BOSSEREZ
ActiveBOSSEREZ has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €24k. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 79% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 0.29 in 2024; short-term debt: 13.2% and cash: 2.1% of total assets), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
15.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
31 d late
2022
11 d early
2021
26 d early
2020
3 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€132k▲ 22.0%
2024 · €108k
2018: €26k
2019: €33k
2020: €46k
2021: €57k
2022: €83k
2023: €99k
2024: €108k
2018 → 2025
Total assets
€152k▲ 17.8%
2024 · €129k
2018: €146k
2019: €134k
2020: €131k
2021: €132k
2022: €138k
2023: €127k
2024: €129k
2018 → 2025
Net result
€24k▼ 10.0%
2024 · €26k
2018: €20k
2019: €7k
2020: €13k
2021: €10k
2022: €26k
2023: €16k
2024: €26k
2018 → 2025
Working capital
€10k
2024 · €-15k
2018: €-4k
2019: €-14k
2020: €-17k
2021: €-23k
2022: €-196
2023: €-20k
2024: €-15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€83k▲ 45.5%€99k▲ 19.4%€108k▲ 9.5%€132k▲ 22.0%
Operating result€21k-€38k▲ 84.0%€27k▼ 29.2%€39k▲ 42.0%€42k▲ 8.3%
Net result€10k-€26k▲ 150%€16k▼ 38.1%€26k▲ 64.9%€24k▼ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€122k▼ 0.7%
Current assets
€30k▲ 389%
Equity and liabilities €152k
Equity
€132k▲ 22.0%
Debt
€20k▼ 3.9%
The debt ratio falls from 16.2% to 13.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2024 · €40k
Cash flow
€25k▼
2024 · €28k
Solvency
86.8%▲
2024 · 83.8%
Current ratio
1.49▲
2024 · 0.29
Quick ratio
1.49▲
2024 · 0.29
Debt / equity
0.15▼
2024 · 0.19
ROE
18.0%▼
2024 · 24.4%
ROA
15.6%▼
2024 · 20.5%
Interest coverage
34.36▼
2024 · 39.14
Debt
€20k▼
2024 · €21k
Debt ≤ 1 year
€20k▼
2024 · €21k
Income taxes
€17k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€129k€152k▲
Fixed assets21/28€123k€122k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€350€0▼
Financial fixed assets28€120k€120k=
Current assets29/58€6k€30k▲
Amounts receivable within one year40/41€1k€272▼
Trade receivables40€600€0▼
Other amounts receivable41€724€272▼
Current investments50/53€2k€8k▲
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€261€19k▲
Equity and liabilities
Total equity and liabilities10/49€129k€152k▲
Equity10/15€108k€132k▲
Contributions10/11€6k€6k=
Reserves13€99k€123k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€875€875=
Distributable reserves133€96k€120k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€21k€20k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€21k€20k▼
Current portion of amounts payable after more than one year42€4k€2k▼
Financial debts43€3€103▲
Credit institutions430/8€3€103▲
Trade debts44€483€214▼
Suppliers440/4€483€214▼
Taxes, remuneration and social security45€5k€16k▲
Taxes450/3€5k€15k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€11k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€879▼
Other operating charges640/8€1k€927▼
Gross operating margin9900€41k€44k▲
Operating profit (loss)9901€39k€42k▲
Financial income75/76B€20€10▼
Recurring financial income75€20€10▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€38k€40k▲
Income taxes67/77€11k€17k▲
Profit (loss) for the period9904€26k€24k▼
Profit (loss) for the period to be appropriated9905€26k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€26k▼
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€17k€0▼
Transfer to equity691/2€26k€24k▼
To other reserves6921€26k€24k▼
Profit to be distributed694/7€17k€0▼
Return on contributions (dividend)694€17k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Liquidity times 5current ratio 1.49
Current ratio from 0.29 to 1.49; short-term debt falls from €21k to €20k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €26k ▲64.9%
Net result €26k, the highest in the series.
31-12
Financial
Equity above €100kEq €108k ▲9.5%
7 profitable years in a row build equity to €108k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €7k ▼64.5%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
V. Vergauwenstraat 422870 Puurs-Sint-AmandsGround area
1,384 m²
Building footprint
139 m²
Volume, LiDAR
732 m³
Parcel 12030B0007/00K000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kine Bosserez
since 20172.269.240.665
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030B0007/00K000 | Flanders | 1,384 m² | 1 · 139 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 197 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 197 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,690 companies in sector 86951 we hold annual accounts for 2,142. 1,766 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2017
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
74201Photography, excluding press photography
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:bosserezglenn@hotmail.com