Bosmans Cédric

Active

Private limited companyfounded 20224 yrs activeVleugtstraat 39, 3290 Diest, BelgiumKBO/BCE: BE 0779.854.858

The computed 12-month bankruptcy probability of Bosmans Cédric is 2.9% (moderate). The 2024 annual accounts show equity of €41k and a net result of €16k. Equity is growing by ~55.8% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

82 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency100=

Growth78▲+26

Track record94

Bankruptcy probability, 12 months

2.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity ample (current ratio 6.66 against 12.63 in 2023; short-term debt: 14.5% and cash: 64.5% of total assets), and 17.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

31 d early

2023

29 d early

2022

35 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€41k▲ 64.9%

2023 · €25k

2022: €13k 2023: €25k

2022 → 2024

Total assets

€49k▲ 72.6%

2023 · €29k

2022: €17k 2023: €29k

2022 → 2024

Net result

€16k▲ 39.2%

2023 · €12k

2022: €12k 2023: €12k

2022 → 2024

Working capital

€40k▲ 62.0%

2023 · €25k

2022: €13k 2023: €25k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€13k-€25k▲ 87.3%€41k▲ 64.9%

Operating result€15k-€15k▼ 0.2%€21k▲ 40.9%

Net result€12k-€12k▼ 1.5%€16k▲ 39.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 41% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €49k

96.2%

Fixed assets €2k▲ 21.9%

Current assets €47k▲ 75.5%

Equity and liabilities €49k

82.8%

17.2%

Equity €41k▲ 64.9%

Debt €8k▲ 123%

The debt ratio rises from 13.3% to 17.2%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€22k▲

2023 · €16k

Cash flow

€17k▲

2023 · €13k

Solvency

82.8%▼

2023 · 86.7%

Current ratio

6.66▼

2023 · 12.63

Quick ratio

6.66▼

2023 · 12.63

Debt / equity

0.21▲

2023 · 0.15

ROE

39.4%▼

2023 · 46.6%

ROA

32.6%▼

2023 · 40.4%

Interest coverage

74.83▼

2023 · 137.57

Debt

€8k▲

2023 · €4k

Debt ≤ 1 year

€7k▲

2023 · €2k

Income taxes

€5k▲

2023 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€29k€49k▲

Fixed assets21/28€2k€2k▲

Tangible fixed assets22/27€2k€2k▲

Plant, machinery and equipment23-€1k

Furniture and vehicles24€2k€464▼

Current assets29/58€27k€47k▲

Amounts receivable within one year40/41€12k€9k▼

Other amounts receivable41€12k€9k▼

Cash at bank and in hand54/58€14k€32k▲

Deferred charges and accrued income490/1€1k€6k▲

Equity and liabilities

Total equity and liabilities10/49€29k€49k▲

Equity10/15€25k€41k▲

Contributions10/11€2k€2k=

Reserves13€23k€39k▲

Distributable reserves133€23k€39k▲

Amounts payable17/49€4k€8k▲

Amounts payable within one year42/48€2k€7k▲

Trade debts44€2k€7k▲

Suppliers440/4€2k€7k▲

Other amounts payable47/48€135€0▼

Accrued charges and deferred income492/3€2k€1k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼

Gross operating margin9900€16k€22k▲

Operating profit (loss)9901€15k€21k▲

Financial income75/76B€0€13▲

Recurring financial income75€0€13▲

Financial charges65/66B€118€297▲

Recurring financial charges65€118€297▲

Profit (loss) for the period before taxes9903€15k€21k▲

Income taxes67/77€3k€5k▲

Profit (loss) for the period9904€12k€16k▲

Profit (loss) for the period to be appropriated9905€12k€16k▲

Appropriation of the result

Profit (loss) to be appropriated9906€12k€16k▲

Transfer to equity691/2€12k€16k▲

To other reserves6921€12k€16k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

2025

30-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €16k ▲39.2%

Operating result €21k, net result €16k, both a record.

02-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €12k ▼1.5%

Net result drops to €12k, the lowest in the series; recovery starts the following year.

26-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Diest · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vleugtstraat 393290 Diest

Ground area

695 m²

Building footprint

122 m²

Parcel 24097D0253/00E000, Flanders. Linked by address, not a title deed.

1 establishment unit

Bosmans Cédric

Vleugtstraat 39, 3290 DiestHuman health activities

since 20222.327.060.088

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24097D0253/00E000	Flanders	695 m²	1 · 122 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 2 entries · 474 EUR awarded · 474 EUR paid

Year	Entries	awarded	paid
2025	1	150 EUR	150 EUR
2022	1	324 EUR	324 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 474 EUR · 474 EUR paid · Fonds voor Innoveren en Ondernemen

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-01-2022

Fiscal year end31-12

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.