BOSNILAV
ActiveSummary
BOSNILAV has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€45,113) and a net result of €2,523. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 9% of 4711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-16
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.18 in 2024; short-term debt: 317.4% and cash: 5.4% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-217.4%
Return on assets
12.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 4711 sector peers (2025).
NBB · sector comparisonPosition among 4711 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
45 d early
2023
55 d early
2022
70 d early
2021
73 d early
2020
54 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€45,113▲ 5.3%
2024 · -€47,636
Total assets
€20,747▲ 57.3%
2024 · €13,189
Net result
€2,523▼ 47.8%
2024 · €4,837
Working capital
-€51,580▼ 3.3%
2024 · -€49,910
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€771€2,710▲ 251%-€7,219€5,064€2,732▼ 46.1%
Net result€643within the sector's middle half€2,522within the sector's middle half▲ 292%-€7,416below the sector's middle half€4,837within the sector's middle half€2,523within the sector's middle half▼ 47.8%
Equity-€47,579below the sector's middle half▲ 1.3%-€45,057below the sector's middle half▲ 5.3%-€52,473below the sector's middle half▼ 16.5%-€47,636below the sector's middle half▲ 9.2%-€45,113below the sector's middle half▲ 5.3%
Total assets€12,834below the sector's middle half▼ 23.3%€13,698below the sector's middle half▲ 6.7%€13,913below the sector's middle half▲ 1.6%€13,189below the sector's middle half▼ 5.2%€20,747below the sector's middle half▲ 57.3%
Debt€60,413▼ 7.0%€58,755▼ 2.7%€66,386▲ 13.0%€60,825▼ 8.4%€65,860▲ 8.3%
Working capital-€59,285below the sector's middle half▲ 7.6%-€53,619below the sector's middle half▲ 9.6%-€57,891below the sector's middle half▼ 8.0%-€49,910below the sector's middle half▲ 13.8%-€51,580below the sector's middle half▼ 3.3%
Solvency-370.7%below the sector's middle half▼ 82.6pp-328.9%below the sector's middle half▲ 41.8pp-377.2%below the sector's middle half▼ 48.2pp-361.2%below the sector's middle half▲ 16.0pp-217.4%below the sector's middle half▲ 143.7pp
Current ratio0.02below the sector's middle half▲ 0.010.09below the sector's middle half▲ 0.070.13below the sector's middle half▲ 0.040.18below the sector's middle half▲ 0.050.22below the sector's middle half▲ 0.04
Return on assets (ROA)5.0%within the sector's middle half▲ 53.0pp18.4%above the sector's middle half▲ 13.4pp-53.3%below the sector's middle half▼ 71.7pp36.7%above the sector's middle half▲ 90.0pp12.2%within the sector's middle half▼ 24.5pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20,747
Fixed assets
€6,467 ▲ 184%
Current assets
€14,280 ▲ 30.8%
Key figures and ratios
EBITDA
€4,389▼
2024 · €8,208
Cash flow
€4,180▼
2024 · €7,981
Debt to equity
-1.46▼
2024 · -1.28
Interest coverage
21.00▼
2024 · 36.16
Debt ≤ 1 year
€65,860▲
2024 · €60,825
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,640 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
4.9%
stopped otherwise
92%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,251 | €3,144 | €3,144 | €3,144 | €1,657 | ▼ 47.3% |
| Other operating charges640/8 | €833 | €348 | €442 | €629 | €630 | ▲ 0.2% |
| Gross operating margin9900 | €5,855 | €6,202 | -€3,633 | €8,837 | €5,019 | ▼ 43.2% |
| Operating profit (loss)9901 | €771 | €2,710 | -€7,219 | €5,064 | €2,732 | ▼ 46.1% |
| Financial income75/76B | €1 | - | - | - | - | - |
| Recurring financial income75 | €1 | - | - | - | - | - |
| Financial charges65/66B | €129 | €188 | €197 | €227 | €209 | ▼ 7.9% |
| Recurring financial charges65 | €129 | €188 | €197 | €227 | €209 | ▼ 7.9% |
| Profit (loss) for the period before taxes9903 | €643 | €2,522 | -€7,416 | €4,837 | €2,523 | ▼ 47.8% |
| Profit (loss) for the period9904 | €643 | €2,522 | -€7,416 | €4,837 | €2,523 | ▼ 47.8% |
| Profit (loss) for the period to be appropriated9905 | €643 | €2,522 | -€7,416 | €4,837 | €2,523 | ▼ 47.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €12,834 | €13,698 | €13,913 | €13,189 | €20,747 | ▲ 57.3% |
| Fixed assets21/28 | €11,706 | €8,562 | €5,418 | €2,274 | €6,467 | ▲ 184% |
| Tangible fixed assets22/27 | €11,706 | €8,562 | €5,418 | €2,274 | €6,467 | ▲ 184% |
| Plant, machinery and equipment23 | €6,006 | €4,762 | €3,518 | €2,274 | €1,030 | ▼ 54.7% |
| Leasing and similar rights25 | €5,700 | €3,800 | €1,900 | - | €5,437 | - |
| Current assets29/58 | €1,128 | €5,136 | €8,495 | €10,915 | €14,280 | ▲ 30.8% |
| Amounts receivable within one year40/41 | - | €3,831 | €7,539 | €9,753 | €11,673 | ▲ 19.7% |
| Other amounts receivable41 | - | €3,831 | €7,539 | €9,753 | €11,673 | ▲ 19.7% |
| Cash at bank and in hand54/58 | €1,128 | €1,305 | €956 | €1,162 | €1,113 | ▼ 4.2% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,494 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €12,834 | €13,698 | €13,913 | €13,189 | €20,747 | ▲ 57.3% |
| Equity10/15 | -€47,579 | -€45,057 | -€52,473 | -€47,636 | -€45,113 | ▲ 5.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€53,779 | -€51,257 | -€58,673 | -€53,836 | -€51,313 | ▲ 4.7% |
| Amounts payable17/49 | €60,413 | €58,755 | €66,386 | €60,825 | €65,860 | ▲ 8.3% |
| Amounts payable within one year42/48 | €60,413 | €58,755 | €66,386 | €60,825 | €65,860 | ▲ 8.3% |
| Trade debts44 | €189 | €300 | - | - | €718 | - |
| Suppliers440/4 | €189 | €300 | - | - | €718 | - |
| Taxes, remuneration and social security45 | €347 | €178 | - | €517 | - | - |
| Taxes450/3 | €347 | €178 | - | €517 | - | - |
| Other amounts payable47/48 | €59,877 | €58,277 | €66,386 | €60,308 | €65,142 | ▲ 8.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €643 | €2,522 | -€7,416 | €4,837 | €2,523 | ▼ 47.8% |
| + Depreciation and write-downs630 | €4,251 | €3,144 | €3,144 | €3,144 | €1,657 | ▼ 47.3% |
| Operating cash flow (approximation) | €4,894 | €5,666 | -€4,272 | €7,981 | €4,180 | ▼ 47.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€5,850 | - |
| Change in cash | - | €177 | -€349 | €206 | -€49 | ▼ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4,837
Net result €4,837 after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €643
Net result €643 after 3 loss-making years.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2010
Ground area
1,490 m²
Building footprint
1,125 m²
Volume, LiDAR
9,012 m³
Parcel 21562A0235/00X004, Brussels · tallest building 18.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bosniëstraat 64-66, 1060 Sint-Gillis (bij-Brussel)
since 20102.302.551.059
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0235/00X004 | Brussels | 1,490 m² | 1 · 1,125 m² | 18.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 998 companies in sector 96102 we hold annual accounts for 458. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
96102Launderettes and laundries for private customers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0829224591
Registered
28-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.