Bosmans Consulting
ActiveBosmans Consulting has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €72k and a net result of €52k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
99
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 12.01 against 3.52 in 2023; short-term debt: 7.5% and cash: 84% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
39 d early
2022
4 d early
2021
27 d early
2020
33 d early
2019
11 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€72k▲ 40.7%
2023 · €51k
2018: €48k
2019: €34k
2020: €63k
2021: €38k
2022: €53k
2023: €51k
2018 → 2024
Total assets
€78k▲ 14.4%
2023 · €68k
2018: €50k
2019: €37k
2020: €76k
2021: €56k
2022: €68k
2023: €68k
2018 → 2024
Net result
€52k▲ 67.8%
2023 · €31k
2018: €4k
2019: €-14k
2020: €42k
2021: €18k
2022: €32k
2023: €31k
2018 → 2024
Working capital
€64k▲ 51.3%
2023 · €43k
2018: €47k
2019: €33k
2020: €63k
2021: €38k
2022: €52k
2023: €43k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€63k-€38k▼ 38.6%€53k▲ 37.5%€51k▼ 3.1%€72k▲ 40.7%
Operating result€54k-€24k▼ 55.8%€42k▲ 76.3%€41k▼ 2.9%€67k▲ 63.8%
Net result€42k-€18k▼ 57.4%€32k▲ 80.1%€31k▼ 5.1%€52k▲ 67.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 64% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €78k
Fixed assets
€8k▼ 11.8%
Current assets
€70k▲ 18.2%
Equity and liabilities €78k
Equity
€72k▲ 40.7%
Debt
€6k▼ 65.4%
The debt ratio falls from 24.8% to 7.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68k▲
2023 · €41k
Cash flow
€53k▲
2023 · €31k
Solvency
92.5%▲
2023 · 75.2%
Current ratio
12.01▲
2023 · 3.52
Quick ratio
12.01▲
2023 · 3.52
Debt / equity
0.08▼
2023 · 0.33
ROE
71.6%▲
2023 · 60.0%
ROA
66.2%▲
2023 · 45.1%
Interest coverage
35.33▲
2023 · 20.79
Debt
€6k▼
2023 · €17k
Debt ≤ 1 year
€6k▼
2023 · €17k
Income taxes
€13k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€68k€78k▲
Fixed assets21/28€9k€8k▼
Tangible fixed assets22/27€9k€8k▼
Furniture and vehicles24€891€665▼
Other tangible fixed assets26€8k€7k▼
Current assets29/58€59k€70k▲
Amounts receivable within one year40/41€1k€964▼
Trade receivables40€677€130▼
Other amounts receivable41€672€834▲
Cash at bank and in hand54/58€57k€65k▲
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€68k€78k▲
Equity10/15€51k€72k▲
Contributions10/11€19k€19k=
Reserves13€33k€53k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€31k€52k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€17k€6k▼
Amounts payable within one year42/48€17k€6k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€7k€0▼
Taxes450/3€7k€0▼
Other amounts payable47/48€5k€3k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€376€1k▲
Other operating charges640/8€3k€505▼
Gross operating margin9900€44k€68k▲
Operating profit (loss)9901€41k€67k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€39k€65k▲
Income taxes67/77€8k€13k▲
Profit (loss) for the period9904€31k€52k▲
Profit (loss) for the period to be appropriated9905€31k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€52k▲
Transfer from equity791/2€32k€31k▼
Transfer to equity691/2€31k€52k▲
To other reserves6921€31k€52k▲
Profit to be distributed694/7€32k€31k▼
Return on contributions (dividend)694€32k€31k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €52k ▲67.8%
Operating result €67k, net result €52k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 12.01
Current ratio from 3.52 to 12.01; short-term debt falls from €17k to €6k.
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-14k ▼486%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vekenakker 262322 HoogstratenGround area
459 m²
Building footprint
158 m²
Volume, LiDAR
715 m³
Parcel 13024B0303/00Y000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bosmans Consulting
since 20152.243.402.736
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13024B0303/00Y000 | Flanders | 459 m² | 1 · 158 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 1,007 EUR awarded · 1,007 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 479 EUR | 479 EUR |
| 2023 | 1 | 264 EUR | 264 EUR |
| 2022 | 1 | 264 EUR | 264 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,524 companies in sector 86931 we hold annual accounts for 550. 435 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-06-2015
Fiscal year end31-12
Activities, NACEBEL
86931Psychology services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.