Bosschaert Olivia
ActiveBosschaert Olivia has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €289k and a net result of €16k. Equity is growing by ~29.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-19
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 31.39 against 8.55 in 2024; short-term debt: 2.9% and cash: 75.5% of total assets), and 2.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.1%
Return on assets
5.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
17 d early
2023
49 d early
2022
2 d early
2021
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€289k▲ 5.7%
2024 · €273k
2021: €93k
2022: €163k
2023: €209k
2024: €273k
2021 → 2025
Total assets
€297k▼ 2.0%
2024 · €303k
2021: €123k
2022: €199k
2023: €238k
2024: €303k
2021 → 2025
Net result
€16k▼ 74.6%
2024 · €65k
2021: €88k
2022: €71k
2023: €47k
2024: €65k
2021 → 2025
Working capital
€258k▲ 12.4%
2024 · €229k
2021: €94k
2022: €158k
2023: €153k
2024: €229k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€163k▲ 75.3%€209k▲ 28.1%€273k▲ 30.4%€289k▲ 5.7%
Operating result€111k-€90k▼ 18.7%€59k▼ 34.4%€89k▲ 50.6%€22k▼ 75.5%
Net result€88k-€71k▼ 19.5%€47k▼ 34.2%€65k▲ 38.8%€16k▼ 74.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297k
Fixed assets
€31k▼ 29.0%
Current assets
€266k▲ 2.5%
Equity and liabilities €297k
Equity
€289k▲ 5.7%
Debt
€8k▼ 72.1%
The debt ratio falls from 10.0% to 2.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €102k
Cash flow
€29k▼
2024 · €78k
Solvency
97.1%▲
2024 · 90.0%
Current ratio
31.39▲
2024 · 8.55
Quick ratio
29.79▲
2024 · 8.24
Debt / equity
0.03▼
2024 · 0.11
ROE
5.7%▼
2024 · 23.8%
ROA
5.5%▼
2024 · 21.4%
Interest coverage
274.39▼
2024 · 810.92
Debt
€8k▼
2024 · €30k
Debt ≤ 1 year
€8k▼
2024 · €30k
Income taxes
€7k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€303k€297k▼
Fixed assets21/28€44k€31k▼
Tangible fixed assets22/27€44k€31k▼
Furniture and vehicles24€44k€31k▼
Current assets29/58€260k€266k▲
Stocks and contracts in progress3€10k€14k▲
Stocks30/36€10k€14k▲
Amounts receivable within one year40/41€77k€27k▼
Trade receivables40€77k€13k▼
Other amounts receivable41-€14k
Current investments50/53€100k-
Cash at bank and in hand54/58€71k€224k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€303k€297k▼
Equity10/15€273k€289k▲
Contributions10/11€5k€5k=
Reserves13€268k€284k▲
Distributable reserves133€268k€284k▲
Amounts payable17/49€30k€8k▼
Amounts payable within one year42/48€30k€8k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€26k€5k▼
Taxes450/3€26k€5k▼
Other amounts payable47/48€3k€833▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€1k€801▼
Gross operating margin9900€103k€35k▼
Operating profit (loss)9901€89k€22k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€125€126▲
Recurring financial charges65€125€126▲
Profit (loss) for the period before taxes9903€91k€24k▼
Income taxes67/77€26k€7k▼
Profit (loss) for the period9904€65k€16k▼
Profit (loss) for the period to be appropriated9905€65k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€269k€16k▼
Profit (loss) brought forward from the previous period14P€204k-
Transfer to equity691/2€268k€16k▼
To other reserves6921€268k€16k▼
Profit to be distributed694/7€1k€833▼
Return on contributions (dividend)694€833€833=
Directors or managers695€500-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €16k ▼74.6%
Net result drops to €16k, the lowest in the series.
30-09
Financial
Liquidity quadruplescurrent ratio 31.39
Current ratio from 8.55 to 31.39; short-term debt falls from €30k to €8k.
13-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €200kEq €209k ▲28.1%
3 profitable years in a row build equity to €209k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €150kEq €163k ▲75.3%
2 profitable years in a row build equity to €163k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anna Bijnslaan(Kor) 208500 KortrijkGround area
3,510 m²
Building footprint
249 m²
Volume, LiDAR
1,532 m³
Parcel 34354C0900/00A003, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bosschaert Olivia
since 20192.298.138.054
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0900/00A003 | Flanders | 3,510 m² | 1 · 249 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 6,800 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2019
Fiscal year end30-09
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.