BOSCO-FRUIT
ActiveBOSCO-FRUIT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €37k. Equity is shrinking by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 8002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency38▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.23 in 2024; short-term debt: 40.1% and cash: 4.3% of total assets), and 87.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8002 sector peers (2025).
NBB · sector comparisonPosition among 8002 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 07-11-2025, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
27 d early
2023
1 d early
2022
31 d early
2021
31 d early
2020
19 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€117k▼ 18.5%
2024 · €144k
2019: €278k
2020: €253k
2021: €93k
2022: €99k
2023: €96k
2024: €144k
2019 → 2025
Total assets
€919k▼ 9.7%
2024 · €1.02M
2019: €997k
2020: €1.02M
2021: €848k
2022: €913k
2023: €980k
2024: €1.02M
2019 → 2025
Net result
€37k▼ 23.8%
2024 · €48k
2019: €14k
2020: €-25k
2021: €-160k
2022: €21k
2023: €16k
2024: €48k
2019 → 2025
Working capital
€64k▼ 26.2%
2024 · €87k
2019: €67k
2020: €219k
2021: €45k
2022: €70k
2023: €-443
2024: €87k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€99k▲ 6.9%€96k▼ 3.8%€144k▲ 50.6%€117k▼ 18.5%
Operating result€-145k-€36k€31k▼ 15.0%€68k▲ 120%€56k▼ 18.4%
Net result€-160k-€21k€16k▼ 24.0%€48k▲ 198%€37k▼ 23.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €919k
Fixed assets
€486k▼ 10.3%
Current assets
€433k▼ 9.0%
Equity and liabilities €919k
Equity
€117k▼ 18.5%
Debt
€802k▼ 8.3%
The debt ratio rises from 85.8% to 87.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€118k▼
2024 · €133k
Cash flow
€100k▼
2024 · €113k
Solvency
12.8%▼
2024 · 14.2%
Current ratio
1.18▼
2024 · 1.23
Quick ratio
1.09▼
2024 · 1.10
Debt / equity
6.83▲
2024 · 6.07
ROE
31.4%▼
2024 · 33.6%
ROA
4.0%▼
2024 · 4.8%
Interest coverage
8.37▼
2024 · 8.66
Debt
€802k▼
2024 · €874k
Debt ≤ 1 year
€368k▼
2024 · €388k
Debt > 1 year
€420k▼
2024 · €453k
Income taxes
€5k▼
2024 · €6k
Staff costs
€161k▼
2024 · €169k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€919k▼
Fixed assets21/28€542k€486k▼
Tangible fixed assets22/27€542k€486k▼
Land and buildings22€464k€436k▼
Plant, machinery and equipment23€15k€9k▼
Furniture and vehicles24€64k€42k▼
Current assets29/58€476k€433k▼
Stocks and contracts in progress3€49k€32k▼
Stocks30/36€49k€32k▼
Amounts receivable within one year40/41€398k€341k▼
Trade receivables40€378k€312k▼
Other amounts receivable41€20k€28k▲
Cash at bank and in hand54/58€9k€40k▲
Deferred charges and accrued income490/1€19k€20k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€919k▼
Equity10/15€144k€117k▼
Contributions10/11€6k€6k=
Reserves13€138k€111k▼
Distributable reserves133€138k€111k▼
Amounts payable17/49€874k€802k▼
Amounts payable after more than one year17€453k€420k▼
Financial debts170/4€453k€420k▼
Amounts payable within one year42/48€388k€368k▼
Current portion of amounts payable after more than one year42€51k€36k▼
Financial debts43€50k€50k=
Credit institutions430/8€50k€50k=
Trade debts44€250k€199k▼
Suppliers440/4€250k€199k▼
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€7k€843▼
Remuneration and social security454/9€8k€7k▼
Other amounts payable47/48€22k€76k▲
Accrued charges and deferred income492/3€33k€13k▼
Income statement
Code20242025
Remuneration, social security and pensions62€169k€161k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€63k▼
Other operating charges640/8€4k€7k▲
Gross operating margin9900€306k€287k▼
Operating profit (loss)9901€68k€56k▼
Financial income75/76B€1k€469▼
Recurring financial income75€1k€469▼
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€54k€42k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€48k€37k▼
Profit (loss) for the period to be appropriated9905€48k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€37k▼
Transfer from equity791/2-€64k
Transfer to equity691/2€48k€37k▼
To other reserves6921€48k€37k▼
Profit to be distributed694/7-€64k
Return on contributions (dividend)694-€64k
Social balance
Average headcount (FTE)90873.13.0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
07-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Highest result since 2019net €48k ▲198%
Operating result €68k, net result €48k, both a record.
31-03
Financial
Equity above €100kEq €144k ▲50.6%
3 profitable years in a row build equity to €144k.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-160k
Net result drops to €-160k, the lowest in the series; recovery starts the following year.
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Liquidity triplescurrent ratio 3.27
Current ratio from 1.20 to 3.27; short-term debt falls from €329k to €96k.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugse Steenweg 79940 EvergemGround area
108 m²
Parcel 44302E1468/00P002, Flanders. Linked by address, not a title deed.
1 establishment unit
BOSCO-FRUIT
since 20062.154.666.839
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302E1468/00P002 | Flanders | 108 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEvergem2.154.666.839
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Of 956 companies in sector 46319 we hold annual accounts for 609. 390 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-05-2006
Fiscal year end31-03
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
51310
47210Retail sale of fruit and vegetables
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.