78k-€72k▼ 8.7%€110k▲ 53.4%€116k▲ 5.9%€119k▲ 2.0%
Net result€53k-€49k▼ 8.9%€75k▲ 54.7%€78k▲ 3.7%€107k▲ 36.7%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 2% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €830k
Fixed assets
€527k▼ 0.2%
Current assets
€303k▲ 57.3%
Equity and liabilities €830k
Equity
€700k▲ 18.0%
Debt
€130k▲ 1.9%
The debt ratio falls from 17.6% to 15.6%: equity grows faster than debt.
Key figures and ratios
Solvency
84.4%▲
2024 · 82.4%
ROE
15.2%▲
2024 · 13.1%
ROA
12.9%▲
2024 · 10.8%
Debt
€130k▲
2024 · €127k
Debt ≤ 1 year
€129k▲
2024 · €127k
Income taxes
€33k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€721k€830k▲
Fixed assets21/28€528k€527k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€525k€525k=
Current assets29/58€192k€303k▲
Amounts receivable within one year40/41€170k€264k▲
Trade receivables40€2k€1k▼
Other amounts receivable41€168k€263k▲
Cash at bank and in hand54/58€20k€36k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€721k€830k▲
Equity10/15€594k€700k▲
Contributions10/11€19k€19k=
Reserves13€575k€682k▲
Distributable reserves133€575k€682k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€127k€130k▲
Amounts payable within one year42/48€127k€129k▲
Financial debts43€6k€7k▲
Credit institutions430/8€6k€7k▲
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€13k€23k▲
Taxes450/3€13k€23k▲
Other amounts payable47/48€107k€99k▼
Accrued charges and deferred income492/3€125€129▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€457€472▲
Gross operating margin9900€118k€120k▲
Operating profit (loss)9901€116k€119k▲
Financial income75/76B€0€29k▲
Recurring financial income75€0€29k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€108k€140k▲
Income taxes67/77€30k€33k▲
Profit (loss) for the period9904€78k€107k▲
Profit (loss) for the period to be appropriated9905€78k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€107k▲
Transfer from equity791/2€175k€0▼
Transfer to equity691/2€78k€107k▲
To other reserves6921€78k€107k▲
Profit to be distributed694/7€175k€0▼
Return on contributions (dividend)694€175k€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 41 days late
2025
31-12
Financial
Highest result since 2018net €107k ▲36.7%
Operating result €119k, net result €107k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
31-12
Financial
Liquidity times 11current ratio 18.43
Current ratio from 1.73 to 18.43; short-term debt falls from €116k to €9k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 16 days late
2020
31-12
Financial
Equity above €500kEq €513k ▲6.5%
3 profitable years in a row build equity to €513k.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 49 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 5 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dapperenlaan 91200 Sint-Lambrechts-WoluweGround area
681 m²
Building footprint
250 m²
Volume, LiDAR
5,047 m³
Parcel 21672C0269/00N000, Brussels · tallest building 22.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20052.147.981.064
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21672C0269/00N000 | Brussels | 681 m² | 1 · 250 m² | 22.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SASKIA MORTIER
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Verise
BE 0500.998.664
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,285 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2005
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011702080